{"product_id":"the-bank-credit-analysis-handbook-isbn-9780470821572","title":"The Bank Credit Analysis Handbook","description":"\u003cb\u003eThe Bank Credit Analysis Handbook\u003c\/b\u003e \u003cp\u003ePraise for \u003cb\u003eThe Bank Credit Analysis Handbook\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e“In this second edition, Philippe Delhaise and Jonathan Golin build on their professional experience with Thomson Bank Watch Asia to produce a clear introduction to bank credit risk analysis. As very few books on this topic exist, it is a most welcome publication. The short and transparent chapters are rich on institutional information, building on intuition. It is quite an achievement to analyze bank solvency with no reference to heavy mathematics and statistics. The book covers topics of recent interest such as liquidity risk, sovereign and banking crises, and bank restructuring.”\u003cbr\u003e \u003cb\u003e—Jean Dermine\u003c\/b\u003e\u003cbr\u003e Professor of Banking and Finance, Chair, INSEAD \u003c\/p\u003e\u003cp\u003e“Messrs. Delhaise and Golin have written what must be considered the seminal book on bank credit analysis. Its breadth and scope is reflective of the decades of experience they have in deciphering the core elements of bank credit risk. I found the chapter on country and sovereign risk particularly useful. This book should be considered essential reading for anyone in the field of credit risk analysis.”\u003cbr\u003e \u003cb\u003e— Daniel Wagner\u003c\/b\u003e\u003cbr\u003e CEO of Country Risk Solutions and author of \u003ci\u003eManaging Country Risk\u003c\/i\u003e \u003c\/p\u003e\u003cp\u003e“This book is an excellent reference for anyone involved in bank risk management. It combines practical tools with case studies. Based on their substantial experience, Golin and Delhaise nicely bridge the gap between theory and practice.”\u003cbr\u003e \u003cb\u003e—André Farber\u003c\/b\u003e\u003cbr\u003e Professor of Finance, Université Libre de Bruxelles \u003c\/p\u003e\u003cp\u003e“Jonathan Golin has done it again. Both he and Philippe Delhaise have taken a very complicated and timely topic and have distilled the subject matter into an easy read that is useful to those directly or indirectly involved with bank credit analysis.”\u003cbr\u003e \u003cb\u003e—Craig Lindsay\u003c\/b\u003e\u003cbr\u003e Chairman, Hong Kong Securities and Investment Institute \u003c\/p\u003e\u003cp\u003e“Messrs. Delhaise and Golin have updated their first edition of this handbook with such a high degree of relevance and insight, on the heels of the 2007–2008 banking crisis, that this reference guide will surely be essential reading for every market participant involved with bank risk analysis. There are few people as qualified to write on this subject as these gentlemen; their experience speaks volumes. Once again, they are to be commended for distilling a complex subject into a practical and useful handbook.”\u003cbr\u003e \u003cb\u003e—Andrew Miller\u003c\/b\u003e\u003cbr\u003e Management Consultant, Financial Services, Hong Kong \u003c\/p\u003e\u003cp\u003ePreface to the New Edition vii\u003c\/p\u003e \u003cp\u003eChapter 1 The Credit Decision 1\u003c\/p\u003e \u003cp\u003eChapter 2 The Credit Analyst 37\u003c\/p\u003e \u003cp\u003eChapter 3 The Business of Banking 87\u003c\/p\u003e \u003cp\u003eChapter 4 Deconstructing the Bank Income Statement 155\u003c\/p\u003e \u003cp\u003eChapter 5 Deconstructing a Bank’s Balance Sheet 215\u003c\/p\u003e \u003cp\u003eChapter 6 Earnings and Profitability 261\u003c\/p\u003e \u003cp\u003eChapter 7 Asset Quality 337\u003c\/p\u003e \u003cp\u003eChapter 8 Management and Corporate Governance 415\u003c\/p\u003e \u003cp\u003eChapter 9 Capital 449\u003c\/p\u003e \u003cp\u003eChapter 