{"product_id":"financial-adulting-isbn-9781119817307","title":"Financial Adulting","description":"\u003cp\u003e\u003cb\u003ePerfect for anyone seeking to get a firm handle on their personal finances, \u003ci\u003eFinancial Adulting\u003c\/i\u003e is a must-have resource that demystifies and simplifies complex topics and makes understanding personal finance fun\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFrom the founder of The Fiscal Femme, a popular feminist money platform, and author of \u003ci\u003eThe 30-Day Money Cleanse, \u003c\/i\u003eAshley Feinstein Gerstley's\u003ci\u003e Financial Adulting: Everything You Need to be a Financially Confident and Conscious Adult\u003c\/i\u003e delivers an easy-to-follow, informative, and fun financial guide. From budgeting and consumer activism to retirement investing and paying down debt, you'll learn everything you need to know and do to be a financially savvy adult.\u003c\/p\u003e \u003cp\u003eIn this important book, you'll:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eMaster fundamental concepts, including dealing with student loans, maximizing your 401(k), and preparing for salary negotiations\u003c\/li\u003e \u003cli\u003eUse a racial and feminist justice lens to tackle rarely discussed topics in money and equity and better understand deep-seated historic and systemic obstacles\u003c\/li\u003e \u003cli\u003eRecognize that your circumstances, goals, and values are unique and require a custom approach in order to succeed financially\u003c\/li\u003e \u003cli\u003eReceive a simple step-by-step guide to reaching your financial goals while living a big, exciting, and meaningful life\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003ePreface ix\u003c\/p\u003e \u003cp\u003e1 What Is a Financial Adult? 1\u003c\/p\u003e \u003cp\u003e2 Equity and Personal Finance 11\u003c\/p\u003e \u003cp\u003e3 Your Money Goals 27\u003c\/p\u003e \u003cp\u003e4 All About Income 41\u003c\/p\u003e \u003cp\u003e5 Your Money Outflows 57\u003c\/p\u003e \u003cp\u003e6 Consumer Activism 81\u003c\/p\u003e \u003cp\u003e7 Work Optional (a.k.a. Retirement) 95\u003c\/p\u003e \u003cp\u003e8 Become an Investor for Good 125\u003c\/p\u003e \u003cp\u003e9 Buying a Home 155\u003c\/p\u003e \u003cp\u003e10 Insurance 179\u003c\/p\u003e \u003cp\u003e11 Tax Basics and Estate Planning 205\u003c\/p\u003e \u003cp\u003e12 Your Credit Score 223\u003c\/p\u003e \u003cp\u003e13 All About Debt 237\u003c\/p\u003e \u003cp\u003e14 Become Your Own Money Coach 261\u003c\/p\u003e \u003cp\u003eNotes 281\u003c\/p\u003e \u003cp\u003eAcknowledgments 291\u003c\/p\u003e \u003cp\u003eAbout The Author 295\u003c\/p\u003e \u003cp\u003eIndex 297\u003c\/p\u003e \u003cp\u003e\u003cb\u003eASHLEY FEINSTEIN GERSTLEY\u003c\/b\u003e is an author, speaker, and personal finance expert. In 2012, she created The Fiscal Femme, a feminist money platform on a mission to end inequality through financial well-being, and has helped thousands of people feel financially confident, achieve major financial goals, and destress their relationships with money.\u003c\/p\u003e  \u003cp\u003eDespite its critical importance, many of us move into adulthood without receiving any meaningful education in personal finance. That deficit is invisible until its consequences, including credit card bills, student loan defaults, empty retirement accounts, and more, begin to mount.\u003c\/p\u003e \u003cp\u003eIn \u003ci\u003eFinancial Adulting\u003c\/i\u003e, celebrated personal finance expert Ashley Feinstein Gerstley delivers an accessible, informative, and fun guide to becoming a confident and competent financial adult. The book offers all the personal finance education most of us wish we’d received when we were younger, but didn’t. It’s filled with step-by-step guidance that allows readers to take concrete action and create systems that set themselves up for success in the months and years to follow.  \u003c\/p\u003e\u003cp\u003eFrom budgeting and building a rainy-day fund to retirement investing, understanding insurance, filing taxes, improving credit scores, and planning for student loan repayment, the author explores every aspect of personal finance that’s relevant to modern adults. Rather than insist that readers give up the things they love, Gerstley provides practical, commonsense advice real-world adults can actually follow. \u003c\/p\u003e\u003cp\u003eThe book is told from a feminist and systemic perspective, acknowledging the reality that personal finance cannot be decoupled from principles of equity. Whether that means encouraging the reader to use their position of privilege to help close racial and gender wealth gaps or recognizing a historical disadvantage stemming from systemic oppression, Gerstley’s realism emphasizes the “personal” in personal finance. \u003c\/p\u003e\u003cp\u003eProviding readers with everything they need to know to become financially savvy adults, \u003ci\u003eFinancial Adulting\u003c\/i\u003e offers the opportunity to transform their lives and realize meaningful wealth, one attainable and practical step at a time.   \u003c\/p\u003e\u003cp\u003e\u003cb\u003ePraise for Financial Adulting\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e“\u003ci\u003eFinancial Adulting\u003c\/i\u003e is the step-by-step guide we all wish we had when we graduated college. Although most of us start ‘financial adulting’ much later, wherever you are in your journey, Ashley provides the perfect toolkit for uncovering a lifelong financial planning strategy while also investing in a more equitable world.”\u003cbr\u003e\u003cb\u003e —Farnoosh Torabi,\u003c\/b\u003e host of the \u003ci\u003eSo Money\u003c\/i\u003e podcast and author of \u003ci\u003eWhen She Makes More \u003c\/i\u003e \u003c\/p\u003e\u003cp\u003e“In \u003ci\u003eFinancial Adulting\u003c\/i\u003e, Ashley provides an engaging and inclusive path towards becoming a money savvy grown-up. She also brings in rarely talked about lessons from history and ways we can better align our spending with our values.”\u003cbr\u003e\u003cb\u003e —Erin Lowry,\u003c\/b\u003e author of the \u003ci\u003eBROKE MILLENNIAL\u003c\/i\u003e series  \u003c\/p\u003e\u003cp\u003e“A must-read! Ashley covers the important and often complex financial topics in a way that even a reader with no financial background can understand.”\u003cbr\u003e\u003cb\u003e —Tiffany Aliche,\u003c\/b\u003e \u003ci\u003eNew York Times\u003c\/i\u003e bestselling author of \u003ci\u003eGet Good with Money \u003c\/i\u003e \u003c\/p\u003e\u003cp\u003e“Most of us didn’t learn about money in school. \u003ci\u003eFinancial Adulting\u003c\/i\u003e is a crash course on what women really need to know to be the boss of their financial lives. This book perfectly pairs the ‘why’ behind important money moves and the ‘how’ with helpful exercises, so you can get. it. done.”\u003cbr\u003e\u003cb\u003e —Elyse Steinhaus,\u003c\/b\u003e head of financial content at theSkimm  \u003c\/p\u003e\u003cp\u003e“\u003ci\u003eFinancial Adulting\u003c\/i\u003e is a must-read for anyone who wants to build their financial foundation while also making the world a better place. Ashley demystifies even the most complex topics and provides critical context on some of the big problems with our financial systems. She gives readers an action plan for each area of their finances and a recipe to maintain their financial prowess going forward.”\u003cbr\u003e\u003cb\u003e —Stacey Tisdale,\u003c\/b\u003e CEO of Mind Money Media, Inc. and author of \u003ci\u003eThe True Cost of Happiness \u003c\/i\u003e \u003c\/p\u003e\u003cp\u003e“\u003ci\u003eFinancial Adulting\u003c\/i\u003e is the most comprehensive, real-world guide out there to master your financial life. No more pretending everyone starts from the same place or has equal opportunity—Ashley breaks down all the ways our financial system advantages some and disadvantages others, and she does it with empathy and humor. This book will make you angry about how unfair our system is, but also give you the confidence to navigate that system like a pro, no matter your starting point.”