{"product_id":"clever-girl-finance-expanded-updated-isbn-9781394266944","title":"Clever Girl Finance, Expanded \u0026 Updated","description":"\u003cp\u003e\u003cb\u003eSecure your financial independence and security with small, simple, yet powerful action steps you can take starting today!\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eIn the newly revised second edition to \u003ci\u003eClever Girl Finance,\u003c\/i\u003e celebrated personal finance educator Bola Sokunbi delivers an update to the insightful and entertaining installment of her widely read handbook to personal finance for women everywhere. The author walks you through the basics of building a strong and prosperous financial future, showing you how to craft a resilient budget, improve your credit score, pay down debt, invest and build long term wealth. \u003c\/p\u003e\u003cp\u003eWith this book, you'll: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eIdentify your personal money values, goals, and beliefs to help guide your actions.\u003c\/li\u003e \u003cli\u003eExplore mindset shifts and developing good financial habits including overcoming limiting beliefs about money and cultivating healthy financial habits.\u003c\/li\u003e \u003cli\u003eLearn strategies to effectively manage and eliminate debt, such as creating a debt repayment plan, negotiating lower interest rates, and prioritizing high-interest debt.\u003c\/li\u003e \u003cli\u003eGain insights into different saving strategies, including emergency funds, retirement savings, and other long-term financial goals.\u003c\/li\u003e \u003cli\u003eLearn about different investment options, risk management, and how to start investing even with a small amount of money.\u003c\/li\u003e \u003cli\u003eAnd much more\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003ePerfect for women looking for practical advice, actionable steps, and real-life examples they can apply to their own financial journey, \u003ci\u003eClever Girl Finance\u003c\/i\u003e is an invaluable resource for anyone who wants to achieve financial independence and success! \u003c\/p\u003e\u003cp\u003eAbout the Author xi\u003c\/p\u003e \u003cp\u003eAlso by Bola Sokunbi xiii\u003c\/p\u003e \u003cp\u003eAcknowledgments xv\u003c\/p\u003e \u003cp\u003eWelcome to the Expanded and Updated Edition of This Book! xvii\u003c\/p\u003e \u003cp\u003eYou Are in the Right Place xix\u003c\/p\u003e \u003cp\u003eHow to Use This Book xxi\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIntroduction xxiii\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMy Story xxxi\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I The Start 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eYour What and Your Why 3\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Your Mindset 11\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLet Go of Your Money Mistakes 13\u003c\/p\u003e \u003cp\u003eBecoming Emotionally Balanced for a Positive Money Mindset 18\u003c\/p\u003e \u003cp\u003eMeet Dr. Chavonne Perotte 23\u003c\/p\u003e \u003cp\u003eDream Big: Affirm Yourself to Being Wealthy 27\u003c\/p\u003e \u003cp\u003eShift Your Circle of Influence 32\u003c\/p\u003e \u003cp\u003eMeet Latoya Scott 37\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 Get Organized 41\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGet Your Records In Order 43\u003c\/p\u003e \u003cp\u003eTrack Your Spending 50\u003c\/p\u003e \u003cp\u003eIdentify Your Bad Money Habits 55\u003c\/p\u003e \u003cp\u003eMeet Christina Mychas 61\u003c\/p\u003e \u003cp\u003eKnow Your Net Worth 67\u003c\/p\u003e \u003cp\u003eMeet Brittney Suttle 70\u003c\/p\u003e \u003cp\u003eDefine Your Values 73\u003c\/p\u003e \u003cp\u003eSet Your Goals 75\u003c\/p\u003e \u003cp\u003eMeet Molly Stillman 78\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II The Plan 81\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Budgeting 83\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBudgeting 101: The Basics 85\u003c\/p\u003e \u003cp\u003eSetting Up Your Budget Using Categories 87\u003c\/p\u003e \u003cp\u003eBudgeting Styles 90\u003c\/p\u003e \u003cp\u003eDon’t Ignore Your Money Leaks 96\u003c\/p\u003e \u003cp\u003eCommon Budgeting Challenges and How to Get Out of Your Own Way 100\u003c\/p\u003e \u003cp\u003eRewarding Yourself 102\u003c\/p\u003e \u003cp\u003eMeet Esther Bangura 106\u003c\/p\u003e \u003cp\u003eBudgeting on an Inconsistent Income 111\u003c\/p\u003e \u003cp\u003eBudgeting on a Low Income 113\u003c\/p\u003e \u003cp\u003eBudgeting as a Couple 115\u003c\/p\u003e \u003cp\u003eThe Save Yourself Fund: Your Emergency Savings 121\u003c\/p\u003e \u003cp\u003eSinking Funds to Stay on Track 124\u003c\/p\u003e \u003cp\u003eMy Story: How I Saved over $100,000 in Three Years 126\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Debt and Loans 131\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLet’s Talk About Debt Because It Sucks 133\u003c\/p\u003e \u003cp\u003ePaying Off Your Debt 139\u003c\/p\u003e \u003cp\u003eStudent Loans: Facts and Basics 145\u003c\/p\u003e \u003cp\u003eMeet Melisa Boutin 146\u003c\/p\u003e \u003cp\u003eWhere to Start with Your Student Loans 148\u003c\/p\u003e \u003cp\u003eIdeas to Pay Off Your Debt Fast 155\u003c\/p\u003e \u003cp\u003eMeet Naseema McElroy 160\u003c\/p\u003e \u003cp\u003eCashback and Rewards Credit Cards 162\u003c\/p\u003e \u003cp\u003eMeet Monica Louie 164\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Investing 171\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInvesting 101 173\u003c\/p\u003e \u003cp\u003eMeet Adeola Omole 182\u003c\/p\u003e \u003cp\u003eInvesting for Retirement 185\u003c\/p\u003e \u003cp\u003eHow to Start Investing 192\u003c\/p\u003e \u003cp\u003eMeet Mabel Nunez 197\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III The Necessary 203\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Credit 205\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCredit 101 207\u003c\/p\u003e \u003cp\u003eCredit Scores 209\u003c\/p\u003e \u003cp\u003eBusting Credit Myths 218\u003c\/p\u003e \u003cp\u003eCompromised Information 221\u003c\/p\u003e \u003cp\u003eMeet Rosemary A.B. 223\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Protecting Yourself 229\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCreating a Backup Plan with the Right Insurance 231\u003c\/p\u003e \u003cp\u003eRecession- Proofing Your Finances 239\u003c\/p\u003e \u003cp\u003eMeet Ashlee Sang 247\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Making More Money 251\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eNegotiating to Win 253\u003c\/p\u003e \u003cp\u003eMeet Steph May 259\u003c\/p\u003e \u003cp\u003eSide Hustles 266\u003c\/p\u003e \u003cp\u003eMeet Lucille Roache 271\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 Your Self- Care 277\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eNuturing Your Self- Care Alongside Your Financial Wellness Because Yes 279\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10 Key Financial Actions 285\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSteps to Keep Your Financial Plans Intact 286\u003c\/p\u003e \u003cp\u003eIn Closing 291\u003c\/p\u003e \u003cp\u003eAppendix 293\u003c\/p\u003e \u003cp\u003eIndex 297\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eBOLA SOKUNBI\u003c\/b\u003e is a Certified Financial Education Instructor (CFEI), investor, finance expert, speaker, podcaster, and the founder and CEO of Clever Girl Finance, one of the largest personal finance platforms for women in the U.S. Through her platform, she empowers women to achieve real wealth and live life on their own terms.   \u003c\/p\u003e\u003cp\u003e\u003cb\u003eAchieve financial security with small, simple, and powerful steps you can start taking today!\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eIn the newly expanded and updated second edition of \u003ci\u003eClever Girl Finance\u003c\/i\u003e, renowned personal finance expert Bola Sokunbi delivers her latest update to her widely read personal finance handbook for women everywhere. With easy-to-follow steps, she walks you through the basics of building a strong and prosperous financial future, showing you the exact steps to craft a resilient budget, improve your credit score, pay down debt quickly, invest confidently, and build long-term wealth. \u003c\/p\u003e\u003cp\u003eThrough relatable, real-world examples, Bola shows you how to align your money with your personal values and set achievable goals, that will help guide your actions. She’ll also show you the mindset shifts and healthy financial habits you’ll need to cultivate to achieve lifelong financial independence, and help you discover different investment strategies you can start immediately even if you only have a small amount of money. \u003c\/p\u003e\u003cp\u003ePerfect for women in any stage of life looking for practical, actionable, and step-by-step guidance they can apply to their own financial journeys, \u003ci\u003eClever Girl Finance\u003c\/i\u003e is the easy-to-follow and down-to-earth roadmap to financial independence and success that we’ve all been waiting for!\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47988928086245,"sku":"NP9781394266944","price":24.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781394266944.jpg?v=1761782086","url":"https:\/\/k12savings.com\/products\/clever-girl-finance-expanded-updated-isbn-9781394266944","provider":"K12savings","version":"1.0","type":"link"}