{"product_id":"the-road-out-of-debt-website-isbn-9780470498866","title":"The Road Out of Debt + Website","description":"\u003cp\u003eA practical guide to getting out of debt and understanding the option of personal bankruptcy\u003c\/p\u003e \u003cp\u003eThe current credit and financial crises have prompted Joan Feeney, a preeminent Massachusetts Bankruptcy Judge, and Theodore Connolly, a Finance and Bankruptcy Attorney, to write a book that will help people handle their financial troubles. \u003ci\u003eThe Road Out of Debt\u003c\/i\u003e seeks to assist those considering bankruptcy by demystifying the bankruptcy process and explaining what you can expect to gain (or lose) from it.\u003c\/p\u003e \u003cp\u003eWith the insights of both a bankruptcy judge and a bankruptcy lawyer, you'll be able to determine when it's best to avoid bankruptcy, when you should seek bankruptcy protection, and, most importantly, how best to work through the bankruptcy process, if you so choose. With millions of Americans personally facing dire financial situations, job losses, home foreclosures, and other major financial challenges, no book could be more timely.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eAn exceptional resource for anyone contemplating bankruptcy or otherwise trying to figure out how to handle their debt\u003c\/li\u003e \u003cli\u003ePuts the bankruptcy process in perspective and reveals specific steps to follow\u003c\/li\u003e \u003cli\u003eDiscusses how to decide whether or not bankruptcy is the right path for you\u003c\/li\u003e \u003cli\u003eWritten by a well-respected bankruptcy judge and bankruptcy attorney\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eAs more people find themselves entering financial difficulties, an increasing number of them will need information to help them through these problems. \u003ci\u003eThe Road Out of Debt\u003c\/i\u003e provides you with the serious solutions needed to overcome a personal financial crisis.\u003c\/p\u003e \u003cp\u003eAcknowledgments xi\u003c\/p\u003e \u003cp\u003ePreface xiii\u003c\/p\u003e \u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I A Road Map to Debt Relief\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1 Getting Started 13\u003c\/p\u003e \u003cp\u003eChapter 2 Negotiating Your Way Out of Debt 23\u003c\/p\u003e \u003cp\u003eChapter 3 Fighting Back 33\u003c\/p\u003e \u003cp\u003eChapter 4 Budgeting Your Way Out of Debt 47\u003c\/p\u003e \u003cp\u003eChapter 5 The Danger of Quick Fixes 65\u003c\/p\u003e \u003cp\u003eChapter 6 Debt Counselors: How to Tell the Bad from the Good 85\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II Finding Your Way Using Nonbankruptcy Solutions\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 7 The Way Out of Credit Card, Medical, and Student Loan Debt 103\u003c\/p\u003e \u003cp\u003eChapter 8 Foreclosure Basics and Rescue Scams 123\u003c\/p\u003e \u003cp\u003eChapter 9 Sizing Up Your Mortgage Debt 139\u003c\/p\u003e \u003cp\u003eChapter 10 The Way Out of Mortgage Debt 153\u003c\/p\u003e \u003cp\u003eChapter 11 The Way Out of Auto Debt 167\u003c\/p\u003e \u003cp\u003eChapter 12 The Way Out of Tax Debt 185\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III When to Take the Bankruptcy Route\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 13 Is Bankruptcy Right for You? 209\u003c\/p\u003e \u003cp\u003eChapter 14 21 Bankruptcy Myths 217\u003c\/p\u003e \u003cp\u003eChapter 15 Overview of Bankruptcy Types 229\u003c\/p\u003e \u003cp\u003eChapter 16 Understanding the Bankruptcy Process 237\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV Road Trips: Six Case Studies In Bankruptcy\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 17 Two Trips through Chapter 7 Bankruptcy 253\u003c\/p\u003e \u003cp\u003eChapter 18 Two Trips through Chapter 13 Bankruptcy 277\u003c\/p\u003e \u003cp\u003eChapter 19 A Trip through Chapter 11 Bankruptcy 301\u003c\/p\u003e \u003cp\u003eChapter 20 A Trip through Chapter 12 Bankruptcy 317\u003c\/p\u003e \u003cp\u003eConclusion: The Road Worth Taking 325\u003c\/p\u003e \u003cp\u003eAppendix A Helpful Resources 327\u003c\/p\u003e \u003cp\u003eAppendix B Bankruptcy FAQs 337\u003c\/p\u003e \u003cp\u003eNotes 347\u003c\/p\u003e \u003cp\u003eGlossary 349\u003c\/p\u003e \u003cp\u003eAbout the Authors 369\u003c\/p\u003e \u003cp\u003eIndex 371\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eJOAN N. FEENEY\u003c\/b\u003e is a highly respected, preeminent judge on the United States Bankruptcy Court for the District of Massachusetts and former chief judge of the court. She has considerable experience in bankruptcy and commercial law and has written extensively on these subjects. Among her many activities, Judge Feeney is the co-Chair of the Joint Bankruptcy Court\/Boston Bar Association Task Force on Financial Literacy; coauthor of the West treatise \u003ci\u003eBankruptcy Law Manual;\u003c\/i\u003e a Fellow of the American College of Bankruptcy; President-elect of the National Conference of Bankruptcy Judges; and recipient of the 2005 Boston Bar Association Haskell Cohn Award for Distinguished Judicial Service. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eTHEODORE W. CONNOLLY\u003c\/b\u003e is a highly respected finance and bankruptcy attorney at one of the largest law firms in Boston, Edwards Angell Palmer \u0026amp; Dodge LLP, and has extensive experience in resolving financial difficulties involving corporations and individuals. Connolly clerked for the Honorable William C. Hillman at the United States Bankruptcy Court in Boston.    \u003c\/p\u003e\u003cp\u003eThe recent credit and financial crises have probably affected you in one way or another, and prompted authors Joan N. Feeney, a preeminent Massachusetts bankruptcy judge, and Theodore W. Connolly, a highly respected finance and bankruptcy attorney, to create a book to help you understand \u003ci\u003eand\u003c\/i\u003e overcome the financial problems you may currently face.  \u003c\/p\u003e\u003cp\u003eWritten in a straightforward and accessible style, \u003ci\u003eThe Road Out of Debt\u003c\/i\u003e walks you through the steps you need to take in order to resolve your debts and rebuild your finances. Initially, it discusses your options for avoiding bankruptcy and managing your specific debts. It then moves on to examine when filing for bankruptcy might be the right decision. Along the way, you'll quickly discover how bankruptcy really works, so you can effectively navigate through it either on your own or with the help of a lawyer.  \u003c\/p\u003e\u003cp\u003eWith millions of Americans personally facing dire financial situations, job losses, home foreclosures, and other major financial challenges, no book could be more timely. Divided into four comprehensive parts, this reliable resource: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eWill help you assess your debt situation and achieve financial freedom either with or without bankruptcy\u003c\/li\u003e \u003cli\u003eAddresses how to handle specific debts, including credit card, mortgage, medical, student loans, auto, and tax\u003c\/li\u003e \u003cli\u003eWarns you about the dangers of debt quick fixes and scams\u003c\/li\u003e \u003cli\u003ePuts the bankruptcy process in perspective and discusses the different types of bankruptcy options available to you\u003c\/li\u003e \u003cli\u003ePresents stories of hypothetical bankruptcies based on real individuals, so you can understand and learn more about what can happen in a bankruptcy case\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eIn addition to the information presented here, much more—including links to many of the resources mentioned throughout the book and additional checklists for evaluating your financial situation and dealing with debt—can be found at wiley.com\/go\/roadoutofdebt.  \u003c\/p\u003e\u003cp\u003eFilled with the insights of both a bankruptcy judge and a bankruptcy lawyer, \u003ci\u003eThe Road Out of Debt\u003c\/i\u003e will put you in a better position to face your personal financial problems and deal with them. With this book as your guide, you'll quickly learn when it's best to avoid bankruptcy, when you should seek bankruptcy protection, and, most important, how to work through the bankruptcy process if you choose to take that path.    \u003c\/p\u003e\u003cp\u003eThe \u003cb\u003eROAD\u003c\/b\u003e out of \u003cb\u003eDEBT\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eThe recent credit and financial crises have probably affected you in one way or another, and prompted authors Joan N. Feeney, a preeminent Massachusetts bankruptcy judge, and Theodore W. Connolly, a highly respected finance and bankruptcy attorney, to create a book to help you understand \u003ci\u003eand\u003c\/i\u003e overcome the financial problems you may currently face. \u003c\/p\u003e\u003cp\u003eWritten in a straightforward and accessible style, \u003ci\u003eThe Road Out of Debt\u003c\/i\u003e walks you through the steps you need to take in order to resolve your debts and rebuild your finances. Initially, it discusses your options for avoiding bankruptcy and managing your specific debts. It then moves on to examine when filing for bankruptcy might be the right decision. Along the way, you'll quickly discover how bankruptcy really works, so you can effectively navigate through it either on your own or with the help of a lawyer. \u003c\/p\u003e\u003cp\u003eWith millions of Americans personally facing dire financial situations, job losses, home foreclosures, and other major financial challenges, no book could be more timely. Divided into four comprehensive parts, this reliable resource: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eWill help you assess your debt situation and achieve financial freedom either with or without bankruptcy\u003c\/li\u003e \u003cli\u003eAddresses how to handle specific debts, including credit card, mortgage, medical, student loans, auto, and tax\u003c\/li\u003e \u003cli\u003eWarns you about the dangers of debt quick fixes and scams\u003c\/li\u003e \u003cli\u003ePuts the bankruptcy process in perspective and discusses the different types of bankruptcy options available to you\u003c\/li\u003e \u003cli\u003ePresents stories of hypothetical bankruptcies based on real individuals, so you can understand and learn more about what can happen in a bankruptcy case\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eIn addition to the information presented here, much more—including links to many of the resources mentioned throughout the book and additional checklists for evaluating your financial situation and dealing with debt—can be found at wiley.com\/go\/roadoutofdebt. \u003c\/p\u003e\u003cp\u003eFilled with the insights of both a bankruptcy judge and a bankruptcy lawyer, \u003ci\u003eThe Road Out of Debt\u003c\/i\u003e will put you in a better position to face your personal financial problems and deal with them. With this book as your guide, you'll quickly learn when it's best to avoid bankruptcy, when you should seek bankruptcy protection, and, most important, how to work through the bankruptcy process if you choose to take that path.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990332031205,"sku":"NP9780470498866","price":29.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780470498866.jpg?v=1761787392","url":"https:\/\/k12savings.com\/products\/the-road-out-of-debt-website-isbn-9780470498866","provider":"K12savings","version":"1.0","type":"link"}