{"product_id":"investing-in-your-20s-30s-for-dummies-isbn-9781119805403","title":"Investing in Your 20s \u0026 30s For Dummies","description":"\u003cp\u003e\u003cb\u003eTake advantage of the decades ahead and invest in your financial future today \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eYou may be at the stage of your life where you’re still watching every penny, but you know the earlier you invest, the more time your money has to work for you. \u003ci\u003eInvesting in Your 20s and 30s For Dummies\u003c\/i\u003e provides novice investors with time-tested advice, along with strategies that reflect today’s market conditions. You’ll get no-nonsense guidance on how to invest in stocks, bonds, funds, and even real estate—complete with definitions of all the must-know lingo. You’ll also learn about the latest investment trends, including using robo-advisors to manage your portfolio, relying on apps to make fast trades, and putting your hard-earned cash in digital currencies. Armed with the knowledge and strategies in this book, you can invest wisely, monitor your progress, and avoid risking too much. Today’s investing landscape is changing at record speed, and this book helps you keep up. Find information on the latest tax laws, financial lessons learned from the COVID-19 pandemic, and popular funds for the 2020s.   \u003c\/p\u003e \u003cul\u003e \u003cli\u003eLearn the investment basics you need to get started \u003c\/li\u003e \u003cli\u003eDiscover new tools and technologies that make it easier than ever to participate in the market \u003c\/li\u003e \u003cli\u003eBuild a diverse portfolio that reflects your values, financial goals, and risk tolerance \u003c\/li\u003e \u003cli\u003eFeel more confident as you fund an investment account, choose equities or funds, and plan for the future \u003c\/li\u003e \u003cli\u003eMake an impact with your money by selecting socially responsible investments \u003c\/li\u003e \u003cli\u003eFigure out how much money to invest in employer-sponsored accounts or other retirement plans \u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eIf you’re a little unsure about stepping into the world of investing, \u003ci\u003eInvesting in Your 20s and 30s For Dummies\u003c\/i\u003e gives you the confidence you need to establish a smart investment strategy. Grab your copy today. \u003c\/p\u003e \u003cp\u003e\u003cb\u003eIntroduction \u003c\/b\u003e\u003cb\u003e1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAbout This Book 1\u003c\/p\u003e \u003cp\u003eFoolish Assumptions 2\u003c\/p\u003e \u003cp\u003eIcons Used in This Book 3\u003c\/p\u003e \u003cp\u003eBeyond the Book 3\u003c\/p\u003e \u003cp\u003eWhere to Go from Here 3\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Getting Started with Investing\u003c\/b\u003e\u003cb\u003e 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: Making Sense of Your Investing Options\u003c\/b\u003e\u003cb\u003e 7\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGrowing Your Money in Ownership Investments 7\u003c\/p\u003e \u003cp\u003eSharing in corporate growth and profits: Stocks 8\u003c\/p\u003e \u003cp\u003eProfiting from real estate 9\u003c\/p\u003e \u003cp\u003eSucceeding in small business 10\u003c\/p\u003e \u003cp\u003eMaking “riskier” choices: Options, cryptocurrencies, and so on 10\u003c\/p\u003e \u003cp\u003eKeeping Money in Lending Investments 10\u003c\/p\u003e \u003cp\u003eUnderstanding Risks and Returns 11\u003c\/p\u003e \u003cp\u003eRealizing risks 11\u003c\/p\u003e \u003cp\u003eManaging risks 13\u003c\/p\u003e \u003cp\u003eMaking sense of returns 14\u003c\/p\u003e \u003cp\u003eWhere to Invest and Get Advice 15\u003c\/p\u003e \u003cp\u003eFinding the best fund companies and brokers 15\u003c\/p\u003e \u003cp\u003eFinding an acceptable advisor 16\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: Using Investments to Accomplish Your