{"product_id":"buying-selling-a-home-for-canadians-for-dummies-isbn-9781119715917","title":"Buying \u0026 Selling a Home For Canadians For Dummies","description":"\u003cb\u003eMake your next house sale or purchase a homerun with the latest edition of this celebrated Canadian guide\u003c\/b\u003e \u003cp\u003eIn the Fifth Edition of \u003ci\u003eBuying and Selling a Home For Canadians For Dummies,\u003c\/i\u003e best-selling authors and real estate experts Douglas Gray and Peter Mitham unpack the good, the bad, and the \"I can't believe I didn't think of that\" of buying or selling a home in Canada. Buyers will discover the answers to the questions that have kept them up at night, from whether they need an agent to what they should look for in a new home. Sellers will find out how to price their home for maximum value, the real costs associated with real estate sales, and how to list their place. \u003c\/p\u003e\u003cp\u003eReal estate doesn't have to be intimidating. Gray and Mitham show you how to navigate a home sale or purchase with skill and confidence and have fun doing it. You'll: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eIdentify unique, regional issues you should consider whether you're buying a condo in Toronto or a two-bedroom in Yellowknife\u003c\/li\u003e \u003cli\u003eDiscover how to maximize your home's asking price by presenting it in its best light\u003c\/li\u003e \u003cli\u003eLearn the tricks of the trade when it comes to finding hidden gems and diamonds in the rough in a seller's market\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003ePerfect for first-time home buyers and sellers as well as people who've been around the block a few times, \u003ci\u003eBuying and Selling a Home For Canadians For Dummies\u003c\/i\u003e is the ultimate guide for Canucks who are looking for expert help throughout this seriously important and exciting process. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eIntroduction\u003c\/b\u003e\u003cb\u003e 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAbout This Book 1\u003c\/p\u003e \u003cp\u003eFoolish Assumptions 2\u003c\/p\u003e \u003cp\u003eIcons Used in This Book 3\u003c\/p\u003e \u003cp\u003eWhere to Go from Here 3\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Getting Started Buying and Selling a Home 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: Buying and Selling a Home: Just the Basics\u003c\/b\u003e\u003cb\u003e 7\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eKnowing the Cast of Characters When Buying or Selling 8\u003c\/p\u003e \u003cp\u003eRecognizing who’s important when buying 8\u003c\/p\u003e \u003cp\u003eIdentifying who’s essential when selling 9\u003c\/p\u003e \u003cp\u003ePreparing to Buy a Home 10\u003c\/p\u003e \u003cp\u003eArranging financing 10\u003c\/p\u003e \u003cp\u003eFinding a home 11\u003c\/p\u003e \u003cp\u003eMaking an offer 11\u003c\/p\u003e \u003cp\u003eDoing the due diligence 11\u003c\/p\u003e \u003cp\u003eClosing the deal 11\u003c\/p\u003e \u003cp\u003eConsidering Some Important Questions to Ask When You’re Ready to Buy 11\u003c\/p\u003e \u003cp\u003eWhat is this going to cost me? 12\u003c\/p\u003e \u003cp\u003eThis is the right home, but is this the right neighbourhood? 12\u003c\/p\u003e \u003cp\u003eWhat kind of changes can I make? 13\u003c\/p\u003e \u003cp\u003eHow much should I budget for maintenance? 13\u003c\/p\u003e \u003cp\u003eWhat’s my exit strategy? 13\u003c\/p\u003e \u003cp\u003eKnowing What Happens When You Sell 14\u003c\/p\u003e \u003cp\u003eDeciding to sell 14\u003c\/p\u003e \u003cp\u003ePreparing the home 14\u003c\/p\u003e \u003cp\u003eListing the home 14\u003c\/p\u003e \u003cp\u003eNegotiating the sale contract 14\u003c\/p\u003e \u003cp\u003eClosing the deal 15\u003c\/p\u003e \u003cp\u003eAnswering Some Questions You May Have When Selling 15\u003c\/p\u003e \u003cp\u003eDoes this home meet my needs? 