10 Liquidity 493\u003c\/p\u003e \u003cp\u003eChapter 11 Country and Sovereign Risk 551\u003c\/p\u003e \u003cp\u003eChapter 12 Risk Management, Basel Accords, and Ratings 641\u003c\/p\u003e \u003cp\u003eChapter 13 The Banking Regulatory Regime 717\u003c\/p\u003e \u003cp\u003eChapter 14 Crises: Banking, Financial, Twin, Economic, Debt, Sovereign, and Policy Crises 781\u003c\/p\u003e \u003cp\u003eChapter 15 The Resolution of Banking Crises 847\u003c\/p\u003e \u003cp\u003eAbout the Authors 907\u003c\/p\u003e \u003cp\u003eIndex 909\u003c\/p\u003e  \u003cp\u003ePraise for \u003cb\u003eThe Bank Credit Analysis Handbook\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e“In this second edition, Philippe Delhaise and Jonathan Golin build on their professional experience with Thomson Bank Watch Asia to produce a clear introduction to bank credit risk analysis. As very few books on this topic exist, it is a most welcome publication. The short and transparent chapters are rich on institutional information, building on intuition. It is quite an achievement to analyze bank solvency with no reference to heavy mathematics and statistics. The book covers topics of recent interest such as liquidity risk, sovereign and banking crises, and bank restructuring.”\u003cbr\u003e \u003cb\u003e—Jean Dermine\u003c\/b\u003e\u003cbr\u003e Professor of Banking and Finance, Chair, INSEAD \u003c\/p\u003e\u003cp\u003e“Messrs. Delhaise and Golin have written what must be considered the seminal book on bank credit analysis. Its breadth and scope is reflective of the decades of experience they have in deciphering the core elements of bank credit risk. I found the chapter on country and sovereign risk particularly useful. This book should be considered essential reading for anyone in the field of credit risk analysis.”\u003cbr\u003e \u003cb\u003e— Daniel Wagner\u003c\/b\u003e\u003cbr\u003e CEO of Country Risk Solutions and author of \u003ci\u003eManaging Country Risk\u003c\/i\u003e \u003c\/p\u003e\u003cp\u003e“This book is an excellent reference for anyone involved in bank risk management. It combines practical tools with case studies. Based on their substantial experience, Golin and Delhaise nicely bridge the gap between theory and practice.”\u003cbr\u003e \u003cb\u003e—André Farber\u003c\/b\u003e\u003cbr\u003e Professor of Finance, Université Libre de Bruxelles \u003c\/p\u003e\u003cp\u003e“Jonathan Golin has done it again. Both he and Philippe Delhaise have taken a very complicated and timely topic and have distilled the subject matter into an easy read that is useful to those directly or indirectly involved with bank credit analysis.”\u003cbr\u003e \u003cb\u003e—Craig Lindsay\u003c\/b\u003e\u003cbr\u003e Chairman, Hong Kong Securities and Investment Institute \u003c\/p\u003e\u003cp\u003e“Messrs. Delhaise and Golin have updated their first edition of this handbook with such a high degree of relevance and insight, on the heels of the 2007–2008 banking crisis, that this reference guide will surely be essential reading for every market participant involved with bank risk analysis. There are few people as qualified to write on this subject as these gentlemen; their experience speaks volumes. Once again, they are to be commended for distilling a complex subject into a practical and useful handbook.”\u003cbr\u003e \u003cb\u003e—Andrew Miller\u003c\/b\u003e\u003cbr\u003e Management Consultant, Financial Services, Hong Kong\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990165111013,"sku":"NP9780470821572","price":315.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780470821572.jpg?v=1761786753","url":"https:\/\/k12savings.com\/products\/the-bank-credit-analysis-handbook-isbn-9780470821572","provider":"K12savings","version":"1.0","type":"link"}