{"product_id":"the-pension-puzzle-isbn-9780470839539","title":"The Pension Puzzle","description":"An \"owner's manual\" for every Canadian with a pension plan.\u003cbr\u003e  Millions of Canadians are covered by pension plans in one form or another-whether that's CPP or a company plan, or personal RRSPs. But pensions are the benefit least understood by employees. They're confusing and complex, but understanding pensions is crucial to every Canadian's financial security in retirement. Since its initial publication, The Pension Puzzle has become the definitive book on the subject. Now completely revised and updated, The Pension Puzzle remains a true owner's manual for anyone with a pension plan. The Pension Puzzle is not just for those about to retire. It's for every working Canadian who needs to make decisions about their pension plan and how it affects their financial future.\u003cbr\u003e  Preface.  \u003cp\u003e\u003cb\u003ePART ONE: THE PIECES OF THE PUZZLE.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1. How Much, How Long?\u003c\/p\u003e \u003cp\u003eChapter 2. Are You on a Tricycle or a Bicycle?\u003c\/p\u003e \u003cp\u003eChapter 3. Government Benefits:  Cash for Life.\u003c\/p\u003e \u003cp\u003eChapter 4. CPP: Pension Plan or Pyramid Scheme?\u003c\/p\u003e \u003cp\u003eChapter 5. The Tax Shelter Umbrella.\u003c\/p\u003e \u003cp\u003eChapter 6. Employer Plans: Overloaded value.\u003c\/p\u003e \u003cp\u003eChapter 7. Pension Tension.\u003c\/p\u003e \u003cp\u003eChapter 8. Your Own Plan: RRSPs, RRIFs and Annuities.\u003c\/p\u003e \u003cp\u003eChapter 9. Will It Be STEW for You?\u003c\/p\u003e \u003cp\u003e \u003cb\u003ePART TWO: THE REAL NITTY GRITTY.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 10. Who Makes the Rules?\u003c\/p\u003e \u003cp\u003eChapter 11. When Can You Join the Plan—and Who Pays How Much?\u003c\/p\u003e \u003cp\u003eChapter 12. What Happens to the Money?\u003c\/p\u003e \u003cp\u003eChapter 13. When Can You Retire?\u003c\/p\u003e \u003cp\u003eChapter 14. What Do You Get in Retirement?\u003c\/p\u003e \u003cp\u003eChapter 15. What If You're Highly Paid?\u003c\/p\u003e \u003cp\u003eChapter 16. What Happens If You Change Jobs?\u003c\/p\u003e \u003cp\u003eChapter 17. LIRAs, LIFs and LRIFs.\u003c\/p\u003e \u003cp\u003eChapter 18. What about Death and Disability?\u003c\/p\u003e \u003cp\u003eChapter 19. What Happens If Your Marriage Ends?\u003c\/p\u003e \u003cp\u003eChapter 20. Can Your Employer Change the Plan?\u003c\/p\u003e \u003cp\u003e Appendix A: Canada's International Benefits Agreements.\u003c\/p\u003e \u003cp\u003eAppendix B: Highlights: Minimum Pension Standards.\u003c\/p\u003e \u003cp\u003eAppendix C: Who's a Spouse for Pension Purposes?\u003c\/p\u003e \u003cp\u003eAppendix D: Retirement-Related Links.\u003c\/p\u003e \u003cp\u003eAppendix E: The Actuarial Report: Keeping a DB Plan Healthy.\u003c\/p\u003e \u003cp\u003eGlossary.\u003c\/p\u003e \u003cp\u003eIndex.\u003c\/p\u003e  \u003cb\u003eBruce Cohen\u003c\/b\u003e (Port Perry, ON) established himself as one of Canada's top personal finance writers when he was personal finance columnist for the Financial Post. He is a freelance writer for financial companies and the author of the bestseller, \u003ci\u003eThe Money Adviser\u003c\/i\u003e.  \u003cp\u003e\u003cb\u003eBrian FitzGerald\u003c\/b\u003e (Toronto, ON) is a prominent actuary and expert in retirement program design and operation. He recently retired as a principal from one of Canada's leading pension and benefits consulting firms.\u003c\/p\u003e  \"\u003ci\u003eThe Pension Puzzle\u003c\/i\u003e is destined to become the definitive reference book on retirement plans for financial advisers and their clients.\"\u003cbr\u003e -- \u003cb\u003eJonathan Chevreau\u003c\/b\u003e, \u003ci\u003eThe National Post\u003c\/i\u003e  \u003cp\u003e\"Spending each day as you choose and getting monthly cheques to pay for it is neither boring nor painful, yet the mention of pensions brings on tensions. Bruce Cohen and Brian FitzGerald are right on the money with a sensible, straightforward, and practical guide to how much you can expect, where it will come from, and whether it will be enough. Don't leave work without it.\"\u003cbr\u003e -- \u003cb\u003eMichael Kane\u003c\/b\u003e, \u003ci\u003eThe Vancouver Sun\u003c\/i\u003e\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990308208869,"sku":"NP9780470839539","price":34.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780470839539.jpg?v=1761787293","url":"https:\/\/k12savings.com\/products\/the-pension-puzzle-isbn-9780470839539","provider":"K12savings","version":"1.0","type":"link"}