{"product_id":"pay-it-down-isbn-9781591842545","title":"Pay It Down!","description":"Jean Chatzky has been working with viewers of NBC’s Today show for a  series on how to get out of debt once and for all. Her method, both on  TV and in this book, is simple yet powerful: the key is saving just $10 a  day that you currently waste. It doesn’t sound like much—a movie ticket  or lunch for two at McDonald’s— but $10 really can take you from debt  to wealth in just a few years. And because it doesn’t feel like an  impossible goal, people are more likely to stick with Chatzky’s plan  than an extreme regimen of spending cutbacks. Chatzky is focusing on  debt because it’s the single biggest threat to our financial health. The  average American family has sixteen credit cards and high-rate debt of  more than $8000, not even counting car loans and mortgages. They pay  more than $1000 a year in interest alone. Debt makes people feel  depressed and overwhelmed, leaving them without enough money for the  truly important things in life—education, retirement, owning a home,  feeling secure. Chatzky, one of America’s most popular personal finance  experts, writes in down- to- earth, woman-next-door language about how  to get started right away, without giving up the things that truly give  you pleasure. She offers practical, accessible strategies to help  readers find the money to pay off their bills, lower their interest  rates, and improve their credit scores. Featuring real-life examples of  people featured on her Today show series, Pay It Down can transform  debtors into future millionaires.\"Chatzky has a crisp and fast-paced style.\"\u003cbr\u003e\u003cb\u003e-\u003ci\u003eUSA Today\u003c\/i\u003e \u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\"This is that rare book that has the genuine ability to improve many  lives. Its power lies in its simplicity and focus, and Chatzky's caring  and thorough but no-nonsense approach.\"\u003cbr\u003e\u003cb\u003e-\u003ci\u003ePublishers Weekly\u003c\/i\u003e, starred review  \u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\"What I like about this book is its brevity in both size and solution. . . .This book is all about simplicity.\"\u003cbr\u003e\u003cb\u003e-Michelle Singletary, \u003ci\u003eThe Washington Post\u003c\/i\u003e \u003cbr\u003e\u003c\/b\u003e\u003cbr\u003e\"\u003ci\u003ePay It Down!\u003c\/i\u003e  is a great little book that shows you step by step how to save, how to  make more money and how to stay ahead of the curve by bringing down your  debt. . . . Chatzky's charm is her non-judgmental, optimistic tone.\"\u003cbr\u003e\u003cb\u003e-Susan Morris, \u003ci\u003ePittsburgh Tribune-Review\u003c\/i\u003e \u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\"\u003ci\u003ePay It Down!\u003c\/i\u003e  is much more than a book about reducing credit card debt. It's a how-to  book with solid strategies on money management. Invest in a copy-it  will be money well spent.\"\u003cbr\u003e\u003cb\u003e-Chris Stuckenschneider, \u003ci\u003eThe Missourian\u003c\/i\u003e \u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\"Jean Chatzky helps you change the way you think about your money-and  shows that getting out of debt is not as hard as it seems.\"\u003cbr\u003e\u003cb\u003e-David Bach, author of \u003ci\u003eThe Automatic Millionaire\u003c\/i\u003e \u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\"Managing debt properly is a crucial key to getting rich, and Jean Chatzky is a great source for help.\"\u003cbr\u003e\u003cb\u003e-Donald Trump\u003c\/b\u003eKnown to millions of readers and tv viewers, Jean Chatzky is the financial editor of NBC's \u003cb\u003eToday\u003c\/b\u003e show and also appears on CNBC. She is a regular columnist for \u003cb\u003eTime\u003c\/b\u003e, \u003cb\u003eMoney\u003c\/b\u003e, and \u003cb\u003eUSA Weekend\u003c\/b\u003e magazines. She is also the author of \u003cb\u003ePay It Down!\u003c\/b\u003e","brand":"Portfolio","offers":[{"title":"Default Title","offer_id":46300310995173,"sku":"NP9781591842545","price":24.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781591842545.jpg?v=1767734568","url":"https:\/\/k12savings.com\/products\/pay-it-down-isbn-9781591842545","provider":"K12savings","version":"1.0","type":"link"}