Goals\u003c\/b\u003e\u003cb\u003e 19\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSetting and Prioritizing Your Shorter-Term Goals 19\u003c\/p\u003e \u003cp\u003eAccumulating a rainy-day fund 20\u003c\/p\u003e \u003cp\u003eSaving for large purchases 21\u003c\/p\u003e \u003cp\u003eInvesting for a small business or home 21\u003c\/p\u003e \u003cp\u003eSaving for kids’ higher educational costs 22\u003c\/p\u003e \u003cp\u003eInvesting short-term money 23\u003c\/p\u003e \u003cp\u003eInvesting in Retirement Accounts 23\u003c\/p\u003e \u003cp\u003eUnderstanding retirement account perks 23\u003c\/p\u003e \u003cp\u003eGrappling with retirement account concerns 24\u003c\/p\u003e \u003cp\u003eTaking advantage of retirement accounts 25\u003c\/p\u003e \u003cp\u003eSurveying retirement account choices 26\u003c\/p\u003e \u003cp\u003eSelecting retirement account investments 29\u003c\/p\u003e \u003cp\u003eAssessing Your Risk-Taking Desires 29\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: Setting Your Return Expectations\u003c\/b\u003e\u003cb\u003e 31\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eEstimating Your Investments’ Returns 32\u003c\/p\u003e \u003cp\u003eMoney market funds and savings account returns 32\u003c\/p\u003e \u003cp\u003eBond returns 33\u003c\/p\u003e \u003cp\u003eStock returns 34\u003c\/p\u003e \u003cp\u003eReal estate returns 35\u003c\/p\u003e \u003cp\u003eSmall-business returns 36\u003c\/p\u003e \u003cp\u003eCompounding Your Returns 36\u003c\/p\u003e \u003cp\u003eThe value of getting a few extra percent 37\u003c\/p\u003e \u003cp\u003eConsidering your goals 38\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Minimizing Your Taxes When Investing\u003c\/b\u003e\u003cb\u003e 39\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding Investment Taxes 40\u003c\/p\u003e \u003cp\u003eTracking taxation of investment distributions 40\u003c\/p\u003e \u003cp\u003eDetermining your tax bracket 41\u003c\/p\u003e \u003cp\u003eHighlighting the Tax Cuts and Jobs Act bill          .42\u003c\/p\u003e \u003cp\u003eDevising tax-reduction strategies 44\u003c\/p\u003e \u003cp\u003eReducing Your Taxes When Selling Investments 45\u003c\/p\u003e \u003cp\u003eWeighing nontax issues 45\u003c\/p\u003e \u003cp\u003eTuning in to tax considerations 46\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Preparing Your Investing Foundation\u003c\/b\u003e\u003cb\u003e 51\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: Laying Out Your Financial Plans\u003c\/b\u003e\u003cb\u003e 53\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFirst Priorities: Paying Off High-Cost Debt and\u003c\/p\u003e \u003cp\u003eBuilding a Safety Reserve 54\u003c\/p\u003e \u003cp\u003ePaying off high-cost consumer debt 54\u003c\/p\u003e \u003cp\u003eEstablishing an emergency reserve 55\u003c\/p\u003e \u003cp\u003eWhat about Paying Down Other Debts? 56\u003c\/p\u003e \u003cp\u003eAssessing student loans 56\u003c\/p\u003e \u003cp\u003eConsidering paying down mortgage debt 58\u003c\/p\u003e \u003cp\u003eSorting Out Your Financial Plans 58\u003c\/p\u003e \u003cp\u003eConsidering your investment options and desires 59\u003c\/p\u003e \u003cp\u003eAssessing your savings rate 60\u003c\/p\u003e \u003cp\u003eInvesting regularly with dollar cost averaging 61\u003c\/p\u003e \u003cp\u003eKnowing the Impact of Investing for College Costs 62\u003c\/p\u003e \u003cp\u003ePaying for college 63\u003c\/p\u003e \u003cp\u003eConsidering educational savings account options 64\u003c\/p\u003e \u003cp\u003eInvesting money earmarked for college 65\u003c\/p\u003e \u003cp\u003eSecuring Proper Insurance 65\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: Starting Out with Bank and Credit Union Accounts\u003c\/b\u003e\u003cb\u003e 67\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding FDIC Bank Insurance 68\u003c\/p\u003e \u003cp\u003eInvesting in Banking Account