15\u003c\/p\u003e \u003cp\u003eWill moving be more trouble than it’s worth? 16\u003c\/p\u003e \u003cp\u003eHow much will this cost me? 16\u003c\/p\u003e \u003cp\u003eAre last-minute renovations worth the cost? 16\u003c\/p\u003e \u003cp\u003eWhat are the chances I’ll be homeless if I sell? 17\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: Introducing the Key Players\u003c\/b\u003e\u003cb\u003e 19\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding the Real Estate Agent’s Role 20\u003c\/p\u003e \u003cp\u003eIdentifying important agent qualities when buying or selling a house 20\u003c\/p\u003e \u003cp\u003eSorting out the basics to the broker-agent relationship 21\u003c\/p\u003e \u003cp\u003eUnderstanding the agency relationship 22\u003c\/p\u003e \u003cp\u003eDiscovering the perfect agent 25\u003c\/p\u003e \u003cp\u003eSizing up the candidates 26\u003c\/p\u003e \u003cp\u003eMaking your agent work for you 30\u003c\/p\u003e \u003cp\u003eChoosing to Go It Alone 32\u003c\/p\u003e \u003cp\u003eSaving the commission 33\u003c\/p\u003e \u003cp\u003eWorking out the costs of selling it yourself 34\u003c\/p\u003e \u003cp\u003eGetting some help 35\u003c\/p\u003e \u003cp\u003eValuing the Appraisal Process 36\u003c\/p\u003e \u003cp\u003eKnowing what an appraiser looks for 37\u003c\/p\u003e \u003cp\u003eEyeing who needs an appraiser and why 38\u003c\/p\u003e \u003cp\u003eRecognizing a good appraiser 39\u003c\/p\u003e \u003cp\u003eKnowing how much you can expect to pay 40\u003c\/p\u003e \u003cp\u003eComprehending How a Lawyer Fits into the Picture 40\u003c\/p\u003e \u003cp\u003eTaking care of business: What your real estate lawyer does for you 41\u003c\/p\u003e \u003cp\u003eFinding a lawyer or notary 44\u003c\/p\u003e \u003cp\u003eKnowing what to look for in a lawyer or notary 46\u003c\/p\u003e \u003cp\u003eCosting out a lawyer’s fees 46\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Preparing to Buy a Home 49\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: Sizing Up Home Ownership\u003c\/b\u003e\u003cb\u003e 51\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRecapping the Joys of Ownership 52\u003c\/p\u003e \u003cp\u003eKnowing What’s Right for You 54\u003c\/p\u003e \u003cp\u003eConsidering your foreseeable future 54\u003c\/p\u003e \u003cp\u003eSaving space for change 55\u003c\/p\u003e \u003cp\u003eKnowing What You Want 55\u003c\/p\u003e \u003cp\u003eFocusing on your needs 55\u003c\/p\u003e \u003cp\u003eMaking the list 57\u003c\/p\u003e \u003cp\u003eKnowing When the Time is Right 62\u003c\/p\u003e \u003cp\u003eKnowing your finances 62\u003c\/p\u003e \u003cp\u003eComparing renting to buying 63\u003c\/p\u003e \u003cp\u003eConsidering homeowner concerns 65\u003c\/p\u003e \u003cp\u003eAdding up the costs of homeownership 65\u003c\/p\u003e \u003cp\u003eUnderstanding the market 66\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Understanding Your Finances\u003c\/b\u003e\u003cb\u003e 69\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIncreasing Your Down Payment 70\u003c\/p\u003e \u003cp\u003eDealing with debts 70\u003c\/p\u003e \u003cp\u003eSizing up your savings 71\u003c\/p\u003e \u003cp\u003eGetting Up Close and Personal with Your Finances 74\u003c\/p\u003e \u003cp\u003eDetermining What Size Mortgage You Can Carry 77\u003c\/p\u003e \u003cp\u003eGross debt service (GDS) ratio 77\u003c\/p\u003e \u003cp\u003eTotal debt service (TDS) ratio 78\u003c\/p\u003e \u003cp\u003eGenerating your own figures 78\u003c\/p\u003e \u003cp\u003eGetting a Head Start with a Preapproved Mortgage 79\u003c\/p\u003e \u003cp\u003eUnderstanding the advantages of preapproval 79\u003c\/p\u003e \u003cp\u003eGetting the lay of preapproval land 80\u003c\/p\u003e \u003cp\u003eAnticipating the Closing Costs 81\u003c\/p\u003e \u003cp\u003eDeposit and down payment 