{"product_id":"annuities-for-dummies-isbn-9781394168583","title":"Annuities For Dummies","description":"\u003cp\u003e\u003cb\u003eLooking for steady retirement income? Read this book! \u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eTurning retirement savings into a steady income is a big\u003ci\u003e \u003c\/i\u003estep toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You’ll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less.. \u003c\/p\u003e\u003cp\u003eWritten by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of \u003ci\u003eRetirement Income Journal, \u003c\/i\u003ethe book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don’t) provide near-retirees and retirees with solid value. \u003c\/p\u003e\u003cul\u003e \u003cli\u003eStretch your savings into lifelong income\u003c\/li\u003e \u003cli\u003eAsk smarter questions when talking to an agent, broker or adviser\u003c\/li\u003e \u003cli\u003eRetire with less anxiety about the market\u003c\/li\u003e \u003cli\u003eFeel more in control of your financial life\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003e\u003ci\u003eAnnuities For Dummies \u003c\/i\u003eis the must-have guide for anyone making retirement plans or managing their retirement savings. \u003c\/p\u003e\u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Making Sense of Annuities 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: The ABCs of Annuities 7\u003c\/p\u003e \u003cp\u003eChapter 2: Taming the Big Retirement Risks 21\u003c\/p\u003e \u003cp\u003eChapter 3: Diving into Annuity Documents 33\u003c\/p\u003e \u003cp\u003eChapter 4: Weighing Annuity Pros and Cons 47\u003c\/p\u003e \u003cp\u003eChapter 5: Deciding Whether an Annuity Is Right for You 59\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Identifying the Major Annuities 73\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 6: Earning Interest with Fixed Annuities 75\u003c\/p\u003e \u003cp\u003eChapter 7: Creating Retirement Paychecks with Income Annuities 91\u003c\/p\u003e \u003cp\u003eChapter 8: Gambling on Fixed Indexed Annuities 111\u003c\/p\u003e \u003cp\u003eChapter 9: Aiming Higher with Registered Index-Linked Annuities 129\u003c\/p\u003e \u003cp\u003eChapter 10: Tapping Variable Annuities for Tax Breaks and Income 143\u003c\/p\u003e \u003cp\u003eChapter 11: Aging Gracefully with Deferred Income Annuities and Qualified Longevity Annuity Contracts 161\u003c\/p\u003e \u003cp\u003eChapter 12: Tapping the Liquidity in Your Home 175\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Shopping in the Annuity Marketplace 189\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 13: Issuing Annuities: It’s What Life Insurers Do 191\u003c\/p\u003e \u003cp\u003eChapter 14: Meeting the Annuity Salespeople 205\u003c\/p\u003e \u003cp\u003eChapter 15: Site-Seeing in the Annuity Web World 219\u003c\/p\u003e \u003cp\u003eChapter 16: Adding Annuities to 401(k)s 229\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Getting the Most out of Your Annuity 243\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 17: Building Safe Retirement Income 245\u003c\/p\u003e \u003cp\u003eChapter 18: The Taxing Side of Annuities 259\u003c\/p\u003e \u003cp\u003eChapter 19: Recognizing Annuity Exit Ramps 269\u003c\/p\u003e \u003cp\u003eChapter 20: Structuring Your Annuity Correctly 277\u003c\/p\u003e \u003cp\u003eChapter 21: Avoiding Annuity Pitfalls 285\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: The Part of Tens 295\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 22: Ten Great Books about Annuities 297\u003c\/p\u003e \u003cp\u003eChapter 23: Ten Questions to Ask Before You Sign a Contract 303\u003c\/p\u003e \u003cp\u003eChapter 24: Ten Annuity Checkpoints on the Information Highway 311\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: Appendixes 317\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAppendix A: Glossary 319\u003c\/p\u003e \u003cp\u003eAppendix B: State Guaranty Associations 329\u003c\/p\u003e \u003cp\u003eIndex 333\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eKerry Pechter\u003c\/b\u003e has been writing about annuities, the annuity business, and retirement planning for more than 25 years. The founder, editor, and publisher of \u003ci\u003eRetirement Income Journal \u003c\/i\u003esince 2009, he brings a grasp on how annuities are built, how they are sold, and how they fit in a retirement financial plan.   \u003c\/p\u003e\u003cp\u003e\u003cb\u003eReduce your financial risk in retirement\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eAnnuities are one of the building blocks of a worry-free retirement. Part investment and part insurance, these financial contracts convert portions of your life savings into guaranteed income. This book is your cheat sheet for discovering how annuities work, which types are right for you, and where these predictable income generators fit into your portfolio. You’ll learn to ask the right questions as you talk to annuity sellers and manage your taxes when you’re in the game. Use annuities as part of your financial strategy for retiring with the help of this easy-to-use Dummies guide. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside… \u003cul\u003e\n\u003cli\u003eUnderstanding annuity types\u003c\/li\u003e \u003cli\u003eDiscovering how annuities work\u003c\/li\u003e \u003cli\u003eAssessing retirement risks\u003c\/li\u003e \u003cli\u003eManaging taxes with annuities\u003c\/li\u003e \u003cli\u003eCreating guaranteed income\u003c\/li\u003e \u003cli\u003eSizing up annuity sales pitches\u003c\/li\u003e \u003cli\u003eAvoiding annuity pitfalls\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/b\u003e\u003c\/p\u003e","brand":"For Dummies","offers":[{"title":"Default Title","offer_id":47988742815973,"sku":"NP9781394168583","price":24.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781394168583.jpg?v=1761781412","url":"https:\/\/k12savings.com\/products\/annuities-for-dummies-isbn-9781394168583","provider":"K12savings","version":"1.0","type":"link"}