and Savings Vehicles 68\u003c\/p\u003e \u003cp\u003eBank checking accounts and debit cards 69\u003c\/p\u003e \u003cp\u003eSavings accounts and certificates of deposit 70\u003c\/p\u003e \u003cp\u003eNegotiating with Bankers 71\u003c\/p\u003e \u003cp\u003eFeeling Secure with Your Bank 72\u003c\/p\u003e \u003cp\u003eEvaluating any bank 72\u003c\/p\u003e \u003cp\u003eProtecting yourself when banking online 73\u003c\/p\u003e \u003cp\u003eExploring Alternatives to Bank Accounts 75\u003c\/p\u003e \u003cp\u003eCredit union accounts and benefits 75\u003c\/p\u003e \u003cp\u003eBrokerage cash management accounts 76\u003c\/p\u003e \u003cp\u003eMoney market mutual funds 77\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Managing Money Market Funds\u003c\/b\u003e\u003cb\u003e 79\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDefining Money Market Mutual Funds 79\u003c\/p\u003e \u003cp\u003eMaking sense of the appeal of money market funds 80\u003c\/p\u003e \u003cp\u003eUnderstanding the drawback of money market funds 81\u003c\/p\u003e \u003cp\u003eLooking at Money Market Fund Holdings 81\u003c\/p\u003e \u003cp\u003eProtecting and Accessing Your Money in Money Funds 83\u003c\/p\u003e \u003cp\u003eProtecting your money 83\u003c\/p\u003e \u003cp\u003eAccessing your money 83\u003c\/p\u003e \u003cp\u003eUsing Money Market Funds in Your Investment Plan 84\u003c\/p\u003e \u003cp\u003eShopping for the Best Money Funds 86\u003c\/p\u003e \u003cp\u003eDiscovering traits of leading money funds 86\u003c\/p\u003e \u003cp\u003eNaming good money funds 87\u003c\/p\u003e \u003cp\u003eAlternatives to Money Market Mutual Funds 88\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Investing in Stocks, Bonds, and Funds\u003c\/b\u003e\u003cb\u003e 91\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: Getting Your Slice of Capitalism with Stocks\u003c\/b\u003e\u003cb\u003e 93\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Are Stocks? 94\u003c\/p\u003e \u003cp\u003eHow (and Why) You Can Make Money with Stocks 95\u003c\/p\u003e \u003cp\u003eUnderstanding the importance of corporate profits 95\u003c\/p\u003e \u003cp\u003eMaking sense of how you profit with stocks 96\u003c\/p\u003e \u003cp\u003eTiming Your Stock Buying and Selling 97\u003c\/p\u003e \u003cp\u003eFollowing market indexes 97\u003c\/p\u003e \u003cp\u003eUsing price\/earnings ratios to value stocks 99\u003c\/p\u003e \u003cp\u003eAvoiding temptations and hype 100\u003c\/p\u003e \u003cp\u003eGetting past the gloom 101\u003c\/p\u003e \u003cp\u003eSidestepping common investing minefields 102\u003c\/p\u003e \u003cp\u003eHighlighting How to Invest in Stocks 103\u003c\/p\u003e \u003cp\u003eInvesting in stock mutual funds and exchange-traded funds 103\u003c\/p\u003e \u003cp\u003ePicking your own stocks 104\u003c\/p\u003e \u003cp\u003eMaximizing Your Stock Market Returns 108\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: Securing Investment Income and Principal with Bonds\u003c\/b\u003e\u003cb\u003e 109\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDefining Bonds 110\u003c\/p\u003e \u003cp\u003eUnderstanding bond issuers 110\u003c\/p\u003e \u003cp\u003eConsidering credit (default) risk 113\u003c\/p\u003e \u003cp\u003eMaking sense of bond maturities 113\u003c\/p\u003e \u003cp\u003eUsing Bonds in a Portfolio 114\u003c\/p\u003e \u003cp\u003eFinding uses for bonds 115\u003c\/p\u003e \u003cp\u003eComparing other lending investments with bonds 116\u003c\/p\u003e \u003cp\u003eHow and Where to Invest in Bonds 119\u003c\/p\u003e \u003cp\u003eChoosing between bond funds and individual bonds 120\u003c\/p\u003e \u003cp\u003eInvesting in Treasury bonds 120\u003c\/p\u003e \u003cp\u003eInvesting in non-Treasury individual bonds 121\u003c\/p\u003e \u003cp\u003eEvaluating individual bonds you currently hold 122\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: Fund Investing: Mutual Funds and