81\u003c\/p\u003e \u003cp\u003eIdentifying three key closing fees 82\u003c\/p\u003e \u003cp\u003eAppraisals, surveys, inspections,\u003c\/p\u003e \u003cp\u003eand condominium certificates 83\u003c\/p\u003e \u003cp\u003eTaxes 84\u003c\/p\u003e \u003cp\u003eRemembering Little Extras You May Not Have Considered 85\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: Knowing Your Mortgage Options\u003c\/b\u003e\u003cb\u003e 87\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDefining Your Financing Goals 88\u003c\/p\u003e \u003cp\u003eKnowing the potential scenarios 88\u003c\/p\u003e \u003cp\u003eKeeping interest payments in check 89\u003c\/p\u003e \u003cp\u003eMastering the Lingo: Mortgage Jargon 101 90\u003c\/p\u003e \u003cp\u003eMortgage principal 91\u003c\/p\u003e \u003cp\u003eInterest 91\u003c\/p\u003e \u003cp\u003eAmortization period 91\u003c\/p\u003e \u003cp\u003eMortgage term 92\u003c\/p\u003e \u003cp\u003eUnderstanding the Types of Mortgages 92\u003c\/p\u003e \u003cp\u003eConventional mortgages 93\u003c\/p\u003e \u003cp\u003eHigh-ratio mortgages 93\u003c\/p\u003e \u003cp\u003eFixed-rate mortgage 93\u003c\/p\u003e \u003cp\u003eVariable-rate mortgage 94\u003c\/p\u003e \u003cp\u003eBlended payments 95\u003c\/p\u003e \u003cp\u003eMortgage-a-rama: All the Nifty Options 96\u003c\/p\u003e \u003cp\u003ePayment options: Open, closed, or in between? 97\u003c\/p\u003e \u003cp\u003ePortable mortgage 98\u003c\/p\u003e \u003cp\u003eAssumable mortgage 99\u003c\/p\u003e \u003cp\u003eVendor (seller) take-back mortgage 99\u003c\/p\u003e \u003cp\u003eBuilder\/developer interest rate buy-down 100\u003c\/p\u003e \u003cp\u003eSelf-directed mortgage 101\u003c\/p\u003e \u003cp\u003eLine of credit 101\u003c\/p\u003e \u003cp\u003ePlaying It Safe: High-Ratio Mortgage Insurance 102\u003c\/p\u003e \u003cp\u003eQualifying for high-ratio mortgage insurance 102\u003c\/p\u003e \u003cp\u003eDetermining the cost of high-ratio mortgage insurance 103\u003c\/p\u003e \u003cp\u003eCovering Your Bases: Life and Illness 103\u003c\/p\u003e \u003cp\u003eGoing Mortgage Hunting: What You Need to Do to Get a Mortgage 104\u003c\/p\u003e \u003cp\u003eEnlisting a mortgage broker’s help 105\u003c\/p\u003e \u003cp\u003eSearching on your own 107\u003c\/p\u003e \u003cp\u003eGetting an online mortgage preapproval 107\u003c\/p\u003e \u003cp\u003eQuestioning Your Lender 108\u003c\/p\u003e \u003cp\u003eHelping Your Lender Help You: Prepare Your Information 110\u003c\/p\u003e \u003cp\u003eSharing about yourself 110\u003c\/p\u003e \u003cp\u003eGetting it in writing: The paperwork 111\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Discovering Your Perfect Home 113\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: Finding a Home That’s Right for You\u003c\/b\u003e\u003cb\u003e 115\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLooking Closer at Your Housing Options: Determining the Best Fit 116\u003c\/p\u003e \u003cp\u003eBuying into a Fresh Start 118\u003c\/p\u003e \u003cp\u003eBuying new 118\u003c\/p\u003e \u003cp\u003eBuilding a home of your own 120\u003c\/p\u003e \u003cp\u003eCountry living in a new home 122\u003c\/p\u003e \u003cp\u003eFollowing a Lead: Resale Houses 125\u003c\/p\u003e \u003cp\u003eEyeing the pros and cons with resale houses 125\u003c\/p\u003e \u003cp\u003eChoosing the right resale home 126\u003c\/p\u003e \u003cp\u003eRising Ambitions: Investigating Condos 128\u003c\/p\u003e \u003cp\u003eWeighing the ups and downs of condo living 128\u003c\/p\u003e \u003cp\u003eUnderstanding condo ownership 130\u003c\/p\u003e \u003cp\u003eClosing the deal 133\u003c\/p\u003e \u003cp\u003eConverting condos 136\u003c\/p\u003e \u003cp\u003eLiving Co-operatively 138\u003c\/p\u003e \u003cp\u003eConsidering the co-op’s pros 139\u003c\/p\u003e \u003cp\u003eWeighing the co-op’s cons 139\u003c\/p\u003e \u003cp\u003eHome Owning as an