{"product_id":"fight-foreclosure-isbn-9780470267646","title":"Fight Foreclosure!","description":"\u003ci\u003eFight Foreclosure!\u003c\/i\u003e offers a practical, step-by-step system for taking action to prevent foreclosure on your home before it?s too late. If you?re having trouble keeping up with your payments, the worst thing you can do is nothing. This book explores all your options, weighs the pros and cons of each, and explains the pre-foreclosure process in detail. Plus, it points out the too-good-to-be-true credit repair offers you should avoid and gives you real, practical alternatives that help you help yourself before it?s too late.  Acknowledgments.  \u003cp\u003eIntroduction. You Are Not Alone! America in Foreclosure.\u003c\/p\u003e \u003cp\u003eChapter 1: Don't Ignore the Warning Signs: How to Get Past Denial, Deal with the Stress and Embarrassment, and Take Action to Save Your Home and Family.\u003c\/p\u003e \u003cp\u003eChapter 2: The Foreclosure Time Clock: Why it's Much Better to Act Sooner than Later.\u003c\/p\u003e \u003cp\u003eChapter 3: How to Handle Collection Calls: Why You Should Talk to Your Lender First, What to Say, and What Questions to Ask.\u003c\/p\u003e \u003cp\u003eChapter 4: Too Much Money at the End of the Month: How to Prioritize Your Spending and Where to Cut Expenses.\u003c\/p\u003e \u003cp\u003eChapter 5: Negotiate with your lender to win\/win: Walk Away, Sell, or Sacrifice to Save.\u003c\/p\u003e \u003cp\u003eChapter 6: Use the Law to Fight Foreclosure: Legal Defenses.\u003c\/p\u003e \u003cp\u003eChapter 7: Using Bankruptcy to Save Your Home.\u003c\/p\u003e \u003cp\u003eChapter 8: How to Sell to Avoid Foreclosure and Save Your Credit Even if You Owe More Than Your Home is Worth.\u003c\/p\u003e \u003cp\u003eChapter 9: How to Find Legitimate Help and Avoid Foreclosure Rescue Scams.\u003c\/p\u003e \u003cp\u003eChapter 10: Options for Real Estate Investors Facing Foreclosure.\u003c\/p\u003e \u003cp\u003eChapter 11: Life After Foreclosure: What I Learned When it Happened to Me.\u003c\/p\u003e \u003cp\u003eAppendix A. Questions and Answers from HUD.\u003c\/p\u003e \u003cp\u003eAppendix B. Mortgage Workout Notebook.\u003c\/p\u003e \u003cp\u003eAppendix C. Mortgage Forgiveness Debt Relief Act of 2007.\u003c\/p\u003e \u003cp\u003eAppendix D. News Release from \u003ca href=\"http:\/\/www.hud.org\/\"\u003ewww.hud.org\u003c\/a\u003e.\u003c\/p\u003e \u003cp\u003eAppendix E. Glossary.\u003c\/p\u003e \u003cp\u003eAppendix F. State Foreclosure Procedures Chart.\u003c\/p\u003e \u003cp\u003eAbout the Author.\u003c\/p\u003e \u003cp\u003eIndex. \u003c\/p\u003e \u003cb\u003eDavid M. Petrovich\u003c\/b\u003e is Executive Director of the Society for the Preservation of Continued Homeownership, a nonprofit 501(c)(3) Corporation that provides preforeclosure counseling to financially troubled homeowners. He has investigated allegations of predatory lending, mortgage loan servicing error, fraud, and untoward realty transactions for the Mortgage Bankers Association of America, and his career in real estate spans more than twenty years.  \u003cp\u003eFIGHT BACK!\u003c\/p\u003e \u003cp\u003eWith a Take-Charge Strategy for At-Risk Homeowners\u003c\/p\u003e \u003cp\u003eMillions of homeowners are at risk of losing their homes. Are you one of them? If so, you need this practical, step-by-step guide to help you take action before it's too late.\u003c\/p\u003e \u003cp\u003eIn Fight Foreclosure!, David Petrovich offers honest advice on all of your options, weighs the pros and cons of each, and shares smart, practical strategies for lowering your payments and keeping your home. He points out the too-good-to-be-true foreclosure rescue offers you should avoid, and offers real alternatives that work—now!\u003c\/p\u003e \u003cp\u003ePetrovich is a mortgage banking insider who understands the loan servicing industry inside and out. And he understands the pressure you're under. Don't worry! You're not alone. Inside, you'll find the calm, professional advice you need to manage your financial crisis, including topics such as:\u003c\/p\u003e \u003cul\u003e \u003cli\u003e \u003cp\u003eThe foreclosure time-clock—why acting early is critical\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eHandling collection calls\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eCutting expenses and rebuilding your budget\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eNegotiating with your lender\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eUtilizing all your legal defenses\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eUsing bankruptcy to save your home\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eSelling your home to avoid foreclosure while saving your credit\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eFinding legitimate help and avoiding rescue scams\u003c\/p\u003e \u003c\/li\u003e \u003c\/ul\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47989206909157,"sku":"NP9780470267646","price":19.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780470267646.jpg?v=1761783209","url":"https:\/\/k12savings.com\/products\/fight-foreclosure-isbn-9780470267646","provider":"K12savings","version":"1.0","type":"link"}