Exchange-Traded Funds\u003c\/b\u003e\u003cb\u003e 123\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding the Advantages of Funds 124\u003c\/p\u003e \u003cp\u003eMaximizing Your Chances for Fund Investing Success 126\u003c\/p\u003e \u003cp\u003eUnderstanding the importance of performance and risk 126\u003c\/p\u003e \u003cp\u003eExamining fund management experience 127\u003c\/p\u003e \u003cp\u003eKeeping costs down 127\u003c\/p\u003e \u003cp\u003eUnderstanding and using index funds 128\u003c\/p\u003e \u003cp\u003eUnderstanding exchange-traded funds: Index funds that trade 129\u003c\/p\u003e \u003cp\u003eCreating and Managing a Fund Portfolio 131\u003c\/p\u003e \u003cp\u003eIdentifying the Best Mutual Funds and ETFs 133\u003c\/p\u003e \u003cp\u003eInvesting in the best ETFs 133\u003c\/p\u003e \u003cp\u003ePicking the best stock funds 134\u003c\/p\u003e \u003cp\u003eBalancing your act: Funds that combine stocks and bonds 136\u003c\/p\u003e \u003cp\u003eFinding the best bond funds 137\u003c\/p\u003e \u003cp\u003eConsidering Alternatives to Investing in Funds 142\u003c\/p\u003e \u003cp\u003eCreating your own fund 142\u003c\/p\u003e \u003cp\u003eRobo advisors 142\u003c\/p\u003e \u003cp\u003eUnit investment trusts 143\u003c\/p\u003e \u003cp\u003eBrokerage managed accounts 143\u003c\/p\u003e \u003cp\u003eHedge funds for the wealthier 144\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11: Understanding Investment Brokers\u003c\/b\u003e\u003cb\u003e 145\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting Your Money’s Worth: Discount Brokers 145\u003c\/p\u003e \u003cp\u003eAssessing the high-commission salespeople’s arguments 146\u003c\/p\u003e \u003cp\u003eSelecting a discount broker 147\u003c\/p\u003e \u003cp\u003eChecking Out Online Brokers 149\u003c\/p\u003e \u003cp\u003eConsidering “free” online trades 149\u003c\/p\u003e \u003cp\u003eExamining your online trading motives 150\u003c\/p\u003e \u003cp\u003eTaking other costs into account 151\u003c\/p\u003e \u003cp\u003eLooking at service quality 151\u003c\/p\u003e \u003cp\u003eListing the best online brokers 152\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Investing in Real Estate, Small Business, and Other Investments\u003c\/b\u003e\u003cb\u003e 153\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12: Seeking Shelter and Appreciation in Real Estate\u003c\/b\u003e\u003cb\u003e 155\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eComparing Owning a Home to Renting 156\u003c\/p\u003e \u003cp\u003eWeighing financial considerations 156\u003c\/p\u003e \u003cp\u003eConsidering costs and your time frame 157\u003c\/p\u003e \u003cp\u003eDeciding when to buy 158\u003c\/p\u003e \u003cp\u003eFiguring Your Home-Buying Budget 160\u003c\/p\u003e \u003cp\u003eGetting your financial house in order 160\u003c\/p\u003e \u003cp\u003eDetermining your down payment 160\u003c\/p\u003e \u003cp\u003eDoing lenders’ calculations 161\u003c\/p\u003e \u003cp\u003eShopping for Your Home 163\u003c\/p\u003e \u003cp\u003eUnderstanding your housing options 164\u003c\/p\u003e \u003cp\u003eResearching communities 165\u003c\/p\u003e \u003cp\u003eChecking out and valuing a home 166\u003c\/p\u003e \u003cp\u003eInvesting in Investment Real Estate 167\u003c\/p\u003e \u003cp\u003eUnderstanding real estate investment’s appeal 168\u003c\/p\u003e \u003cp\u003eSizing up real estate investment options 169\u003c\/p\u003e \u003cp\u003eConducting real estate investing research 172\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13: Financing and Putting Together Real Estate Investment Deals\u003c\/b\u003e\u003cb\u003e 175\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinancing Your Real Estate Deals 175\u003c\/p\u003e \u003cp\u003eAchieving loan approval 176\u003c\/p\u003e \u003cp\u003eDebating fixed-rate versus adjustable-rate mortgages 179\u003c\/p\u003e \u003cp\u003eDeciding between fixed