{"product_id":"financial-literacy-for-all-isbn-9781394209026","title":"Financial Literacy for All","description":"\u003cp\u003e\u003cb\u003eA new approach to understanding money and achieving financial fulfillment\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFormer Vice-Chairman of the U.S. President's Advisory Council on Financial Literacy, John Hope Bryant, delivers an accessible and powerful resource for everyday Americans seeking to build a strong financial foundation. This book is an easy-to-read first step toward a fulfilling financial future, helping you understand your relationship to work and money, and a key component to untangling the surprisingly simple puzzle of personal finance.\u003c\/p\u003e \u003cp\u003eWith an insightful foreword by Doug McMillon, President and CEO of Walmart Inc., you'll learn how to create wealth for yourself and your family, regardless of your educational or employment background, and how to establish a financial mindset that contributes to a sound future. You'll also discover:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eThe answers to tough money questions, including the actual utility of new financial inventions like cryptocurrency\u003c\/li\u003e \u003cli\u003eHow to think about exchanging your time and effort for money and the conditions under which you should agree to work\u003c\/li\u003e \u003cli\u003ePlain-English discussions of the principles of responsible long-term investing and how it differs from speculation\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003e\u003cbr\u003eActing as a critical pillar for those seeking to build a rock-solid financial foundation, \u003ci\u003eFinancial Literacy for All\u003c\/i\u003e is a must-have book for working professionals, blue-collar workers, members of young families, and established businesspeople looking for a better, more secure future for themselves and the ones they care about.\u003c\/p\u003e \u003cp\u003eForeword ix\u003c\/p\u003e \u003cp\u003ePrologue xiii\u003c\/p\u003e \u003cp\u003eIntroduction: America’s Upgraded Business Plan 1\u003c\/p\u003e \u003cp\u003eDreams, Decisions, and Destinies 9\u003c\/p\u003e \u003cp\u003e\u003cb\u003eSection I What’s the Issue and Why Should We Care? 27\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1 Credit Is a Tool, Not a Toy 29\u003c\/p\u003e \u003cp\u003eChapter 2 The Civil Rights Issue of Our Generation 35\u003c\/p\u003e \u003cp\u003e\u003cb\u003eSection II How Did We Get Here? Aka Stories of Broken Capitalism 47\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 3 Broken Capitalism and the Black and Brown People of America 49\u003c\/p\u003e \u003cp\u003eChapter 4 How Poor Whites Got Left Behind 67\u003c\/p\u003e \u003cp\u003eChapter 5 Losing Focus on the Goal: Financial Freedom 73\u003c\/p\u003e \u003cp\u003eChapter 6 The American Dream Deferred 79\u003c\/p\u003e \u003cp\u003e\u003cb\u003eSection III Empowerment Through Education 93\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 7 Breaking the Chains: From Fast Money to Lasting Legacy 95\u003c\/p\u003e \u003cp\u003eChapter 8 Educating Our Kids 99\u003c\/p\u003e \u003cp\u003eChapter 9 Educating Our Communities 111\u003c\/p\u003e \u003cp\u003eChapter 10 Educating Our Entrepreneurs 121\u003c\/p\u003e \u003cp\u003eChapter 11 Educating Our Workforce 133\u003c\/p\u003e \u003cp\u003eChapter 12 Elevating Credit Scores and Empowering Dreams 143\u003c\/p\u003e \u003cp\u003e\u003cb\u003eSection IV It’s a Movement, Not a Moment 151\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 13 Empowerment Through Education 153\u003c\/p\u003e \u003cp\u003eChapter 14 Join the Movement 161\u003c\/p\u003e \u003cp\u003eConclusion: A Ladder for All 165\u003c\/p\u003e \u003cp\u003eEpilogue 171\u003c\/p\u003e \u003cp\u003eFinancial Literacy Resources 177\u003c\/p\u003e \u003cp\u003eThe Financial Literacy for All Initiative 183\u003c\/p\u003e \u003cp\u003eAcknowledgments 189\u003c\/p\u003e \u003cp\u003eAbout The Author 195\u003c\/p\u003e \u003cp\u003eIndex 199\u003c\/p\u003e \u003cp\u003e\u003cb\u003eJOHN HOPE BRYANT\u003c\/b\u003e is an American entrepreneur, and sought-after thought and philanthropic leader, who is referred to as the Conscience of Capitalism by leading Fortune 100 CEOs. Bryant is the Founder, Chairman, and Chief Executive Officer of Operation HOPE, Inc. the largest not-for-profit and best-in-class provider of financial literacy, financial inclusion and economic empowerment tools and services in the United States for youth and adults. Operation HOPE is working to level the opportunity playing field, connecting communities to the private sector, through inclusive capitalism, at scale.\u003cbr\u003eBryant is also Chairman and Chief Executive Officer of John Hope Bryant Holdings, Bryant Group Ventures and Executive Chairman of The Promise Homes Company (Promise Homes), the largest for-profit minority-controlled owner of institutional-quality, single-family residential rental homes in the U.S.\u003c\/p\u003e \u003cp\u003eSound, simple, and easy-to-implement financial advice is hard to come by. Much of the guidance offered to people seeking help with personal and household finance is needlessly complicated, involves high-risk and speculative strategies, or is designed to advance the interests of a variety of advisors, brokers, and planners.\u003c\/p\u003e \u003cp\u003eIn \u003ci\u003eFinancial Literacy For All: Disrupting Struggle, Advancing Financial Freedom, and Building a New American Middle Class\u003c\/i\u003e accomplished philanthropist and social entrepreneur John Hope Bryant delivers an easy-to-follow and powerful new resource for everyday Americans trying to build a strong financial foundation.