\u003cbr\u003e\u003cb\u003e —Tanja Hester,\u003c\/b\u003e author of \u003ci\u003eWallet Activism and Work Optional\u003c\/i\u003e  \u003c\/p\u003e\u003cp\u003e\"\u003ci\u003eFinancial Adulting\u003c\/i\u003e is the step-by-step guide we all wish we had when we graduated college. Although most of us start \"financial adulting\" much later, wherever you are in your journey, Ashley provides the perfect toolkit for uncovering a lifelong financial planning strategy while also investing in a more equitable world.\"\u003cbr\u003e—\u003cb\u003eFarnoosh Torabi\u003c\/b\u003e, host of the \u003ci\u003eSo Money\u003c\/i\u003e podcast and author of \u003ci\u003eWhen She Makes More\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eIn \u003ci\u003eFinancial Adulting\u003c\/i\u003e, Ashley provides an engaging and inclusive path towards becoming a money savvy grownup. She also brings in rarely-talked-about lessons from history and ways we can better align our spending with our values.\"\u003cbr\u003e—\u003cb\u003eErin Lowry\u003c\/b\u003e, author of the \u003ci\u003eBROKE MILLENNIAL\u003c\/i\u003e series\u003c\/p\u003e \u003cp\u003e\"A must-read! Ashley covers the important and often complex financial topics in a way that even a reader with no financial background can understand.\"\u003cbr\u003e—\u003cb\u003eTiffany Aliche,\u003c\/b\u003e \u003ci\u003eNew York Times\u003c\/i\u003e Bestselling Author of \u003ci\u003eGet Good with Money\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\"Most of us didn't learn about money in school. \u003ci\u003eFinancial Adulting\u003c\/i\u003e is a crash course on what women really need to know to be the boss of their financial lives. This book perfectly pairs the “why” behind important money moves and the “how” with helpful exercises, so you can get. it. done.\"\u003cbr\u003e—\u003cb\u003eElyse Steinhaus,\u003c\/b\u003e head of financial content at theSkimm\u003c\/p\u003e \u003cp\u003e\"\u003ci\u003eFinancial Adulting\u003c\/i\u003e is a must-read for anyone who wants to build their financial foundation while also making the world a better place. Ashley demystifies even the most complex topics and provides critical context on some of the big problems with our financial systems. She gives readers an action plan for each area of their finances and a recipe to maintain their financial prowess going forward.\"\u003cbr\u003e—\u003cb\u003eStacey Tisdale,\u003c\/b\u003e CEO of Mind Money Media Inc. and author of \u003ci\u003eThe True Cost of Happiness\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\"\u003ci\u003eFinancial Adulting\u003c\/i\u003e is the most comprehensive, real-world guide out there to master your financial life. No more pretending everyone starts from the same place or has equal opportunity—Ashley breaks down all the ways our financial system advantages some and disadvantages others, and she does it with empathy and humor. This book will make you angry about how unfair our system is, but also give you the confidence to navigate that system like a pro, no matter your starting point.\"\u003cbr\u003e—\u003cb\u003eTanja Hester,\u003c\/b\u003e author of \u003ci\u003eWallet Activism\u003c\/i\u003e and \u003ci\u003eWork Optional\u003c\/i\u003e\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47989209071845,"sku":"NP9781119817307","price":25.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119817307.jpg?v=1761783215","url":"https:\/\/k12savings.com\/products\/financial-adulting-isbn-9781119817307","provider":"K12savings","version":"1.0","type":"link"}