and adjustable mortgages 181\u003c\/p\u003e \u003cp\u003eFinding your best fixed-rate mortgage 182\u003c\/p\u003e \u003cp\u003eLanding an appropriate adjustable-rate mortgage 183\u003c\/p\u003e \u003cp\u003eUnderstanding other mortgage fees 187\u003c\/p\u003e \u003cp\u003eFinding the best lenders 187\u003c\/p\u003e \u003cp\u003eRefinancing for a better deal 189\u003c\/p\u003e \u003cp\u003eWorking with Real Estate Agents 191\u003c\/p\u003e \u003cp\u003eRecognizing agent conflicts of interest 191\u003c\/p\u003e \u003cp\u003eSelecting a good agent 192\u003c\/p\u003e \u003cp\u003ePutting Your Deal Together 194\u003c\/p\u003e \u003cp\u003eNegotiating basics 194\u003c\/p\u003e \u003cp\u003eInspecting the property 195\u003c\/p\u003e \u003cp\u003eShopping for title insurance and escrow services 196\u003c\/p\u003e \u003cp\u003eSelling Real Estate 197\u003c\/p\u003e \u003cp\u003eNegotiating real estate agents’ contracts 197\u003c\/p\u003e \u003cp\u003eSelling without an agent 199\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14: Taking Your Talents to the Small-Business Arena\u003c\/b\u003e\u003cb\u003e 201\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInvesting in Your Career 202\u003c\/p\u003e \u003cp\u003eDeciding to Start Your Own Business 203\u003c\/p\u003e \u003cp\u003eWeighing your options 203\u003c\/p\u003e \u003cp\u003eEntrepreneuring at a company 204\u003c\/p\u003e \u003cp\u003eTurning a Business Idea into Reality 204\u003c\/p\u003e \u003cp\u003eDrawing up your business plan 204\u003c\/p\u003e \u003cp\u003ePlotting to leave your job 207\u003c\/p\u003e \u003cp\u003eFinancing your business 208\u003c\/p\u003e \u003cp\u003eConsidering Small-Business Investment Options 210\u003c\/p\u003e \u003cp\u003eBuying an existing business 210\u003c\/p\u003e \u003cp\u003eInvesting in someone else’s business 211\u003c\/p\u003e \u003cp\u003eLooking at franchises 212\u003c\/p\u003e \u003cp\u003eBeware the pitfalls of multilevel marketing companie 213\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15: Exploring Other Investment Vehicles\u003c\/b\u003e\u003cb\u003e 215\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCalling on Options 215\u003c\/p\u003e \u003cp\u003eConsidering Gold and Other Precious Metals 216\u003c\/p\u003e \u003cp\u003eShould You Invest in Currencies and Cryptocurrencies? 218\u003c\/p\u003e \u003cp\u003eContemplating Collectibles 220\u003c\/p\u003e \u003cp\u003eUnderstanding the allure of collectibles 221\u003c\/p\u003e \u003cp\u003eSeeing the realities of collectibles and their returns 221\u003c\/p\u003e \u003cp\u003eConsidering advice on buying collectibles 222\u003c\/p\u003e \u003cp\u003eUnderstanding Annuities and Cash-Value Life Insurance 223\u003c\/p\u003e \u003cp\u003eAvailing yourself of annuities 223\u003c\/p\u003e \u003cp\u003eConsidering cash-value life insurance 224\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: The Part of Tens\u003c\/b\u003e\u003cb\u003e 227\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16: Ten Things to Know about Investing Resources\u003c\/b\u003e\u003cb\u003e 229\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGet Educated to Discern the Best from the Rest 229\u003c\/p\u003e \u003cp\u003eBeware “Free” 230\u003c\/p\u003e \u003cp\u003eUnderstand the Influence of Advertising 230\u003c\/p\u003e \u003cp\u003eValue Quality over Quantity 231\u003c\/p\u003e \u003cp\u003eKnow How to Check Out a Resource 232\u003c\/p\u003e \u003cp\u003eBeware Hype and Exaggeration 232\u003c\/p\u003e \u003cp\u003eDon’t Assume Quoted Experts Know Their Stuff 233\u003c\/p\u003e \u003cp\u003eInvestigate Gurus’ Claims 233\u003c\/p\u003e \u003cp\u003eDon’t Believe Investment-Newsletter Claims 234\u003c\/p\u003e \u003cp\u003eCheck Out and Keep Up with My Favorite Resources 234\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17: Ten Essential Tips for Investing Success\u003c\/b\u003e\u003cb\u003e 