\u003c\/p\u003e \u003cp\u003eIn the book, you'll find an accessible first step to creating a secure and prosperous future for you and your family, regardless of your educational or employment background. You'll establish a financial mindset that contributes to success and wealth, rather than debt and struggle, and that helps you to answer tough money questions you'll encounter every day.\u003c\/p\u003e \u003cp\u003eThe author issues a call to action for public and private sector leaders to help bring financial literacy education to young Americans and working adults, while outlining a plan that invites individuals and organizations of every stripe to join this movement for financial self-determination.\u003c\/p\u003e \u003cp\u003e\u003ci\u003eFinancial Literacy For All\u003c\/i\u003e is a critical pillar for anyone seeking to build a rock-solid base for their current and future financial decision-making. It's a must-read book for working professionals, blue-collar workers, members of young and growing families, and established businesspeople striving for a better, more secure future for themselves and their families. It will also prove to be invaluable for anyone helping to lift others out of poverty as well as those advising clients on personal finance.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePraise for FINANCIAL LITERACY FOR ALL\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Fixing income inequality will reignite the American dream, and John takes aim at one of the biggest challenges of our time in \u003ci\u003eFinancial Literacy For All\u003c\/i\u003e. I share John's optimism that we can help change the world and address our problems with the right skills, tools and knowledge. Drawing on lessons learned from history and his own personal experiences, John creates a powerful business plan for America to drive empowerment through education.\"\u003cbr\u003e—\u003cb\u003eJamie Dimon,\u003c\/b\u003e CEO, JPMorgan Chase\u003c\/p\u003e \u003cp\u003e\"I've personally experienced John Hope Bryant and his fierce commitment to empower the underserved and underrepresented by arming them with the building blocks to better. His latest book \u003ci\u003eFinancial Literacy For All\u003c\/i\u003e promises economic shelter in turbulent times! His brilliance and courageous service promises radical reforms for all of us who desperately need fiduciary fidelity and 20\/20 focus in the pursuit of strategic goals, for current conquest, as well as future generational equity! It's not a purchase or simply a must-read, it's an investment that alters the trajectory of those who dare to dream!\"\u003cbr\u003e—\u003cb\u003eT.D. Jakes,\u003c\/b\u003e Senior Pastor of The Potter's House, CEO and Founder of the T. D. Jakes Group\u003c\/p\u003e \u003cp\u003e\"Our partnership with John Hope Bryant has had a significant impact in the lives of thousands of Delta employees and their families. His innovative, real-world approach to teaching financial literacy, combined with a meaningful investment from the company through our Emergency Savings Program, has equipped them with new skills around budgeting, saving and preparing for life's emergencies. That means less stress, more confidence and a brighter financial future.\"\u003cbr\u003e—\u003cb\u003eEd Bastian,\u003c\/b\u003e CEO, Delta Air Lines\u003c\/p\u003e \u003cp\u003e\"Read. Engage. Act. Dive into the inspiring stories and clear-cut advice in this transformative book by John Hope Bryant. Discover how financial literacy can reignite the economic power of communities and neighborhoods. It's more than just numbers — it's a call to action for a more inclusive and sustainable tomorrow. Are you ready to be part of the solution?\"\u003cbr\u003e—\u003cb\u003eSarah Friar,\u003c\/b\u003e CEO, Nextdoor\u003c\/p\u003e \u003cp\u003e\"If there was ever the right book for the wrong time, it's this one! Misinformation is at an all time high and financial literacy is at an all time low. As a result, regular folks out there are struggling! Thankfully John Hope Braynt, a man I've known for years as an incredible entrepreneur and philanthropist, has come through with actual and actionable steps people can take to turn their lives around.\"\u003cbr\u003e—\u003cb\u003eCharlamagne Tha God,\u003c\/b\u003e Media Mogul, Bestselling Author, TV and Radio Host\u003c\/p\u003e \u003cp\u003e\"Fixing income inequality will reignite the American dream, and John takes aim at one of the biggest challenges of our time in \u003ci\u003eFinancial Literacy for All\u003c\/i\u003e. I share John's optimism that we can help change the world and address our problems with the right skills, tools and knowledge. Drawing on lessons learned from history and his own personal experiences, John creates a powerful business plan for America to drive empowerment through education.\"\u003cbr\u003e—\u003cb\u003eJAMIE DIMON, CEO, JP Morgan Chase\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"I've personally experienced John Hope Bryant and his fierce commitment to empower the underserved and underrepresented by arming them with the building blocks to better. His latest book \u003ci\u003eFinancial Literacy for All\u003c\/i\u003e promises economic shelter in turbulent times! His brilliance and courageous service promises radical reforms for all of us who desperately need fiduciary fidelity and 20\/20 focus in the pursuit of strategic goals, for current conquest, as well as future generational equity! It’s not a purchase or simply a must read, it's an investment that alters the trajectory of those who dare to dream!