{"product_id":"the-fintech-book-isbn-9781119218876","title":"The FINTECH Book","description":"\u003cb\u003eA front-line industry insider's look at the financial technology explosion\u003c\/b\u003e \u003cp\u003e\u003ci\u003eThe FINTECH Book\u003c\/i\u003e is your primary guide to the financial technology revolution, and the disruption, innovation and opportunity therein. Written by prominent thought leaders in the global fintech investment space, this book aggregates diverse industry expertise into a single informative volume to provide entrepreneurs, bankers and investors with the answers they need to capitalize on this lucrative market. Key industry developments are explained in detail, and critical insights from cutting-edge practitioners offer first-hand information and lessons learned.\u003c\/p\u003e \u003cp\u003eThe financial technology sector is booming, and entrepreneurs, bankers, consultants, investors and asset managers are scrambling for more information: Who are the key players? What's driving the explosive growth? What are the risks? This book collates insights, knowledge and guidance from industry experts to provide the answers to these questions and more.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eGet up to speed on the latest industry developments\u003c\/li\u003e \u003cli\u003eGrasp the market dynamics of the 'fintech revolution'\u003c\/li\u003e \u003cli\u003eRealize the sector's potential and impact on related industries\u003c\/li\u003e \u003cli\u003eGain expert insight on investment and entrepreneurial opportunities\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThe fintech market captured over US$14 billion in 2014, a three-fold increase from the previous year. New startups are popping up at an increasing pace, and large banks and insurance companies are being pushed toward increasing digital operations in order to survive. The financial technology sector is booming and \u003ci\u003eThe FINTECH Book\u003c\/i\u003e is the first crowd-sourced book on the subject globally, making it an invaluable source of information for anybody working in or interested in this space.\u003c\/p\u003e \u003cp\u003ePreface viii\u003c\/p\u003e \u003cp\u003eAbout the Editors x\u003c\/p\u003e \u003cp\u003eAcknowledgements xii\u003c\/p\u003e \u003cp\u003e\u003cb\u003e1. Introduction \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBanking and the E-Book Moment 6\u003c\/p\u003e \u003cp\u003eWhy We’re so Excited About FinTech 10\u003c\/p\u003e \u003cp\u003eCurrent Trends in Financial Technology 13\u003c\/p\u003e \u003cp\u003e\u003cb\u003e2. FinTech Themes\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBanks Need to Think Collaboration Rather Than Competition 20\u003c\/p\u003e \u003cp\u003eGlobal Compliance is Key 22\u003c\/p\u003e \u003cp\u003eLending (Capital) in the 21st Century 25\u003c\/p\u003e \u003cp\u003eThe Next Big Innovation in FinTech – Identity 28\u003c\/p\u003e \u003cp\u003eTech Giants Becoming Non-Bank Banks 31\u003c\/p\u003e \u003cp\u003eDesign is No Longer an Option – User Experience (UX) in FinTech 34\u003c\/p\u003e \u003cp\u003e\u003cb\u003e3. FinTech Hubs\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eNurturing New FinTech Communities 42\u003c\/p\u003e \u003cp\u003eLa (French) FinTech Connection 45\u003c\/p\u003e \u003cp\u003eThe Journey Towards an Integrated FinTech Ecosystem – The Netherlands 48\u003c\/p\u003e \u003cp\u003eLuxembourg, a Future FinTech Hub? 51\u003c\/p\u003e \u003cp\u003eVienna as the No. 1 FinTech Hub in Mobile Payments? 53\u003c\/p\u003e \u003cp\u003eIndia’s FinTech Ecosystem 56\u003c\/p\u003e \u003cp\u003eSingapore, the FinTech Hub for Southeast Asia 58\u003c\/p\u003e \u003cp\u003e\u003cb\u003e4. Emerging Markets and Social Impact\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinTech – The Not So Little Engine That Can 66\u003c\/p\u003e \u003cp\u003eWhy Am I Not Gonna Be Able to Enter a Bank? 69\u003c\/p\u003e \u003cp\u003eThe Rise of the Rest in FinTech 72\u003c\/p\u003e \u003cp\u003eSmartphones, FinTech, and Education – Helping the Unbanked Reach Financial Inclusion 75\u003c\/p\u003e \u003cp\u003eThe Social Impact of FinTech in Nigeria 78\u003c\/p\u003e \u003cp\u003eIndia and the Pyramid of Opportunity 81\u003c\/p\u003e \u003cp\u003e\u003cb\u003e5. FinTech Solutions\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRewiring the Deal – The Path Forward