{"product_id":"the-ms-spent-money-guide-isbn-9780471215448","title":"The Ms. Spent Money Guide","description":"Change your spending habits to achieve your personal andfinancial goals\u003cbr\u003e \u003cbr\u003e The hardest part of personal finance for most people is livingwithin their means. Spreadsheets, budgets, and tables make moneymanagement seem like hard work. In The MsSpent MoneyGuide, readers are introduced to an innovative approachthat focuses spending habits to allow for everyday costs and futureexpenses while finding money for things you really enjoy.\u003cbr\u003e \u003cbr\u003e MsSpent's bottom line is to help people have a more fulfillinglife by helping them clarify their financial goals as well asdevelop systems and habits that manage their spending. We are allunique and there is no single way to manage money. TheMsSpent Money Guide helps each individual discover a waythat will work for them. Readers of all ages will benefit fromMsSpent's message-if you are clear about your values, you will getmore of the life you want with the money you have.\"The Ms. Spent Money Guide\" - Der individuelle Geldwegweiser. Hier erfahren Sie, wie Sie sich für ihr hart verdientes Geld mehr leisten können. Die Autorin präsentiert den innovativen Ansatz \"Conscious Spending\", mit dem auch Sie lernen, vernünftig zu wirtschaften. Dieses Modell hilft Ihnen, Ihre Einkaufsgewohnheiten umzustellen, ohne das Gefühl zu haben, auf etwas verzichten zu müssen. Sie lernen, Ihre Ausgaben und Bedürfnisse aufeinander abzustimmen und Prioritäten zu setzen. Die Autorin gehört der amerikanischen Trainings- und Schulungseinrichtung Choice Performance an und bietet landesweit TV-Kurse, Präsentationen und Trainerschulungen zu diesem Thema an.  Introduction.\u003cbr\u003e \u003cbr\u003e PART ONE: READY TO CHANGE: IS YOUR HIP POCKET OFF BALANCE?\u003cbr\u003e \u003cbr\u003e Where Did It All Go?: The Unconscious Spending Trap.\u003cbr\u003e \u003cbr\u003e Conscious Spending: Honoring Your Values.\u003cbr\u003e \u003cbr\u003e Becoming Conscious: Getting More of What You Want.\u003cbr\u003e \u003cbr\u003e The Excuse File: Why Unconscious Spending Tempts.\u003cbr\u003e \u003cbr\u003e PART TWO: SET TO SPEND: THE SEVEN CONSCIOUS SPENDING CATEGORIES.\u003cbr\u003e \u003cbr\u003e Security: Your Financial Foundation.\u003cbr\u003e \u003cbr\u003e Shelter: Your Home, Sweet Home.\u003cbr\u003e \u003cbr\u003e Sustenance: Feeding Your Body.\u003cbr\u003e \u003cbr\u003e Self and Family: Everyday Expenses.\u003cbr\u003e \u003cbr\u003e Social: Connecting with Others.\u003cbr\u003e \u003cbr\u003e Society: Giving Back.\u003cbr\u003e \u003cbr\u003e Soul: Expressing Your Higher Purpose.\u003cbr\u003e \u003cbr\u003e PART THREE: GO: BECOMING A CONSCIOUS SPENDER.\u003cbr\u003e \u003cbr\u003e Starting Out: Creating a Conscious Spending Plan.\u003cbr\u003e \u003cbr\u003e Keeping Conscious: Designing a New Hip-Pocket Habit.\u003cbr\u003e \u003cbr\u003e Iceberg Ahead: When You're Weighed Down by Debt.\u003cbr\u003e \u003cbr\u003e The Big Squeeze: When Your Means Are Not Enough.\u003cbr\u003e \u003cbr\u003e Bibliography.\u003cbr\u003e \u003cbr\u003e Conscious Spending: Next Steps.\u003cbr\u003e \u003cbr\u003e Index.  DEBORAH KNUCKEY is a writer, money coach, and speaker. Her \"Conscious Spending\" approach has been featured in the media, including Oprah and USA Today. Knuckey has an MBA from UCLA and has worked as a consultant at McKinsey \u0026amp; Co. and as a financial reporter at News Corporation. She lives in Washington, D.C. She can be reached at www.deborahknuckey.com.  Praise For The Ms. Spent Money Guide  \u003cp\u003e\"An inspiring, sensible money guide that helps people learn how to spend without feeling guilty, deprived, or unhappy, and feel good about saving for their future. A wonderful book for anyone wanting to take charge and make the most of their financial life.\"\u003cbr\u003e – John Gray, author of How to Get What You Want and Want What You Have and Men Are from Mars, Women Are from Venus\u003c\/p\u003e \u003cp\u003e\"Deborah Knuckey shows us that spending and investing aren’t just about money. They’re about realizing our dreams, and being true to ourselves.\"\u003cbr\u003e – Carrie Schwab Pomerantz, Vice President, Consumer Education\u003cbr\u003e Charles Schwab \u0026amp; Co., Inc.\u003c\/p\u003e \u003cp\u003e\"The Ms Spent Money Guide is innovative and offers exercises that can really help readers learn about themselves and money. The ‘Conscious Spending’ model is an especially innovative planning approach that reflects how people feel about money.\"\u003cbr\u003e – Dr. Gwen Reichbach, Director\u003cbr\u003e National Institute for Consumer Education\u003c\/p\u003e \u003cp\u003eOver the course of your life, you will probably earn more than a million dollars. How will you spend it? Will you consciously use it to live out some of your dreams, or will you unconsciously spend it just living? Will you consciously choose your lifestyle, or will you unconsciously drift into it? Discover how \"Conscious Spending\" helps you answer these challenging questions and redesign your financial life.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990291366117,"sku":"NP9780471215448","price":26.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780471215448.jpg?v=1761787228","url":"https:\/\/k12savings.com\/products\/the-ms-spent-money-guide-isbn-9780471215448","provider":"K12savings","version":"1.0","type":"link"}