\"\u003cbr\u003e—\u003cb\u003eBISHOP T.D. JAKES, Senior Pastor of The Potter's House, C.E.O. and Founder of the T. D. Jakes Group\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Our partnership with John Hope Bryant has had a significant impact in the lives of thousands of Delta employees and their families. His innovative, real-world approach to teaching financial literacy, combined with a meaningful investment from the company through our Emergency Savings Program, has equipped them with new skills around budgeting, saving and preparing for life's emergencies. That means less stress, more confidence and a brighter financial future.\"\u003cbr\u003e—\u003cb\u003eED BASTIAN, CEO, Delta Air Lines\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Read. Engage. Act. Dive into the inspiring stories and clear-cut advice in this transformative book by John Hope Bryant. Discover how financial literacy can reignite the economic power of communities and neighborhoods. It's more than just numbers - it's a call to action for a more inclusive and sustainable tomorrow. Are you ready to be part of the solution?\"\u003cbr\u003e—\u003cb\u003eSARAH FRIAR, Chief Executive Officer, Nextdoor\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"If there was ever the right book for the wrong time, it's this one! Misinformation is at an all time high and financial literacy is at an all time low. As a result, regular folks out there are struggling! Thankfully John Hope Bryant, a man I've known for years as an incredible entrepreneur and philanthropist, has come through with actual and actionable steps people can take to turn their lives around.\"\u003cbr\u003e—\u003cb\u003eCHARLAMAGNE THA GOD, Media Mogul, Bestselling Author, TV and Radio Host\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"In \u003ci\u003eFinancial Literacy for All\u003c\/i\u003e, John Bryant lays out a compelling and actionable case for imbedding financial literacy education in our schools, workplaces, and broader communities. He paints a clear picture of the role of financial literacy in strengthening our collective economic fabric.\"\u003cbr\u003e—\u003cb\u003eBRYAN JORDAN, Chairman, President \u0026amp; CEO, First Horizon Corporation\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIn this deeply inspiring book, John Hope Bryant uses history, case studies, and poignant personal experiences to explain why a national emphasis on financial literacy is one of the greatest opportunities our generation has to inspire and build better lives and communities. Insightful, educational, and empowering, this work is an important call to action.\"\u003cbr\u003e—\u003cb\u003eBILL ROGERS, Truist Financial Corp. Chairman \u0026amp; CEO\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"John Hope Bryant is a modern-day prophet. He has riveted our collective attention to the critical importance of financial literacy. Inspired by his own personal journey, this book provides a fabulous guide for how we can create a movement for financial literacy that benefits everyone.\"\u003cbr\u003e—\u003cb\u003eTIM WELSH, Vice Chair, Consumer \u0026amp; Business Banking, U.S. Bancorp\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"John Hope Bryant has written an invaluable guide designed to help traditionally underserved individuals and communities achieve financial literacy, independence and success. Today we're seeing increasing disparities in income inequality and financial opportunity for people and communities across America¯even as the emergence of new technologies and ideas are leading to exciting new economic advancements for many. This book will be a vital resource in helping to advance financial literacy for everyone, with the goal of leading to significantly increased economic freedom, security and independence.\"\u003cbr\u003e—\u003cb\u003eBOB PITTMAN, Chairman and CEO, iHeartMedia, Inc.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Far too many of our citizens have lost hope in the American dream. Almost two thirds of our population struggle to make ends meet at the end of every month. \u003ci\u003eFinancial Literacy for All\u003c\/i\u003e provides an illuminating roadmap towards addressing some of the most crucial issues facing our nation, so that everyone can achieve a degree of financial wellness.\"\u003cbr\u003e—\u003cb\u003eDAN SCHULMAN, Former President and CEO, PayPal\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"In his new book, \u003ci\u003eFinancial Literacy for All\u003c\/i\u003e, John Hope Bryant shares what he’s learned after his three decades advocating for broader economic opportunity, including the compelling stories that continue to motivate him. John's book is a great read and a roadmap for a more economically inclusive, and better future for all.\"\u003cbr\u003e—\u003cb\u003eCHELSEA CLINTON, Author, Advocate and Vice Chair of the Clinton Foundation\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"For too long we have not educated our children on how to deal with life-altering financial decisions.  This book has the potential to inform and inspire a positive change in financial literacy in our country. There needs to be a new conversation to equip our children with the tools they need to be financially literate. John Hope Bryant takes the communication tools that he has perfected and applies them to this goal.\"\u003cbr\u003e—\u003cb\u003eU.S. SENATOR BILL CASSIDY, (R) State of Louisiana\u003c\/b\u003e\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47989210513637,"sku":"NP9781394209026","price":30.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781394209026.jpg?v=1761783221","url":"https:\/\/k12savings.com\/products\/financial-literacy-for-all-isbn-9781394209026","provider":"K12savings","version":"1.0","type":"link"}