{"product_id":"the-principles-of-banking-isbn-9781119755647","title":"The Principles of Banking","description":"\u003cp\u003e\u003cb\u003eA timely and robust discussion of responsible bank stewardship and practice.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Second Edition of \u003ci\u003eThe Principles of Banking\u003c\/i\u003e offers banking professionals, regulators, and students from a variety of backgrounds an authoritative and practical discussion of the foundations of modern banking and good banking practice. In the book, you'll find a comprehensive roadmap to a more sustainable business model for your banking organization.\u003c\/p\u003e \u003cp\u003eThe author draws on his many years' experience as a commercial and investment banker as he explains the original principles of banking—including sound lending policy, capital management, and liquidity risk management—as well as new material covering the impact of COVID-19 on banks, risk management, and balance sheet management.\u003c\/p\u003e \u003cp\u003e\u003ci\u003eThe Principles of Banking\u003c\/i\u003e also provides recommendations for bank asset-liability management best practices that enable banks to deliver optimized balance sheets for the benefit of all stakeholders. It also includes new chapters in market risk management, foreign exchange risk management, interest rate risk, and credit risk policy and management.\u003c\/p\u003e \u003cp\u003eAn essential update to a widely read and taught banking text, \u003ci\u003eThe Principles of Banking, Second Edition\u003c\/i\u003e is an indispensable resource for banking professionals and students everywhere.\u003c\/p\u003e \u003cp\u003eForewords xix\u003c\/p\u003e \u003cp\u003e\u003ci\u003eNeal Ardley\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eSharon Bowles\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eHenrique Fragelli\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eOldrich Masek\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eJason Oakley\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eHelen Sachdev\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003ePreface xxxix\u003c\/p\u003e \u003cp\u003eAcknowledgements xlv\u003c\/p\u003e \u003cp\u003eAbout the Author li\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I Banking, Bank Customer Business and Regulation 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1 Banking, bank business and financial statements 3\u003c\/p\u003e \u003cp\u003eChapter 2 Ethics, conduct and customer service 75\u003c\/p\u003e \u003cp\u003eChapter 3 Bank regulatory capital and the “Basel Rules” 97\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II Bank Asset and Liability Management 159\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 4 The yield curve 161\u003c\/p\u003e \u003cp\u003eChapter 5 Asset– liability management I 201\u003c\/p\u003e \u003cp\u003eChapter 6 Balance sheet management: money markets, FX, trading and hedging, and securitisation 251\u003c\/p\u003e \u003cp\u003eChapter 7 Managing interest- rate risk in the banking book (IRRBB) 303\u003c\/p\u003e \u003cp\u003eChapter 8 Bank Treasury operating model 333\u003c\/p\u003e \u003cp\u003eChapter 9 ALCO governance framework and terms of reference 351\u003c\/p\u003e \u003cp\u003eChapter 10 ALM sundries: asset encumbrance, hedge accounting, IFRS 9 and EIR 383\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III Bank Liquidity Risk Management 401\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 11 Principles of bank liquidity management 403\u003c\/p\u003e \u003cp\u003eChapter 12 Liquidity risk metrics 445\u003c\/p\u003e \u003cp\u003eChapter 13 Liquidity risk reporting 461\u003c\/p\u003e \u003cp\u003eChapter 14 Bank funds transfer pricing 469\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV Bank Strategy and Governance 491\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 15 Bank strategy I: inputs and setting 493\u003c\/p\u003e \u003cp\u003eChapter 16 Bank strategy II: capital and funding management 521\u003c\/p\u003e \u003cp\u003eChapter 17 Principles of corporate governance 541\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart V Principles of Risk Management and Regulation 573\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 18 The risk management framework 575\u003c\/p\u003e \u003cp\u003eChapter 19 Credit risk assessment and reporting principles 617\u003c\/p\u003e \u003cp\u003eChapter 20 Stress testing, ICAAP, ILAAP and reverse stress testing 647\u003c\/p\u003e \u003cp\u003eChapter 21 Recovery planning and resolution planning 693\u003c\/p\u003e \u003cp\u003eChapter 22 Sustainable banking and climate change risk management 703\u003c\/p\u003e \u003cp\u003eChapter 23 Case studies: analysis, problem solving and decision making 721\u003c\/p\u003e \u003cp\u003eChapter 24 Everything changes, and nothing changes: excerpts from a timeless work 753\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart VI Guide to the Companion Website 761\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 25 Applications software, policy templates and spreadsheet models 763\u003c\/p\u003e \u003cp\u003eAfterword 771\u003c\/p\u003e \u003cp\u003eList of Terms and their Abbreviations 775\u003c\/p\u003e \u003cp\u003eIndex 781\u003c\/p\u003e \u003cp\u003e\u003cb\u003eMOORAD CHOUDHRY\u003c\/b\u003e is a non-executive director at Recognise Bank Limited, in London, a non-executive director at the Loughborough Building Society, and an independent non-executive advisor on the Risk Committee at Nubank, in Sao Paulo. He was born in Bangladesh and lives in Surrey, England.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePraise for \u003ci\u003eThe Principles of Banking, Second Edition\u003c\/i\u003e\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"This is a superb book.\"\u003cbr\u003e—\u003cb\u003eMartin Barber\u003c\/b\u003e, Director, BAE Syatems Digital Intelligence, Lancashire\u003c\/p\u003e \u003cp\u003e\"\u003ci\u003eThe Principles of Banking\u003c\/i\u003e is easily the most important text for anyone in banking today and should be required reading for all personal development plans. When I was a regulator at the UK Financial Services Authority, managing the change in control team, I was responsible for assessing and granting regulatory approvals for complex banking transactions, such as Virgin Money's takeover of Northern Rock. I relied heavily on Professor Choudhry's text as a reference throughout the banking license approval process.\"\u003cbr\u003e—\u003cb\u003eNihar Mehta\u003c\/b\u003e, Chief Corporate Development Officer, Monument Bank Ltd, London\u003c\/p\u003e \u003cp\u003e\"If it has kicked off between you and him, every single one of us would have run down there to help you out! And thanks for this great book.\"\u003cbr\u003e—\u003cb\u003eAlex Haigh\u003c\/b\u003e, Captain, Newdigate FC, West Sussex League\u003c\/p\u003e \u003cp\u003e\"When I taught a banking course at my business school, I had a hard time finding textbooks that could explain what banking was really like from the perspective of a banker, until I came across books by Professor Choudhry. Moorad's books reflect how bankers look at and practice banking, and provide a non-theoretical and practical approach to the subject.\"\u003cbr\u003e—\u003cb\u003eTed Teo\u003c\/b\u003e, Adjunct Assistant Professor, NUS Business School, Singapore\u003c\/p\u003e \u003cp\u003e\"A magnificent, well-crafted and masterfully updated new edition of the ever popular The Principles of Banking, it remains clear, practical and well balanced. Very highly reccommended!\"\u003cbr\u003e—\u003cb\u003eMohamoud Barre Dualeh\u003c\/b\u003e, Head of Products and Cards Business, Alizz Islamic Bank, Muscat\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990320693477,"sku":"NP9781119755647","price":95.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119755647.jpg?v=1761787344","url":"https:\/\/k12savings.com\/products\/the-principles-of-banking-isbn-9781119755647","provider":"K12savings","version":"1.0","type":"link"}