Investment 140\u003c\/p\u003e \u003cp\u003eDoing your due diligence 140\u003c\/p\u003e \u003cp\u003eHelping your mortgage 141\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Shopping for a Home: The Nitty-Gritty\u003c\/b\u003e\u003cb\u003e 143\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinding the Right Home for You 144\u003c\/p\u003e \u003cp\u003eMaking the list 144\u003c\/p\u003e \u003cp\u003eChecking what’s on your doorstep 148\u003c\/p\u003e \u003cp\u003eStaying connected 149\u003c\/p\u003e \u003cp\u003eChecking Out the ’Hood 150\u003c\/p\u003e \u003cp\u003eDefining neighbourhood character 150\u003c\/p\u003e \u003cp\u003eImproving the prospects 151\u003c\/p\u003e \u003cp\u003eYour neighbourhood priorities 152\u003c\/p\u003e \u003cp\u003eDrilling into Opportunities 154\u003c\/p\u003e \u003cp\u003eWorking with your agent 154\u003c\/p\u003e \u003cp\u003eWorking online 155\u003c\/p\u003e \u003cp\u003eWorking the neighbourhood 156\u003c\/p\u003e \u003cp\u003eWorking your network 156\u003c\/p\u003e \u003cp\u003eAttending open houses 157\u003c\/p\u003e \u003cp\u003eGetting Up Close with Foreclosures 157\u003c\/p\u003e \u003cp\u003eTaking a Closer Look at Properties 159\u003c\/p\u003e \u003cp\u003eStacking up the properties 159\u003c\/p\u003e \u003cp\u003eScrutinizing more than one house 160\u003c\/p\u003e \u003cp\u003eComing to Grips with Coming up Empty 161\u003c\/p\u003e \u003cp\u003eGetting Fired Up: Recognizing What Powers the House 162\u003c\/p\u003e \u003cp\u003eHeating systems 162\u003c\/p\u003e \u003cp\u003eFuelling up 164\u003c\/p\u003e \u003cp\u003eConsidering electricity 167\u003c\/p\u003e \u003cp\u003eUFFI 169\u003c\/p\u003e \u003cp\u003eAsbestos time, the worst of times 169\u003c\/p\u003e \u003cp\u003eSeptic tanks 170\u003c\/p\u003e \u003cp\u003eWell water 171\u003c\/p\u003e \u003cp\u003eStacking Them Up — How the Homes Compare 171\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: This Home is Great! (Except for . . . )\u003c\/b\u003e\u003cb\u003e 177\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePutting Your Emotions Aside 178\u003c\/p\u003e \u003cp\u003eReality Check: Can You Fix the Home’s Problems? 179\u003c\/p\u003e \u003cp\u003eHousehold cosmetics 179\u003c\/p\u003e \u003cp\u003eThings you can’t change 180\u003c\/p\u003e \u003cp\u003eWhen it’s not worth it 181\u003c\/p\u003e \u003cp\u003eCatching a Flipped Home 182\u003c\/p\u003e \u003cp\u003eCheck It Out: Investigating Your Prospective New Home 183\u003c\/p\u003e \u003cp\u003eMoving beyond appearances 184\u003c\/p\u003e \u003cp\u003eDon’t be afraid to snoop 186\u003c\/p\u003e \u003cp\u003eAsk questions 187\u003c\/p\u003e \u003cp\u003eDetermine whether the home has been maintained 187\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Getting the House You Want 189\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: Making a Deal on Your New Home\u003c\/b\u003e\u003cb\u003e 191\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePreparing to Make an Offer 191\u003c\/p\u003e \u003cp\u003eGet your mortgage preapproved 192\u003c\/p\u003e \u003cp\u003eGet to know the local market 192\u003c\/p\u003e \u003cp\u003eGet to know the seller’s motivation 193\u003c\/p\u003e \u003cp\u003eGet to know your limits 193\u003c\/p\u003e \u003cp\u003eReady to Purchase: Making an Offer 194\u003c\/p\u003e \u003cp\u003eFiguring out who’s who and what’s what in your contract 194\u003c\/p\u003e \u003cp\u003eComprehending the terms and conditions (subject to clauses) 197\u003c\/p\u003e \u003cp\u003eCompeting with multiple offers 199\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: Signing On to a New Life\u003c\/b\u003e\u003cb\u003e 203\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTaking Care of the Paperwork 203\u003c\/p\u003e \u003cp\u003eRemoving conditions 204\u003c\/p\u003e \u003cp\u003ePaying your lawyer a