{"product_id":"the-savage-truth-on-money-isbn-9781119645443","title":"The Savage Truth on Money","description":"\u003cp\u003e\u003cb\u003eSmart strategies for taking control of your money from bestselling author and personal finance expert Terry Savage—the new, fully updated third edition.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Savage Truths on Money are time-tested, but new technologies and techniques make it easier and more profitable to make your money work for \u003ci\u003eyou\u003c\/i\u003e! Now, financial success can be achieved simply and automatically through new apps, tools, and access to low-cost money management tools and advice. Living in financial security—not constantly worrying about education costs, medical bills, or having enough money saved for retirement—is within anyone’s reach. \u003c\/p\u003e \u003cp\u003eIn this new edition of \u003ci\u003eThe Savage Truth on Money\u003c\/i\u003e, author Terry Savage shares the time-tested truths of financial security, guides you on redirecting your finances, and helps you create a financial plan for your future—using all the resources of technology, the best people in the financial planning industry, and your own informed judgment. This must-have resource is a roadmap for navigating today’s economic reality on the way to your best possible financial future. This invaluable guide will help you:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eTake responsibility for your own financial future, using technology to improve your financial decision-making  \u003c\/li\u003e \u003cli\u003eControl your spending and deal with debt, protect your assets, and grow your savings\u003c\/li\u003e \u003cli\u003eLearn the basic truths about money, markets, and human emotions—and how to use that knowledge to your advantage\u003c\/li\u003e \u003cli\u003eFind financial advisors you can trust—\u003ci\u003efiduciaries\u003c\/i\u003e who will put your interests first, and save you money on costs\u003c\/li\u003e \u003cli\u003eMake a realistic plan for college without being buried in debt—and deal with existing student loans\u003c\/li\u003e \u003cli\u003eCreate—and reach—retirement goals that allow you to enjoy your financial success\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eWhether you're just starting out and unsure of your next steps, or you’re worried about how you'll manage your investments and plan your retirement, the third edition of\u003ci\u003e The Savage Truth on Money\u003c\/i\u003e is your one-stop guide for taking control of your finances today and reaping the benefits tomorrow.\u003c\/p\u003e \u003cp\u003ePreface ix\u003c\/p\u003e \u003cp\u003e1 The Savage Truth on Getting Rich 2\u003cbr\u003e Financial Security Demands Smart Choices\u003c\/p\u003e \u003cp\u003e2 The Savage Truth on Money and Technology 30\u003cbr\u003e Knowledge is Power\u003c\/p\u003e \u003cp\u003e3 The Savage Truth on Spending and Debt 44\u003cbr\u003e You \u003ci\u003eCan \u003c\/i\u003eControl Your Cash Flow\u003c\/p\u003e \u003cp\u003e4 The Savage Truth on Chicken Money 70\u003cbr\u003e Nest Eggs Need Some Safety\u003c\/p\u003e \u003cp\u003e5 The Savage Truth on Financial Advice 94\u003cbr\u003e Not All “Advisors” Are on Your Side\u003c\/p\u003e \u003cp\u003e6 The Savage Truth on the Stock Market 110\u003cbr\u003e It’s Less Risky Than You Think\u003c\/p\u003e \u003cp\u003e7 The Savage Truth on Investment Choices 138\u003cbr\u003e Getting Started is Easy\u003c\/p\u003e \u003cp\u003e8 The Savage Truth on Investing for Retirement 174\u003cbr\u003e The Sooner the Better—But It’s Never Too Late\u003c\/p\u003e \u003cp\u003e9 The Savage Truth on Annuities 198\u003cbr\u003e Risks and Rewards\u003c\/p\u003e \u003cp\u003e10 The Savage Truth on Life, Health, and Disability Insurance 218\u003cbr\u003e Don’t Wait until It’s Too Late\u003c\/p\u003e \u003cp\u003e11 The Savage Truth on Protecting Your Assets 250\u003cbr\u003e Your Home, Your Auto, Your Wealth\u003c\/p\u003e \u003cp\u003e12 The Savage Truth on Paying for College 264\u003cbr\u003e A Burden and a Blessing\u003c\/p\u003e \u003cp\u003e13 The Savage Truth on Getting to—and through—Retirement 292\u003cbr\u003e Time to Withdraw\u003c\/p\u003e \u003cp\u003e14 The Savage Truth on Social Security, Medicare, and Aging Alone 312\u003cbr\u003e