for B2B Supply Chains 88\u003c\/p\u003e \u003cp\u003ePayments and Point of Sales (POS) Innovation 92\u003c\/p\u003e \u003cp\u003ePredictive Algorithms – Building Innovative Online Banking Solutions 95\u003c\/p\u003e \u003cp\u003eBig Data is the Cornerstone of Regulatory Compliance Systems 100\u003c\/p\u003e \u003cp\u003eFinTech Solutions in Complex Contracts Optimization 106\u003c\/p\u003e \u003cp\u003eBehavioural Biometrics – A New Era of Security 109\u003c\/p\u003e \u003cp\u003eUltra-Fast Text Analytics in Trading Strategies 112\u003c\/p\u003e \u003cp\u003eRegulated Crowdfunding Ecosystems 117\u003c\/p\u003e \u003cp\u003eRemittances – International FX Payments at Low Cost 120\u003c\/p\u003e \u003cp\u003eFinTech Solutions for Small Businesses 123\u003c\/p\u003e \u003cp\u003ePayment Solutions Including Apple Pay 125\u003c\/p\u003e \u003cp\u003eFinTech Solutions Benefiting other Sectors 128\u003c\/p\u003e \u003cp\u003eFinTech Innovation for Wearables 131\u003c\/p\u003e \u003cp\u003e\u003cb\u003e6. Capital and Investment\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInvestment and Capital – Back to Basics 138\u003c\/p\u003e \u003cp\u003eAngel Investing – Access to “Smart Money” to Fund the Best FinTech Companies 141\u003c\/p\u003e \u003cp\u003eCrowdfunding and Marketplace (P2P) Lending – Online Capital Marketplaces as New Asset Classes to Access Funding 144\u003c\/p\u003e \u003cp\u003eThe Digital Investment Space – Spanning from Social Trading to Digital Private Banking – A FinTech Sector Made for Disruption? 147\u003c\/p\u003e \u003cp\u003eLeading the Way with an Investor-led Approach to Crowdfunding 149\u003c\/p\u003e \u003cp\u003eMy Robo Advisor was an iPod – Applying the Lessons from Other Sectors to FinTech Disruption 152\u003c\/p\u003e \u003cp\u003eCrowdsourced Alpha 155\u003c\/p\u003e \u003cp\u003eTo Crowdsource a Hedge Fund 160\u003c\/p\u003e \u003cp\u003eProviding Capital and Beyond 162\u003c\/p\u003e \u003cp\u003e\u003cb\u003e7. Enterprise Innovation\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCan Banks Innovate? 170\u003c\/p\u003e \u003cp\u003eSo, You Think the Innovation Lab is the Answer? 173\u003c\/p\u003e \u003cp\u003eFinTechs and Banks – Collaboration is Key 179\u003c\/p\u003e \u003cp\u003ePartnerships Are the Key to Addressing Financial and Digital Exclusion 183\u003c\/p\u003e \u003cp\u003eCorporate Venture Capital – The New Power Broker in the FinTech Innovation Ecosystem 186\u003c\/p\u003e \u003cp\u003eThe Insurance Opportunity 190\u003c\/p\u003e \u003cp\u003e\u003cb\u003e8. More Success Stories\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eeToro – Building the World’s Largest Social Investment Network 196\u003c\/p\u003e \u003cp\u003eAvoka – An Overnight Success, 13 Years in the Making 198\u003c\/p\u003e \u003cp\u003eBankable – Banking as a Service 201\u003c\/p\u003e \u003cp\u003eThe Next Chapter in Citi’s Story of Innovation 203\u003c\/p\u003e \u003cp\u003eFinTech Trends from the Frontline – Building Collaborative Opportunities for Start-ups, Market Infrastructures, and Wholesale Banks 206\u003c\/p\u003e \u003cp\u003e\u003cb\u003e9. Crypto-currencies and Blockchains\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinTech + Digital Currency – Convergence or Collision? 212\u003c\/p\u003e \u003cp\u003eBlockchain and Crypto-currencies 217\u003c\/p\u003e \u003cp\u003e\u003cb\u003e10. The Future of FinTech\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Emerging Technologies Will Change Financial Services 226\u003c\/p\u003e \u003cp\u003eThe Future of Financial Services 229\u003c\/p\u003e \u003cp\u003eBanking on Innovation Through Data 232\u003c\/p\u003e \u003cp\u003eWhy FinTech Banks Will Rule the World 235\u003c\/p\u003e \u003cp\u003eThe FinTech Supermarket – The Bank is Dead, Long Live the Bank! 238\u003c\/p\u003e \u003cp\u003eBanks Partnering with FinTech Start-ups to Create an Integrated Customer Experience 241\u003c\/p\u003e \u003cp\u003eThe Rise of BankTech – The Beauty of a Hybrid Model for Banks 245\u003c\/p\u003e \u003cp\u003eFinTech Impact on Retail Banking – From a Universal Banking Model to Banking Verticalization 248\u003c\/p\u003e \u003cp\u003eEmbracing the Connected API Economy 253\u003c\/p\u003e \u003cp\u003eBanking Like Water 258\u003c\/p\u003e \u003cp\u003eEliminating Friction in Customers’ Financial Lives 261\u003c\/p\u003e \u003cp\u003eFinTech is the Future Itself 264\u003c\/p\u003e \u003cp\u003eA Future Without Money 267\u003c\/p\u003e \u003cp\u003eEthics in FinTech? 