visit 204\u003c\/p\u003e \u003cp\u003eGetting that mortgage 206\u003c\/p\u003e \u003cp\u003eThe Ins and Outs of Inspections 207\u003c\/p\u003e \u003cp\u003eGetting an inspection, no matter what 208\u003c\/p\u003e \u003cp\u003eUnderstanding what your inspector does 208\u003c\/p\u003e \u003cp\u003eChoosing a good inspector 209\u003c\/p\u003e \u003cp\u003eKnowing what to expect when you’re inspecting 210\u003c\/p\u003e \u003cp\u003eInspecting a Newly Built Home 212\u003c\/p\u003e \u003cp\u003eSizing Up an Inspection Report 213\u003c\/p\u003e \u003cp\u003eHome exterior 213\u003c\/p\u003e \u003cp\u003eHome interior 214\u003c\/p\u003e \u003cp\u003eChecking Out Condo Inspections 216\u003c\/p\u003e \u003cp\u003eOutside the building 216\u003c\/p\u003e \u003cp\u003eInside the building 218\u003c\/p\u003e \u003cp\u003eYou Are the Owner of All You Survey 219\u003c\/p\u003e \u003cp\u003eConsidering title insurance 219\u003c\/p\u003e \u003cp\u003eFiguring out why you need a survey 220\u003c\/p\u003e \u003cp\u003eFinding a professional surveyor 220\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11: Protecting Your Interests: Insurance and Warranties \u003c\/b\u003e\u003cb\u003e223\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInsuring Your Home 223\u003c\/p\u003e \u003cp\u003eKnowing what to protect 224\u003c\/p\u003e \u003cp\u003eUnderstanding how you’re protected 226\u003c\/p\u003e \u003cp\u003eExtending your coverage 228\u003c\/p\u003e \u003cp\u003eGetting the best deal 229\u003c\/p\u003e \u003cp\u003eFinding Out Whether the Property Comes with a Warranty 229\u003c\/p\u003e \u003cp\u003eUnderstanding the new home warranty 230\u003c\/p\u003e \u003cp\u003eKnowing what’s covered 231\u003c\/p\u003e \u003cp\u003eWith a warranty, you’re in the driver’s seat 231\u003c\/p\u003e \u003cp\u003ePreparing for the Preclosing Walk-Through 232\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12: Closing Time: Closing Events and Moving Day\u003c\/b\u003e\u003cb\u003e 235\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIdentifying What You Sign 236\u003c\/p\u003e \u003cp\u003eRecognizing What You Pay 237\u003c\/p\u003e \u003cp\u003eTaking Possession on the Possession Date 238\u003c\/p\u003e \u003cp\u003eMaking Your Moving Experience One to Remember 239\u003c\/p\u003e \u003cp\u003eMoving day versus the day of possession 239\u003c\/p\u003e \u003cp\u003eTiming is everything 240\u003c\/p\u003e \u003cp\u003eMoving your life 241\u003c\/p\u003e \u003cp\u003eMoving your stuff 241\u003c\/p\u003e \u003cp\u003ePacking it all in 243\u003c\/p\u003e \u003cp\u003eMoving it yourself versus hiring professional movers 244\u003c\/p\u003e \u003cp\u003eBeing Organized: The Moving Timeline 247\u003c\/p\u003e \u003cp\u003eTwo months and counting 247\u003c\/p\u003e \u003cp\u003eOne month to moving day 247\u003c\/p\u003e \u003cp\u003eOne week before 248\u003c\/p\u003e \u003cp\u003eThe day before 249\u003c\/p\u003e \u003cp\u003eThe big day 249\u003c\/p\u003e \u003cp\u003eAfter the move 250\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: Preparing to Sell Your Home 253\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13: Deciding To Sell (or Stay)\u003c\/b\u003e\u003cb\u003e 255\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMaking the Big Decision 255\u003c\/p\u003e \u003cp\u003eIdentifying the reasons why people sell 256\u003c\/p\u003e \u003cp\u003eRecognizing reasons to stay put 256\u003c\/p\u003e \u003cp\u003eTaking stock of wants and needs 257\u003c\/p\u003e \u003cp\u003eLooking At Your Budget: Your Finances 259\u003c\/p\u003e \u003cp\u003eDoing the math 259\u003c\/p\u003e \u003cp\u003eContemplating refinancing 260\u003c\/p\u003e \u003cp\u003eConsidering Your Mortgage When Moving 261\u003c\/p\u003e \u003cp\u003ePaying off your mortgage early 262\u003c\/p\u003e \u003cp\u003eLetting your buyer take over your mortgage 262\u003c\/p\u003e \u003cp\u003eTaking your mortgage with you to your new home 264\u003c\/p\u003e \u003cp\u003eScouting incentives 264\u003c\/p\u003e \u003cp\u003eKnowing the Ups And Downs Of Financing 265\u003c\/p\u003e \u003cp\u003eTrading up: Your options 266\u003c\/p\u003e \u003cp\u003eTrading down: Your options 266\u003c\/p\u003e \u003cp\u003eTiming Your Move 268\u003c\/p\u003e \u003cp\u003eSell first and then buy, or vice versa? 