{"product_id":"youre-retired-now-what-isbn-9780471248361","title":"You're Retired Now What?","description":"Plenty of books tell you how to plan for retirement. This book tells you how to manage it once you are there.  \u003cp\u003eRetirement: A time in your life when you should be kicking back and relaxing on a sandy beach or a golf course, without a care in the world. Right? Well, these days it's a bit more complicated than that. With Social Security and Medicare hanging in the balance, questions and uncertainties abound: Will you have enough money? Will you need a part-time job? Do you have adequate health insurance? Here is the road map you need for a comfortable, stress-free retirement—complete with sandy beaches, if that's your preference. Ron and Murray Yolles, a father-and-son team who have advised retirees on money matters for fifty years, provide a solid, down-to-earth plan for a successful retirement, covering everything from the best investment strategies to maximizing retirement plans and IRAs.\u003c\/p\u003e \u003cp\u003e\"Will your money last? This book helps make sure it does for the millions of Americans entering retirement, answering this key question and many more in an easy-to-read, friendly way.\" —Jean-Marie Eveillard, President, SoGen Funds.\u003c\/p\u003e \u003cp\u003e\"You're Retired, Now What? is a great read to help clear one's mind of all the conflicting financial advice that exists today.\" —David Herro, CFA, Partner, Director of International Equities The Oakmark International Funds.\u003c\/p\u003e \u003cp\u003eForeword by Robert J. Sanborn xi\u003c\/p\u003e \u003cp\u003ePreface xiii\u003c\/p\u003e \u003cp\u003eAcknowledgements xvii\u003c\/p\u003e \u003cp\u003eIntroduction xix\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart One Your Retirement Mind-Set\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter One Cost of Living and Other Financial Issues 3\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eEstimating Your Retirement Cost of Living 4\u003c\/p\u003e \u003cp\u003eStick with a Long-Term Plan 11\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Two Cash Flow and Nonportfolio Sources of Income 13\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eConsider Total Return 15\u003c\/p\u003e \u003cp\u003eWhen to Take Your Social Security Income 16\u003c\/p\u003e \u003cp\u003ePart-Time Work and Other Sources 19\u003c\/p\u003e \u003cp\u003eMortgaging Your Property for Investment Funds 19\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Three Maximizing Cash Flow 24\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBe Like an Egg Farmer or a Landlord 25\u003c\/p\u003e \u003cp\u003eYour Capital Base: The Primary Source of Income-Making it Last during Retirement 26\u003c\/p\u003e \u003cp\u003eThree Stages of Retirement 29\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Two The Best Investment Strategy for your Retirement\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Four Identifying your Money Personality 39\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLifeboat Drills 43\u003c\/p\u003e \u003cp\u003eRearview Mirror Investing 44\u003c\/p\u003e \u003cp\u003eYour Risk Profile 47\u003c\/p\u003e \u003cp\u003eConclusion 59\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Five Investing During Retirement 60\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInvest Investing Can Be Hazardous to Your Wealth 64\u003c\/p\u003e \u003cp\u003eThe Story of Bill and Libby 67\u003c\/p\u003e \u003cp\u003eDiversify Your Portfolio for Stability 68\u003c\/p\u003e \u003cp\u003eRetirement Investing Case Studies 70\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Six Developing, Implementing, and Maintaining a Sensible Retirement Portfolio Strategy 77\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDividend Yield versus Capital Appreciation 78\u003c\/p\u003e \u003cp\u003eDiversity with Funds 83\u003c\/p\u003e \u003cp\u003eDetermine Your Optimal Portfolio 85\u003c\/p\u003e \u003cp\u003eFind Your Risk Tolerance 90\u003c\/p\u003e \u003cp\u003eValue funds and GARP Funds 95\u003c\/p\u003e \u003cp\u003eModel Portfolios 96\u003c\/p\u003e \u003cp\u003eTax-Free Municipal Bonds versus Stock Funds 102\u003c\/p\u003e \u003cp\u003eConclusion 103\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Seven How to Select and Assemble a Portfolio of the Best No-Load Mutual Funds 105\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDiversification and Other Factors 106\u003c\/p\u003e \u003cp\u003eSome All-Star Funds 115\u003c\/p\u003e \u003cp\u003eThe Rebalancing and Portfolio Review and Monitoring Process 124\u003c\/p\u003e \u003cp\u003eLessons from