{"product_id":"whats-keeping-you-broke-isbn-9781394268580","title":"What's Keeping You Broke?","description":"\u003cp\u003e\u003cb\u003eEntertaining and Easy-to-Understand Guide to Reshape Your Approach to Finances and Live Your Best Life\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinancial well-being goes beyond what you earn—\u003ci\u003eWhat's Keeping You Broke? An Illustrated Guide to Financial Freedom\u003c\/i\u003e by The Simple Sum helps you uncover the not-so-obvious forces undermining your financial goals. It shares tips on how to better manage your finances and steer your relationship with money in the right direction.\u003c\/p\u003e \u003cp\u003eWritten in plain language that anyone can understand, this book:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eProvides ways to make your money work for you to help you write a new story about your financial health\u003c\/li\u003e \u003cli\u003eIncludes helpful examples, quizzes, and templates you need to improve your financial literacy, build financial resilience, and ultimately attain financial independence.\u003c\/li\u003e \u003cli\u003eEnables you to transform your approach to finances and wealth creation.\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eIf you think simply hoarding cash and \"playing it safe\" with your money seems effective, then this book will change your perspective on doing that. It also provides enlightening and perspective-shifting psychological insight to help you understand what to do and why it should be done. Fun, inviting, yet practical and highly effective, \u003ci\u003eWhat's Keeping You Broke?\u003c\/i\u003e earns a well-deserved spot on the bookshelves of all individuals seeking easy-to-understand expert insight on how to create their ideal financial lives with what they presently have.\u003c\/p\u003e \u003cp\u003ePreface vii\u003c\/p\u003e \u003cp\u003eChapter 1: Keeping Up Is Keeping You Broke 1\u003c\/p\u003e \u003cp\u003eChapter 2: Your Splurge Squad Is Keeping You Broke 23\u003c\/p\u003e \u003cp\u003eAppendix: Emergency Fund 37\u003c\/p\u003e \u003cp\u003eChapter 3: Keeping Quiet Is Keeping You Broke 49\u003c\/p\u003e \u003cp\u003eAppendix: Sinking Fund 68\u003c\/p\u003e \u003cp\u003eChapter 4: Staying Still Is Keeping You Broke 79\u003c\/p\u003e \u003cp\u003eAppendix: Insurance Coverage 100\u003c\/p\u003e \u003cp\u003eChapter 5: Aiming for Perfection Is Keeping You Broke 115\u003c\/p\u003e \u003cp\u003eAppendix: Budgeting Essentials 144\u003c\/p\u003e \u003cp\u003eChapter 6: Wasting Your Earnings Is Keeping You Broke 153\u003c\/p\u003e \u003cp\u003eAppendix: Budgeting Method – Envelope System 173\u003c\/p\u003e \u003cp\u003eChapter 7: Having No Money Boundaries Is Keeping You Broke 177\u003c\/p\u003e \u003cp\u003eAppendix: Budgeting Method – Zero-Based Budgeting 202\u003c\/p\u003e \u003cp\u003eChapter 8: Hoarding Cash Is Keeping You Broke 205\u003c\/p\u003e \u003cp\u003eAppendix: Budgeting Method – 50\/30\/20 243\u003c\/p\u003e \u003cp\u003eChapter 9: Ignoring Debt Is Keeping You Broke 247\u003c\/p\u003e \u003cp\u003eAppendix: Budgeting Method – Pay Yourself First 264\u003c\/p\u003e \u003cp\u003eChapter 10: Not Understanding Credit Is Keeping You Broke 267\u003c\/p\u003e \u003cp\u003eAppendix: Budgeting Method – Cash-Only Budgeting 295\u003c\/p\u003e \u003cp\u003eChapter 11: Fearing Investing Is Keeping You Broke 301\u003c\/p\u003e \u003cp\u003eAppendix: Investing Key Terms 326\u003c\/p\u003e \u003cp\u003eChapter 12: Misunderstanding Money Is Keeping You Broke 331\u003c\/p\u003e \u003cp\u003eAppendix: Money Mindset Makeover 352\u003c\/p\u003e \u003cp\u003eChapter 13: Unhealthy Money Habits Are Keeping You Broke 369\u003c\/p\u003e \u003cp\u003eChapter 14: Lacking a Financial Road Map Is Keeping You Broke 399\u003c\/p\u003e \u003cp\u003eChapter 15: Unpreparedness Is Keeping You Broke 429\u003c\/p\u003e \u003cp\u003eConclusion 443\u003c\/p\u003e \u003cp\u003eIndex 445\u003c\/p\u003e \u003cp\u003e\u003cb\u003eThe Simple Sum\u003c\/b\u003e is a purpose-driven financial literacy platform that empowers young adults to achieve financial independence. Through relatable comics that inject humor into practical advice, we simplify complex financial concepts into easy-to-digest, bite-sized pieces and make learning about money simple, engaging, and educational.\u003c\/p\u003e \u003cp\u003eFinancial well-being goes beyond what you earn — \u003ci\u003eWhat's Keeping You Broke? An Illustrated Guide to Financial Freedom by The Simple Sum\u003c\/i\u003e helps you uncover the not-so-obvious forces undermining your financial goals. It shares tips on how to better manage your finances and steer your relationship with money in the right direction. Written in plain language that anyone can understand, this book provides ways to make your money work for you, to help you write a new story about your financial health. It includes helpful examples, quizzes, and templates you need to improve your financial literacy, build financial resilience, and ultimately attain financial independence.\u003c\/p\u003e \u003cp\u003eThis book enables you to transform your approach to finances and wealth creation. If you think simply hoarding cash and \"playing it safe\" with your money seems effective, then this book will change your perspective on doing that. It also provides enlightening and perspective-shifting psychological insights to help you understand what to do and why it should be done. Fun, inviting, yet practical and highly effective, \u003ci\u003eWhat's Keeping You Broke?\u003c\/i\u003e earns a well-deserved spot on the bookshelves of all individuals seeking easy-to-understand expert insights on how to create their ideal financial lives with what they presently have.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990474899685,"sku":"NP9781394268580","price":22.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781394268580.jpg?v=1761787975","url":"https:\/\/k12savings.com\/es\/products\/whats-keeping-you-broke-isbn-9781394268580","provider":"K12savings","version":"1.0","type":"link"}