268\u003c\/p\u003e \u003cp\u003eBuying before you sell 271\u003c\/p\u003e \u003cp\u003eSelling before you buy 272\u003c\/p\u003e \u003cp\u003eCutting through the stress 273\u003c\/p\u003e \u003cp\u003eBuying time with the closing dates 275\u003c\/p\u003e \u003cp\u003eTiming it right: The ideal selling and buying scenario 276\u003c\/p\u003e \u003cp\u003eChanging Your Mind about Selling 276\u003c\/p\u003e \u003cp\u003eHome equity loans and homeowner lines of credit 276\u003c\/p\u003e \u003cp\u003eRefinancing your mortgage 277\u003c\/p\u003e \u003cp\u003eReversing your mortgage 277\u003c\/p\u003e \u003cp\u003eConsidering Estate Sales to Sell Your House 279\u003c\/p\u003e \u003cp\u003eKnowing what to do as the estate’s executor 280\u003c\/p\u003e \u003cp\u003eBeing aware of taxes 280\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14: Setting a Price and Knowing the Cost\u003c\/b\u003e\u003cb\u003e 283\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePricing Your House to Sell 283\u003c\/p\u003e \u003cp\u003eDetermining your home’s worth 284\u003c\/p\u003e \u003cp\u003eRecognising the three most common pricing mistakes 285\u003c\/p\u003e \u003cp\u003eComprehending the Basics of Appraisals for Sellers 287\u003c\/p\u003e \u003cp\u003eKnowing if your home requires an appraisal 288\u003c\/p\u003e \u003cp\u003eExploring how an appraisal is performed 288\u003c\/p\u003e \u003cp\u003eAppraising condominiums 290\u003c\/p\u003e \u003cp\u003ePreparing for an appraisal 291\u003c\/p\u003e \u003cp\u003eSum Fun: The Math of Selling Your Home 292\u003c\/p\u003e \u003cp\u003eEstimating the costs of selling 292\u003c\/p\u003e \u003cp\u003eTallying it up 296\u003c\/p\u003e \u003cp\u003eSome Good News about Taxes 297\u003c\/p\u003e \u003cp\u003ePrincipal residence exemption 297\u003c\/p\u003e \u003cp\u003eMoving tax credits 298\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15: Making Your House Shine\u003c\/b\u003e\u003cb\u003e 299\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTaking a Closer Look at Inspections for Sellers 300\u003c\/p\u003e \u003cp\u003eHaving your home inspected: The why 300\u003c\/p\u003e \u003cp\u003eHaving your home inspected: The why not 301\u003c\/p\u003e \u003cp\u003eKnowing what your inspector looks at 301\u003c\/p\u003e \u003cp\u003ePreparing for the inspector 302\u003c\/p\u003e \u003cp\u003eUndertaking Home Improvements 303\u003c\/p\u003e \u003cp\u003eKeeping future returns in mind 303\u003c\/p\u003e \u003cp\u003eCreating curb appeal 305\u003c\/p\u003e \u003cp\u003eAlluring interiors 306\u003c\/p\u003e \u003cp\u003eGoing to Market 309\u003c\/p\u003e \u003cp\u003eYour basic For Sale sign 310\u003c\/p\u003e \u003cp\u003eAdvertise, advertise, advertise 310\u003c\/p\u003e \u003cp\u003eShowing (Off) Your Home 313\u003c\/p\u003e \u003cp\u003eFielding the calls 314\u003c\/p\u003e \u003cp\u003eStaying secure 316\u003c\/p\u003e \u003cp\u003eHolding an open house 317\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: Sealing the Deal 319\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16: Examining Listings and Disclosures\u003c\/b\u003e\u003cb\u003e 321\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting the Lowdown on Listing Contracts 321\u003c\/p\u003e \u003cp\u003eUnderstanding the listing contract 322\u003c\/p\u003e \u003cp\u003eSelecting your listing type 323\u003c\/p\u003e \u003cp\u003eGrasping the Importance of