237\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRegularly Save and Invest 5 Percent to 10 Percent of Your Income 237\u003c\/p\u003e \u003cp\u003eUnderstand and Use Your Employee Benefits 238\u003c\/p\u003e \u003cp\u003eThoroughly Research Before You Invest 238\u003c\/p\u003e \u003cp\u003eShun Investments with High Commissions and Expenses 239\u003c\/p\u003e \u003cp\u003eInvest the Majority of Your Long-Term Money in Ownership Investments 239\u003c\/p\u003e \u003cp\u003eAvoid Making Emotionally Based Financial Decisions 239\u003c\/p\u003e \u003cp\u003eMake Investing Decisions Based on Your Plans and Needs 240\u003c\/p\u003e \u003cp\u003eTap Information Sources with High Quality Standards 240\u003c\/p\u003e \u003cp\u003eTrust Yourself First 241\u003c\/p\u003e \u003cp\u003eInvest in Yourself and Others 241\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 18: Ten Things to Know about Investing Apps\u003c\/b\u003e\u003cb\u003e 243\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBeware of the General Dangers of Putting Apps on Your Cell Phone 244\u003c\/p\u003e \u003cp\u003eUse Apps Only from Proven Companies with Good Reputations and Longevity 244\u003c\/p\u003e \u003cp\u003eConsider the Alternatives to an App 245\u003c\/p\u003e \u003cp\u003eUse thpaee Best Personal Finance Apps to Have More to Invest 245\u003c\/p\u003e \u003cp\u003eBe Skeptical of Investing Apps Offering “Free” Trading 246\u003c\/p\u003e \u003cp\u003eReview Current and Historic Financial and Economic Data 246\u003c\/p\u003e \u003cp\u003eInvest with Leading Fund Providers 247\u003c\/p\u003e \u003cp\u003eTap into the Best Investment Brokerage Firms 247\u003c\/p\u003e \u003cp\u003eExamine the Best Real Estate Apps 247\u003c\/p\u003e \u003cp\u003eSeek out Good Small-Business Apps 247\u003c\/p\u003e \u003cp\u003eBonus Chapter: Taking Care With Health Insurance 249\u003c\/p\u003e \u003cp\u003eIndex 261\u003c\/p\u003e \u003cp\u003e\u003cb\u003eEric Tyson, MBA,\u003c\/b\u003e is a bestselling personal finance author, counselor, and writer. He is the author of the national bestselling financial books \u003ci\u003eInvesting For Dummies, Personal Finance For Dummies,\u003c\/i\u003e and \u003ci\u003eHome Buying Kit For Dummies\u003c\/i\u003e.\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eDiscover your unique investing style!\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eNow is an exciting time to get started with investments. Stock trading apps, robo-advisors, ETFs, small business ownership—setting your money in motion is a lot more fun than it used to be. And if you make your investing debut in your 20s and 30s, you can realize substantial returns by the time you retire. This book demystifies the stock market, government bonds, portfolio diversification, and beyond, so you can turn your hard-earned money into… more money! The sooner you begin, the “greener” your future will be!\u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside. . .\u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\u003cb\u003e\u003cli\u003eLearn how to start investing\u003c\/li\u003e\n\u003cli\u003eChoose stocks and funds wisely\u003c\/li\u003e\n\u003cli\u003eMinimize your tax bill\u003c\/li\u003e\n\u003cli\u003eDecide how much to invest\u003c\/li\u003e\n\u003cli\u003eGet into real estate\u003c\/li\u003e\n\u003cli\u003eManage your level of risk\u003c\/li\u003e\n\u003cli\u003eInvest in small business\u003c\/li\u003e\n\u003cli\u003eDiversify your portfolio\u003c\/li\u003e\u003c\/b\u003e\u003c\/ul\u003e","brand":"For Dummies","offers":[{"title":"Default Title","offer_id":47989474328805,"sku":"NP9781119805403","price":24.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119805403.jpg?v=1761784245","url":"https:\/\/k12savings.com\/products\/investing-in-your-20s-30s-for-dummies-isbn-9781119805403","provider":"K12savings","version":"1.0","type":"link"}