Getting It Right is Essential\u003c\/p\u003e \u003cp\u003e15 The Savage Truth on Long-Term Care Insurance 330\u003cbr\u003e Insure Your Retirement Lifestyle\u003c\/p\u003e \u003cp\u003e16 The Savage Truth on Estate Planning 348\u003cbr\u003e It Pays to Plan While You Can\u003c\/p\u003e \u003cp\u003eConclusion . . . and Beginning 369\u003c\/p\u003e \u003cp\u003eAcknowledgments 371\u003c\/p\u003e \u003cp\u003eIndex 375\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eTERRY SAVAGE\u003c\/b\u003e is the nationally syndicated personal finance columnist for Tribune Content Agency, a regular on national television and radio, and the author of four best-selling personal finance books. She has won the National Press Club award for Outstanding Consumer Journalism. Terry's expertise comes from experience. She was a founding member of the Chicago Board Options Exchange, and a member of the Chicago Mercantile Exchange's International Monetary Market. She serves on the Board of Directors of CME Group, Inc. Visit Terry's website to post questions and read her latest columns. \u003c\/p\u003e\u003cp\u003ewww.TerrySavage.com   \u003c\/p\u003e\u003cp\u003e\u003cb\u003e\u003ci\u003ePraise for\u003c\/i\u003e\u003c\/b\u003e \u003cb\u003eTHE THIRD EDITION OF THE SAVAGE TRUTH ON MONEY\u003c\/b\u003e  \u003c\/p\u003e\u003cp\u003e\"I love that Terry walks the walk. She's been a trader, she's been a stockbroker, she's been a board member of publicly traded companies. When she writes about investing, trading, or how markets work, it's coming from someone who's been in the trenches not on the sidelines.\u003ci\u003e The Savage Truth on Money\u003c\/i\u003e is a great gift for a young investor as well as an experienced investor who wants to broaden his or her understanding of markets.\"\u003cbr\u003e \u003cb\u003e—Jon Najarian,\u003c\/b\u003e Founder of Market Rebellion \u0026amp; CNBC host \u003c\/p\u003e\u003cp\u003e\"With 30+ years as a practicing financial planner I think I'm qualified to tell you to READ THIS BOOK. Your financial life will be massively improved! This 3rd edition of Terry's classic is a must-read for every serious investor concerned about the quality of their financial life.\"\u003cbr\u003e \u003cb\u003e—Harold Evensky,\u003c\/b\u003e Founder, Evensky \u0026amp; Katz; Retired Professor of Practice, Texas Tech Department of  \t Personal Financial Planning \u003c\/p\u003e\u003cp\u003e\"Financial literacy is imperative for all of us, especially in today's world. Terry Savage, who was the first woman member of the CBOE, excels in explaining things we need to know to manage our financial lives. She does it in clear and understandable language that is current and relevant. This book is a must-read!\"\u003cbr\u003e \u003cb\u003e—William J. Brodsky,\u003c\/b\u003e Chairman, Cedar Street Asset Management; former Chairman and CEO,  Chicago Board Options Exchange (CBOE) \u003c\/p\u003e\u003cp\u003e\u003cb\u003eSavage Truths to Manage Your Money Wisely\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003ci\u003eThe Savage Truth on Money\u003c\/i\u003e is designed to help you create a sensible financial plan for your future—using all the resources of technology and the financial planning industry in combination with your own good judgment and these basic Savage Truths. \u003c\/p\u003e\u003cp\u003eWhether you're just starting out or approaching retirement, you'll find it easy to follow Terry's street-smart advice in this all-new edition. Get started on an investment plan with as little as $5, use recommended apps and robo-advisors to guide you to success, or search out planning help you can trust. From basics about credit and debt, to investments and retirement planning—this is your guide to successful money management.  \u003c\/p\u003e\u003cp\u003e\u003ci\u003eThe first edition of\u003c\/i\u003e The Savage Truth on Money\u003ci\u003e was named one of Amazon's \"Ten Best Money Books of the Year.\"\u003c\/i\u003e\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990334423269,"sku":"NP9781119645443","price":16.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119645443.jpg?v=1761787400","url":"https:\/\/k12savings.com\/products\/the-savage-truth-on-money-isbn-9781119645443","provider":"K12savings","version":"1.0","type":"link"}