{"product_id":"where-to-spend-where-to-save-isbn-9798893740561","title":"Where to Spend, Where to Save","description":"\u003cp\u003eAuthor Danny Kofke provides practical tips on budgeting, saving, and spending wisely. This practical guide walks readers through foundational steps—from structuring a working budget to planning to buy a home—to help build savings, improve credit, and knock out debt. With advice on loans, insurance, and retirement, this is the go-to guide for educators to build lasting financial success. \u003c\/p\u003e\n\n\u003cbr\u003e\u003cb\u003eBeginning K–12 teachers can use this book to:\u003c\/b\u003e\n\u003cul\u003e\n\u003cli\u003eCreate a working budget to facilitate comfortable living on a limited salary\u003c\/li\u003e\n\u003cli\u003eUnderstand how their credit score impacts their finances and how they can improve their score\u003c\/li\u003e\n\u003cli\u003eDevelop effective savings to accomplish long- and short-term financial goals\u003c\/li\u003e\n\u003cli\u003eStrategize to reduce student loan debt without compromising necessary cash flow\u003c\/li\u003e\n\u003cli\u003ePlan more effectively for major future investments and significant life events\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cbr\u003e\u003cb\u003eContents:\u003c\/b\u003e\n\u003cbr\u003eIntroduction\n\u003cbr\u003eChapter 1: Budget on a Teacher’s Salary\n\u003cbr\u003eChapter 2: Save More in the Short and Long Term\n\u003cbr\u003eChapter 3: Spend Less\n\u003cbr\u003eChapter 4: Protect What Matters\n\u003cbr\u003eChapter 5: Understand Your Credit Score\n\u003cbr\u003eChapter 6: Eliminate Your Debt\n\u003cbr\u003eChapter 7: Understand How to Buy a House and Manage a Mortgage\n\u003cbr\u003eChapter 8: Plan Your Legacy\n\u003cbr\u003eConclusion: What Really Matters\n\u003cbr\u003eReferences\n\u003cbr\u003eIndex","brand":"Solution Tree Press","offers":[{"title":"Default Title","offer_id":48011564646629,"sku":"NP9798893740561","price":44.99,"currency_code":"USD","in_stock":false}],"url":"https:\/\/k12savings.com\/products\/where-to-spend-where-to-save-isbn-9798893740561","provider":"K12savings","version":"1.0","type":"link"}