Investment History 127\u003c\/p\u003e \u003cp\u003eCommon Investment Mistakes to Avoid 129\u003c\/p\u003e \u003cp\u003eThe Tortoise Wins the Retirement Race 131\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Three Apportioning and Insuring Your Nest Egg\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Eight Withdrawal Strategies Using IRAS, Pensions, Rollovers, and Social Security 135\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSection I - Withdrawal Planning 136\u003c\/p\u003e \u003cp\u003eSection II – Withdrawals from Qualified Retirement Accounts 144\u003c\/p\u003e \u003cp\u003eSection III – Social Security Distributions 157\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Nine Insuring Your Investment Portfolio 164\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHealth Insurance 165\u003c\/p\u003e \u003cp\u003eNew Medical Savings Account 166\u003c\/p\u003e \u003cp\u003eMedicare, Medicaid, and Medigap Coverage 167\u003c\/p\u003e \u003cp\u003eLong-Term care Insurance 172\u003c\/p\u003e \u003cp\u003eLife Insurance 176\u003c\/p\u003e \u003cp\u003eViatical Settlements of Life Insurance Policies 191\u003c\/p\u003e \u003cp\u003ePersonal Umbrella Liability Insurance 192\u003c\/p\u003e \u003cp\u003eProtection Beyond Insurance 193\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart Four Protecting Your Family’s Financial Well-Being\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Ten Estate Planning 199\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSelecting an Attorney 203\u003c\/p\u003e \u003cp\u003eNoncitizen Issues 206\u003c\/p\u003e \u003cp\u003eThe Do-It-Yourselfer 208\u003c\/p\u003e \u003cp\u003eBequests 213\u003c\/p\u003e \u003cp\u003eProbate 214\u003c\/p\u003e \u003cp\u003eThe Bypass (Credit Shelter) Trust 215\u003c\/p\u003e \u003cp\u003eThe Trustee 219\u003c\/p\u003e \u003cp\u003eLife Insurance Trusts 223\u003c\/p\u003e \u003cp\u003ePartnerships and Business Interests 224\u003c\/p\u003e \u003cp\u003eDeathbed Planning 229\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Eleven Foul-Ups and Fraud: The Laws that Protect The Public 235\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFoul-Ups 236\u003c\/p\u003e \u003cp\u003eFraud 239\u003c\/p\u003e \u003cp\u003eGovernment Regulation 243\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter Twelve Investment Advisors 253\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eConclusion 258\u003c\/p\u003e \u003cp\u003eIndex 261\u003c\/p\u003e \u003cb\u003eRonald M. Yolles, JD, CFA\u003c\/b\u003e is an attorney and certified financial analyst. He is the President and Senior Portfolio Manager of Yolles Investment Management, Inc. He has been quoted widely in the national and local media and was a speaker at the 1995 Schwab National Financial Advisors Conference. Murray Yolles, JD, MBA, Ron's father, has extensive experience and expertise in estate planning and tax issues.  Plenty of books tell you how to plan for retirement. This book tells you how to manage it once you are there.  \u003cp\u003eRetirement: A time in your life when you should be kicking back and relaxing on a sandy beach or a golf course, without a care in the world. Right? Well, these days it's a bit more complicated than that. With Social Security and Medicare hanging in the balance, questions and uncertainties abound: Will you have enough money? Will you need a part-time job? Do you have adequate health insurance? Here is the road map you need for a comfortable, stress-free retirement—complete with sandy beaches, if that's your preference. Ron and Murray Yolles, a father-and-son team who have advised retirees on money matters for fifty years, provide a solid, down-to-earth plan for a successful retirement, covering everything from the best investment strategies to maximizing retirement plans and IRAs.\u003c\/p\u003e \u003cp\u003e\"Will your money last? This book helps make sure it does for the millions of Americans entering retirement, answering this key question and many more in an easy-to-read, friendly way.\" —Jean-Marie Eveillard, President, SoGen Funds.\u003c\/p\u003e \u003cp\u003e\"You're Retired, Now What? is a great read to help clear one's mind of all the conflicting financial advice that exists today.\" —David Herro, CFA, Partner, Director of International Equities The Oakmark International Funds.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990514024677,"sku":"NP9780471248361","price":31.5,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780471248361.jpg?v=1761788131","url":"https:\/\/k12savings.com\/es\/products\/youre-retired-now-what-isbn-9780471248361","provider":"K12savings","version":"1.0","type":"link"}