{"product_id":"place-exclusion-and-mortgage-markets-isbn-9781405196574","title":"Place, Exclusion and Mortgage Markets","description":"\u003cp\u003eUtilizing research from the U.S., Italy, and the Netherlands, \u003ci\u003ePlace, Exclusion and Mortgage Markets\u003c\/i\u003e presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eCovers exclusion in mortgage markets in three different countries - the U.S., Italy, and the Netherlands\u003c\/li\u003e \u003cli\u003ePresents an interdisciplinary perspective to the practice of redlining\u003c\/li\u003e \u003cli\u003eConnects the literature on social exclusion and financial exclusion\u003c\/li\u003e \u003c\/ul\u003e  \u003ci\u003eList of Illustrations\u003c\/i\u003e vi  \u003cp\u003e\u003ci\u003eSeries Editors' Preface\u003c\/i\u003e ix\u003c\/p\u003e \u003cp\u003e\u003ci\u003ePreface and Acknowledgments\u003c\/i\u003e xi\u003c\/p\u003e \u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I The Exclusion, Urban, and Market Lenses 11\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e1 Social and Financial Exclusion 13\u003c\/p\u003e \u003cp\u003e2 A Socio-Spatial Approach 35\u003c\/p\u003e \u003cp\u003e3 Markets, Institutions, Risk, Credit Scoring 53\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II Redlining Research in the United States, Italy, and the Netherlands 77\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e4 The United States: One Century of Redlining 79\u003c\/p\u003e \u003cp\u003e5 Italy: Capital Switching in Milan 103\u003c\/p\u003e \u003cp\u003e6 The Netherlands: Colored Maps 124\u003c\/p\u003e \u003cp\u003ePhoto Essay The Tarwewijk, Rotterdam 166\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III Conclusions 179\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e7 The Globalization of Redlining? 181\u003c\/p\u003e \u003cp\u003e\u003ci\u003eReferences\u003c\/i\u003e 199\u003c\/p\u003e \u003cp\u003e\u003ci\u003eIndex\u003c\/i\u003e 222\u003c\/p\u003e  \u003cp\u003e“Together, these strengths make Place, Exclusion, and Mortgage Markets an excellent resource for those  interested in how housing finance markets contribute to social and spatial exclusion.”  (\u003ci\u003eCity \u0026amp; Community\u003c\/i\u003e, 1 June 2013)\u003c\/p\u003e \u003cp\u003e“Place, Exclusion, and Mortgage Markets significantly advances our understanding of the history and current reality of redlining and its exclusionary processes and consequences. Its comparative analysis is a welcome addition to the literature on financial services. Hopefully, it will lead to more equitable approaches to the development of the world’s metropolitan regions.”  \u003ci\u003e(International Journal of Urban and Regional Research,\u003c\/i\u003e \u003ci\u003e2012\u003c\/i\u003e\u003ci\u003e)\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e“Nevertheless, the book provides a valuable account of the literature and makes interesting reading about market behaviour. It will be useful for those interested in the influence of actors on access to homeownership and the development of urban neighbourhoods.”  (\u003ci\u003eHousing Studies\u003c\/i\u003e, 2 August 2012)\u003c\/p\u003e \u003cp\u003e“This is a timely and forceful book which seeks to bring together aspects of the financial boom and bust and processes of redlining and exclusion in urban housing markets in a number of countries, namely the USA, Italy and the Netherlands.”  \u003ci\u003e(\u003c\/i\u003e\u003ci\u003eInternational Journal of Housing Policy\u003c\/i\u003e, 28 May 2012)\u003c\/p\u003e \u003cp\u003e“By covering the full field of redlining—from abstract socio-spatial theories to concrete cases and a human angle—this books offers an ideal introduction to the topic. At the same time, it considerably expands the state of knowledge on financial exclusion.”  (\u003ci\u003eJournal of Housing and the Built Environment, 2012)\u003c\/i\u003e\u003c\/p\u003e \"The book's key strength is the actor centred focus on markets that reveals the processes by which markets and places are made in ways that would not be explained by classical models of market behaviour. The detailed descriptions of Rotterdam in particular are of great interest, including a photo essay on Tarwewijk, a neighbourhood of Rotterdam, where the decline was said to have been accelerated by redlining in the 1990s. Furthermore, the history and development of redlining, particular in the US, is also of great use to students and scholars alike.\" (\u003ci\u003eHousing Studies\u003c\/i\u003e, 2012)  \u003cp\u003e\"An important book that fills the empirical and theoretical gaps in the literature on the sociology and geography of mortgage markets. The book is a fantastic, empirically rich and theoretically innovative exploration of the historical trajectory of urban disinvestment (redlining) and social exclusion that compares the United States, Italy, and the Netherlands.\" (\u003ci\u003eFinancial Technology\u003c\/i\u003e, 15 November 2011)\u003c\/p\u003e  \u003cb\u003eManuel B. Aalbers\u003c\/b\u003e is Associate Professor in the Department of Geography at the University of Leuven, Belgium. He is the Associate Editor of the \u003ci\u003eEncyclopedia of Urban Studies\u003c\/i\u003e (2009), and has published extensively on redlining, gentrification, the privatization of social housing, financialization, and the Anglophone hegemony in academic writing. Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of \"redlining,\" a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. \u003ci\u003ePlace, Exclusion and Mortgage Markets\u003c\/i\u003e presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes.  \"An important book that fills the empirical and theoretical gaps in the literature on the sociology and geography of mortgage markets. The book is a fantastic, empirically rich and theoretically innovative exploration of the historical trajectory of urban disinvestment (redlining) and social exclusion that compares the United States, Italy, and the Netherlands. This book should be read by anyone with an interest in housing finance systems, real estate, comparative metropolitan development, and financial globalization.\"\u003cbr\u003e —\u003cb\u003eKevin Fox Gotham\u003c\/b\u003e, Tulane University, USA  \u003cp\u003e‘The most detailed, exhaustive and insightful treatment of residential redlining available, the author unwraps the corporate and financial means and mechanisms of disinvestment in the housing market. If you are starting to suspect that “housing consumers” are just production inputs for transnational profit grabbing by builders and money lenders, this book will show you how it really works. A solid and comprehensive piece of research.’\u003cbr\u003e —\u003cb\u003eNeil Smith,\u003c\/b\u003e \u003ci\u003eGraduate Center, CUNY\u003c\/i\u003e\u003c\/p\u003e","brand":"Wiley-Blackwell","offers":[{"title":"Default Title","offer_id":47989793685733,"sku":"NP9781405196574","price":96.75,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781405196574.jpg?v=1761785492","url":"https:\/\/k12savings.com\/products\/place-exclusion-and-mortgage-markets-isbn-9781405196574","provider":"K12savings","version":"1.0","type":"link"}