{"product_id":"capitate-your-kids-isbn-9780142000922","title":"Capitate Your Kids","description":"Based on the \"capitation\" method used in the health-care field, \u003cb\u003eDr. John Whitcomb\u003c\/b\u003e's six-step program begins by giving kids control of the money parents would normally spend on them. Families design and sign a contract detailing their mutual responsibilities, and parents agree not to interfere with their children's fiscal choices. Teenagers need to know about money management, yet these skills are not taught in schools, but through real life experience-and here is a proven method to put your kids' financial heads on!\u003cbr\u003e\u003cbr\u003eHumorous and realistic, this step-by-step plan explains:\u003cbr\u003e \u003cli\u003e How to calculate the first budget\u003cbr\u003e\n\u003c\/li\u003e\u003cli\u003e When to start teaching children about money\u003cbr\u003e\n\u003c\/li\u003e\u003cli\u003e How many times to expect a child to lose his ATM card in the first year (three)\u003cbr\u003e\n\u003c\/li\u003e\u003cli\u003e And other invaluable lessons\u003cbr\u003e\n\u003c\/li\u003eCapitate Your KidsAcknowledgments\u003cbr\u003e\u003cp\u003eForeword\u003cbr\u003e\u003ci\u003eBob Potter\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003ePreface\u003cbr\u003e\u003ci\u003eHistorical Roots\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eIntroduction\u003cbr\u003e\u003ci\u003eA Fiscal Fable\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter One: What Ideas Are We Working With Here?\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Two: What Is the Right Age to Start and with How Much?\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Three: How Do you Calculate the First Budget\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Four: The First Clothing Contract: Getting \"The Card\"\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Five: My ATM Card is Broken\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Six: Stepping Up to the Next Level: A Global Budget\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Seven: Going to the Prom for a Buck\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Eight: Lunch Money\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Nine: Will You Cut My Hair, Dad?\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Ten: the Real Cost of a Trip to Walgreens\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Eleven: What Do I Need a Checkbook for?\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Twelve: Is There Any Extra Work Around Here?\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Thirteen: Be Kind\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Fourteen: Charity, Savings, IRAs, and College\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Fifteen: Insurance: Medical, Auto, Home, Life\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Sixteen: You Gotta Talk the Talk and Walk the Walk\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eChapter Seventeen: What's the Least I can Do to Get the Most Effect?\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eLesson Plans\u003c\/b\u003eLesson Plan One: Creating a Clothing Budget\u003cbr\u003e\u003ci\u003eGrade Seven of Whenever You can Start\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eLesson Plan Two: Using a Clothing Budget and Developing a Larger Budget\u003cbr\u003e\u003ci\u003eGrade Eight, Year Two\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eLesson Plan Three: Using a Larger Budget with an ATM Card\u003cbr\u003e\u003ci\u003eGrade Nine, Year Three\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eLesson Plan Four: Getting Ready for a Checkbook and a Car\u003cbr\u003e\u003ci\u003eGrade Ten, Year Four\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eLesson Plan Five: Paying for Expenses with a Checkbook. Getting a Credit Card. Establishing the Expenses of Driving and Insurance.\u003cbr\u003e\u003ci\u003eGrade Eleven, Year Five\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003eLesson Plan Six: Learning the Details. Planning for the Future. Saving for College, Retirement, and IRAs. Health Insurance. Starting a Family.\u003cbr\u003e\u003ci\u003eGrade Twelve, Year Six\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eContracts\u003c\/b\u003e\u003cbr\u003eBasic Clothing Contract\u003cbr\u003eGlobal budget Contract\u003cbr\u003eSafe Driving Contract\u003cbr\u003eCar Use Contract\u003c\/p\u003eDr. John Whitcomb is an emergency room physician in Milwaukee, Wisconsin.  He wrote \u003cb\u003eThe Sink or Swim Money Program\u003c\/b\u003e after successfully teaching his children the same basic concepts. He has appeared on the Oprah Winfrey Show and lives in Elm Grove, Wisconsin with his wife and their two children.","brand":"Penguin Books","offers":[{"title":"Default Title","offer_id":46304482853093,"sku":"NP9780142000922","price":17.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780142000922.jpg?v=1767723365","url":"https:\/\/k12savings.com\/products\/capitate-your-kids-isbn-9780142000922","provider":"K12savings","version":"1.0","type":"link"}