Disclosure Statements 325\u003c\/p\u003e \u003cp\u003eKnowing who sees your disclosure statement 326\u003c\/p\u003e \u003cp\u003eIdentifying what you need to disclose 327\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17: Understanding the Legal Stuff\u003c\/b\u003e\u003cb\u003e 329\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCooking Up a Recipe for a Successful Contract 329\u003c\/p\u003e \u003cp\u003eReading the Recipe: Basic Contract Know-How 330\u003c\/p\u003e \u003cp\u003eA pound of offer 331\u003c\/p\u003e \u003cp\u003eAn ounce of buyer 332\u003c\/p\u003e \u003cp\u003eA pinch of deposit 332\u003c\/p\u003e \u003cp\u003eA dash of address details 333\u003c\/p\u003e \u003cp\u003ePricing to taste 333\u003c\/p\u003e \u003cp\u003eA handful of covenants and a sprinkle of conditions 334\u003c\/p\u003e \u003cp\u003eTime frame of the offer 339\u003c\/p\u003e \u003cp\u003eIf you have rental units 340\u003c\/p\u003e \u003cp\u003eTop with acceptance 341\u003c\/p\u003e \u003cp\u003eKeeping Condo Owners Covered 341\u003c\/p\u003e \u003cp\u003eExamining Deeds and Titles 342\u003c\/p\u003e \u003cp\u003eConveyance 343\u003c\/p\u003e \u003cp\u003eLand registries 344\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 18: Being Cognisant of Negotiating Tricks and Bargaining Chips\u003c\/b\u003e\u003cb\u003e 347\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eKeeping Your Eye on the Prize: What’s Really Important 348\u003c\/p\u003e \u003cp\u003eGetting an Overview of the Negotiating Process 349\u003c\/p\u003e \u003cp\u003eKnowing how low you will go 350\u003c\/p\u003e \u003cp\u003eNegotiating the subject to clauses 350\u003c\/p\u003e \u003cp\u003eIncluding appliances and household decor: “I never liked those drapes anyway” 353\u003c\/p\u003e \u003cp\u003eDeciding on the closing date 354\u003c\/p\u003e \u003cp\u003eRacing against the clock: Open for acceptance until 355\u003c\/p\u003e \u003cp\u003eSigning on the dotted lines 356\u003c\/p\u003e \u003cp\u003eContending with Multiple Offers 356\u003c\/p\u003e \u003cp\u003eDealing with Backup Offers 357\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 7: The Part of Tens 359\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 19: Ten Regional Concerns When Buying a Home\u003c\/b\u003e\u003cb\u003e 361\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCheck Transportation Routes in Cities 361\u003c\/p\u003e \u003cp\u003eBe Cautious about Industrial Sites 362\u003c\/p\u003e \u003cp\u003eStay Away from Major Roads If You’re Noise-Sensitive (Or Nose-Sensitive) 362\u003c\/p\u003e \u003cp\u003eBe Certain Your Street’s on the Level 363\u003c\/p\u003e \u003cp\u003eMake Sure You’re in a Good School District 364\u003c\/p\u003e \u003cp\u003eBe Sensitive to How Local Climates Can Affect Your Lifestyle 364\u003c\/p\u003e \u003cp\u003eWatch Out for Waterways 365\u003c\/p\u003e \u003cp\u003eOnly You Can Avoid Wildfires 365\u003c\/p\u003e \u003cp\u003eResearch Services in Rural Areas 366\u003c\/p\u003e \u003cp\u003eThink Twice about Leased Land 366\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 20: Ten Tips for Condo Buyers\u003c\/b\u003e\u003cb\u003e 367\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInsist on Seeing and Reading Documentation 368\u003c\/p\u003e \u003cp\u003eHave the Condo Inspected 368\u003c\/p\u003e \u003cp\u003eUse Your Measuring Tape If You Buy New 369\u003c\/p\u003e \u003cp\u003eGet to Know the Board of Directors 369\u003c\/p\u003e \u003cp\u003eStay Away from High-Rental Developments 370\u003c\/p\u003e \u003cp\u003eWatch Out for Maintenance Fees That Are Too Good to Be True 370\u003c\/p\u003e \u003cp\u003eAsk about the Building’s Commercial Property 371\u003c\/p\u003e \u003cp\u003eShare as Few Walls as Possible, Especially If You Crave Quiet 371\u003c\/p\u003e \u003cp\u003eOwn Your Locker and Parking Space 372\u003c\/p\u003e \u003cp\u003eCheck for Signs of Aging 372\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 21: Ten Tips for Home Sellers\u003c\/b\u003e\u003cb\u003e 373\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSell When Your Home is at Its Peak 373\u003c\/p\u003e \u003cp\u003ePrepare Your Home for Sale 374\u003c\/p\u003e \u003cp\u003eFix the Little Things 374\u003c\/p\u003e \u003cp\u003eLight It Up 375\u003c\/p\u003e \u003cp\u003eLet Your Neighbours Know 375\u003c\/p\u003e \u003cp\u003eKnow Where to Advertise 376\u003c\/p\u003e \u003cp\u003eGet Your Documents in Order 376\u003c\/p\u003e \u003cp\u003ePrequalify Buyers 377\u003c\/p\u003e \u003cp\u003eTighten Security 377\u003c\/p\u003e \u003cp\u003eSend Notifications: My Dear Tenants 378\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 22: Ten Ways to Protect Your Investment\u003c\/b\u003e\u003cb\u003e 379\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInspect the Exterior 379\u003c\/p\u003e \u003cp\u003eKnow Your Surroundings: Landscaping, Yard, and Deck 380\u003c\/p\u003e \u003cp\u003eMaintain Heating and Cooling Systems 381\u003c\/p\u003e \u003cp\u003eStay Warm: Insulation 381\u003c\/p\u003e \u003cp\u003eBreathe Easy: Ventilation 382\u003c\/p\u003e \u003cp\u003eSleep Soundly: Home Safety 382\u003c\/p\u003e \u003cp\u003eKeep an Eye on Your Doors and Windows 383\u003c\/p\u003e \u003cp\u003eCook Up a Storm in a Safe Kitchen 383\u003c\/p\u003e \u003cp\u003eGet Away in a Leak-Free Bathroom 384\u003c\/p\u003e \u003cp\u003eInto the Dark: The Basement and Attic 384\u003c\/p\u003e \u003cp\u003eGlossary 385\u003c\/p\u003e \u003cp\u003eIndex 397\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eDouglas Gray, LLB,\u003c\/b\u003e is a retired real estate lawyer and the author of 25 bestselling books. He is also a speaker and columnist. His website is homebuyer.ca. \u003cb\u003ePeter Mitham\u003c\/b\u003e has more than 20 years' experience writing about Canadian real estate for national and international publications.   \u003c\/p\u003e\u003cul\u003e \u003cli\u003ePurchase a home within your budget\u003c\/li\u003e \u003cli\u003eFind the right mortgage that works for you\u003c\/li\u003e \u003cli\u003ePrice and sell on your terms\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003e\u003cb\u003eSelling? Buying? Here's what you need to know \u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eLooking for your dream house? Want to make your house someone else's dream? The new edition of this friendly guide shares secrets to help you reach your next stage in life. If you're buying, discover how to decide whether you need an agent, know what to consider as you shop, what you need to know about mortgages, how you can compare homes, and more. If you're selling, find out how to price your home, what selling will cost you, how to market your house, what's important about listings, and how to handle appraisals. Enjoy success whether you're buying or selling! \u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside...\u003c\/b\u003e \u003c\/p\u003e\u003cul\u003e \u003cli\u003ePlanning for your first home\u003c\/li\u003e \u003cli\u003eDiscovering who the players are\u003c\/li\u003e \u003cli\u003eAnalysing your finances\u003c\/li\u003e \u003cli\u003eUnderstanding inspections and surveys\u003c\/li\u003e \u003cli\u003eDeciding if you want to sell\u003c\/li\u003e \u003cli\u003eSprucing up your home\u003c\/li\u003e \u003cli\u003eNegotiating and bargaining\u003c\/li\u003e \u003c\/ul\u003e","brand":"For Dummies","offers":[{"title":"Default Title","offer_id":47988874969317,"sku":"NP9781119715917","price":29.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119715917.jpg?v=1761781872","url":"https:\/\/k12savings.com\/products\/buying-selling-a-home-for-canadians-for-dummies-isbn-9781119715917","provider":"K12savings","version":"1.0","type":"link"}