270\u003c\/p\u003e \u003cp\u003eList of Contributors 273\u003c\/p\u003e \u003cp\u003eIndex 291\u003c\/p\u003e  \u003cp\u003e\"... in summary, we have a handbook with an amazingly wide number of contributors, covering an extensive range of financial technology subjects, in the most absorbing and thought provoking way. It is amazing that this book has come to market at all, and our understanding of the future of our world is well served for the fact that it has done so.\" (\u003cem\u003eBCS,\u003c\/em\u003e July 2016) \u003c\/p\u003e\u003cp\u003e\"For the layman and the investor... there is plenty to learn from and dip in and out of.\" (\u003cem\u003eEconomia,\u003c\/em\u003e May 2016) \u003c\/p\u003e\u003cp\u003e\"Fantastic project worth reading and sharing... the crowdsourced format makes it a strong instrument and resource for professionals and organisations worldwide.\" (\u003cem\u003eOpen Business Council,\u003c\/em\u003e March 2016)  \u003c\/p\u003e\u003cp\u003e\u003cb\u003eSUSANNE CHISHTI\u003c\/b\u003e is the Founder and CEO of FINTECH Circle and the FINTECH Circle Institute, the leading peer-to-peer learning platform providing in-person and online courses across fintech enterprise innovation, wealthtech, insurtech, artificial intelligence and blockchain applications in finance, crypto-currencies and startup methodologies. As Co-Editor of the global Bestseller \u003ci\u003eThe FINTECH Book\u003c\/i\u003e, she has been selected as a \"City Innovator - Inspirational Woman\" in 2016 after working for 14 years across Deutsche Bank, Lloyds Banking Group, Morgan Stanley Investment Management and Accenture in London and Hong Kong.\u003cbr\u003e\u003cb\u003e\u003cbr\u003eJANOS BARBERIS\u003c\/b\u003e is a Millennial in FinTech, recognised as a top-35 global FinTech leader. He founded FinTech HK, a thought leadership platform, and the SuperCharger - a FinTech Accelerator that strategically leverages on Hong Kong as a gateway to Asia. In parallel, he sits on the advisory board of the World Economic Forum's FinTech Committee and is a PhD Candidate at Hong Kong University Law School.\u003c\/p\u003e   \u003cp\u003e\u003cb\u003eTHE FIRST GLOBALLY CROWDSOURCED BOOK ON FINTECH\u003c\/b\u003e  \u003c\/p\u003e\u003cp\u003e\u003ci\u003eThe FinTech Book\u003c\/i\u003e is the leading guide to the financial technology revolution—including the disruption, innovation and lucrative opportunities. Created by two prominent thought leaders in FinTech and the associated investment space, this groundbreaking guide showcases the leading industry influencers in FinTech in a single, informative volume.  \u003c\/p\u003e\u003cp\u003eEntrepreneurs and investors will find this an invaluable resource to uncovering new opportunities and maximizing their ROI in this growing market. This inspiring book covers every major industry development in depth, complete with firsthand insights and lessons learned by practitioners at the cutting edge. This first comprehensive volume on the global state of FinTech gives you a distinct competitive advantage by:  \u003c\/p\u003e\u003cul\u003e \u003cli\u003eIllustrating the ins and outs of the industry with the leading figures at the centre of the action\u003c\/li\u003e \u003cli\u003eDetailing the unique market dynamics of the FinTech revolution\u003c\/li\u003e \u003cli\u003eIlluminating the diverse potential of the sector and the various ways it can impact related industries\u003c\/li\u003e \u003cli\u003eShowing you firsthand how other investors and entrepreneurs have risen to the top of this dynamic environment\u003c\/li\u003e \u003cli\u003eExplaining key themes such as API economy, behavioural biometrics, blockchain, digital currencies, financial inclusion, fintech hubs, mobile payments, predictive algorithms, and robo-advisors.\u003c\/li\u003e \u003c\/ul\u003e  \u003cp\u003eWhether you are responding to disruption or wanting to profit from innovation \u003ci\u003eThe FinTech Book\u003c\/i\u003e is for you.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990229074149,"sku":"NP9781119218876","price":44.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119218876.jpg?v=1761786992","url":"https:\/\/k12savings.com\/products\/the-fintech-book-isbn-9781119218876","provider":"K12savings","version":"1.0","type":"link"}