{"product_id":"own-your-money-isbn-9780760381120","title":"Own Your Money","description":"\u003cb\u003eJoin TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e In \u003ci\u003eOwn Your Money\u003c\/i\u003e, Michela shares \u003cb\u003eall the tools you need to manage, save, invest, and set a routine to improve your financial life\u003c\/b\u003e. You’ll find chapters for: \u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eBudgeting: \u003c\/b\u003eDon’t make it a dreaded B-word! Learn about various strategies including 50\/30\/20, zero-based, and 3-bucket budgets. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eHow to save:\u003c\/b\u003e It’s all about being SMART (specific, measurable, achievable, relevant, and time-bound). \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eHow to spend money:\u003c\/b\u003e That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on fancy coffee. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eInvesting: \u003c\/b\u003eLearn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification). \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eJobs and careers:\u003c\/b\u003e If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eIncrease your earning potential:\u003c\/b\u003e Set yourself up for a raise\/promotion, negotiate a job offer, and figure out if a side hustle is right for you. \u003c\/li\u003e\n\u003c\/ul\u003e\u003cbr\u003e With \u003cb\u003eillustrations, helpful charts and graphics, and templates \u003c\/b\u003eto help you plan, this is a book that’s meant to partner with you to \u003cb\u003eachieve your financial goals\u003c\/b\u003e.","brand":"Fair Winds Press","offers":[{"title":"Default Title","offer_id":44892499869925,"sku":"NP9780760381120","price":21.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/O_c52989d6-a636-4e03-84c2-3ea1d7d32737.jpg?v=1773104405","url":"https:\/\/k12savings.com\/products\/own-your-money-isbn-9780760381120","provider":"K12savings","version":"1.0","type":"link"}