{"product_id":"wealth-exposed-isbn-9781118810699","title":"Wealth Exposed","description":"\u003cb\u003eAn indispensable survival guide for high-net-worth individuals and their advisors\u003c\/b\u003e  \u003cp\u003eIf you're like most high-net-worth individuals nowadays, you are underinsured, over-targeted in litigation, and dangerously exposed to risks that can profoundly jeopardize your lifestyle and rob you and your family of what they’ve worked so hard to achieve. Don't risk it all for lack of basic knowledge. Read \u003ci\u003eWealth Exposed\u003c\/i\u003e and get the practical guidance and real-world solutions you need to protect your hard-earned assets.\u003c\/p\u003e \u003cp\u003eWritten by a leading national risk management expert with extensive experience advising high-net-worth individuals, \u003ci\u003eWealth Exposed\u003c\/i\u003e alerts you to the full range of risks to which high-net-worth individuals are exposed, while schooling you in your risk management ABCs. Designed for high-net-worth individuals, their CPAs, attorneys, family office managers, and others, \u003ci\u003eWealth Exposed\u003c\/i\u003e arms you with the knowledge and tools you need to protect yourself, or your clients, from mayhem.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eProvides a framework for creating a comprehensive personal risk management strategy\u003c\/li\u003e \u003cli\u003eContains numerous real-life anecdotes and case studies drawn from the author's case files\u003c\/li\u003e \u003cli\u003eDiscusses insurance solutions for property, cars, jewelry, aircraft, watercraft, wine, cars, and more\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eRead \u003ci\u003eWealth Exposed\u003c\/i\u003e and find out what you need to know to protect your assets from risk and secure your peace of mind.\u003c\/p\u003e \u003cp\u003eIntroduction xi\u003c\/p\u003e \u003cp\u003eThe Challenges of Wealth and the Next Level xii\u003c\/p\u003e \u003cp\u003eWhy \u003ci\u003eWealth Exposed \u003c\/i\u003eNeeded to Be Written xiii\u003c\/p\u003e \u003cp\u003eHow to Use This Book xiv\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Welcome! You Are at the Next Level 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA Real-World Success Story 1\u003c\/p\u003e \u003cp\u003eWhat Risks Are You Facing? 5\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 My-Oh-My, How Far You Have Come! 9\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRemember Your First Apartment? 9\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Life Is Too Short to Drink Cheap Wine 23\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA Look at Managing Valuables and Collectibles Schedules 24\u003c\/p\u003e \u003cp\u003eNow to the Wine Cellar for a Vertical Tasting of Lafite 34\u003c\/p\u003e \u003cp\u003eThen There’s the Antiques, Rugs, China, and Other Treasures 36\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 The Hired Help—Who’s Watching Whom? 39\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Real Risk of “Nanny Revenge” 39\u003c\/p\u003e \u003cp\u003eWhat Can Go Wrong? Everything 40\u003c\/p\u003e \u003cp\u003eManaging the Risks of Household Staff 41\u003c\/p\u003e \u003cp\u003eFour Things All Domestic Employers Need to Know about Employee Law 42\u003c\/p\u003e \u003cp\u003eWorkers Compensation, Employee Benefits, and the Employment Practices Issues Domestic Staff Present 44\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Which Car Will I Drive Today, the Ferrari or the Bentley? 49\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIt’s Not Your Oldsmobile’s Insurance Coverage 49\u003c\/p\u003e \u003cp\u003eInsuring for the Underinsured and Uninsured 52\u003c\/p\u003e \u003cp\u003eHigh-End Cars Need High-End Insurance Coverage 55\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 How Big Is Your Umbrella? 57\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eStandard Umbrella Policies versus Specialized Umbrella Policies 58\u003c\/p\u003e \u003cp\u003eHow Much Is Enough? 59\u003c\/p\u003e \u003cp\u003eFilling the Gaps 60\u003c\/p\u003e \u003cp\u003eNot-for-Profit Board Members—Are You at Risk? 61\u003c\/p\u003e \u003cp\u003eSummary 62\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Toys, Toys, and More Toys 63\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCase-in-Point 64\u003c\/p\u003e \u003cp\u003eManaging Your Risks at Sea . . . 65\u003c\/p\u003e \u003cp\u003e. . . and in the Air 68\u003c\/p\u003e \u003cp\u003eYou’d Better Sweat the Small Stuff 74\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Personal and Family Security Risks 77\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhom Are We Really Dealing with Here? 78\u003c\/p\u003e \u003cp\u003eWe’re All an Open Book 78\u003c\/p\u003e \u003cp\u003eUnderstanding the Threats 82\u003c\/p\u003e \u003cp\u003eThe World Is Your Liability 84\u003c\/p\u003e \u003cp\u003ePreemptive Security Planning 86\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 The Dangers of Wealth 89\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHigh Profile Equals High Risk 89\u003c\/p\u003e \u003cp\u003eWhat Exactly Is Defamation? 90\u003c\/p\u003e \u003cp\u003eProfessional Liability 91\u003c\/p\u003e \u003cp\u003eThe Higher the Profile, the Bigger the Lawsuits 92\u003c\/p\u003e \u003cp\u003eThe Wealthy Need to Prepare for the Worst 93\u003c\/p\u003e \u003cp\u003eYou Are Your Brand, So You’d Better Protect It 94\u003c\/p\u003e \u003cp\u003eProtecting Your Intellectual Capital 95\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10 Personal Risk Management Planning at the Next Level 97\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIt’s All Downhill from Here 97\u003c\/p\u003e \u003cp\u003eThe Personal Risk Management Process 99\u003c\/p\u003e \u003cp\u003eGeneric Solutions Just Don’t Cut It at the Next Level 101\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11 Would You See an MD Generalist for a Heart Transplant? 103\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIt Takes Three to Tango 103\u003c\/p\u003e \u003cp\u003eWhat Your Property-Casualty Agent Doesn’t Know Can Hurt You 105\u003c\/p\u003e \u003cp\u003eIt’s Not Just about Insurance 107\u003c\/p\u003e \u003cp\u003eAdvantages of Consolidating Your Personal Risk Program 109\u003c\/p\u003e \u003cp\u003eService Fit for Kings and Queens 111\u003c\/p\u003e \u003cp\u003eIt Takes a Village 112\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12 Getting Started with Next-Level Planning 115\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIt’s Not Going to Get Any Easier 116\u003c\/p\u003e \u003cp\u003eHow Do You Eat an Elephant? 117\u003c\/p\u003e \u003cp\u003eGo Ahead and Rip Off that Band-Aid! 118\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13 Making the Move Abroad 121\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIt’s All in the Planning 122\u003c\/p\u003e \u003cp\u003eWhat Every Expatriate Should Know About International Insurance Coverage 122\u003c\/p\u003e \u003cp\u003eInternational Property Coverage 125\u003c\/p\u003e \u003cp\u003eValuable Articles versus Regular Property 126\u003c\/p\u003e \u003cp\u003eScheduling Your Valuables 126\u003c\/p\u003e \u003cp\u003eStoring Your Property 127\u003c\/p\u003e \u003cp\u003eTransit Insurance 127\u003c\/p\u003e \u003cp\u003eInternational Personal Umbrella Liability Coverage 127\u003c\/p\u003e \u003cp\u003eKey Takeaway—Don’t Leave Home without It 129\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14 Weaving It all Together 131\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFrancesca’s Fabulous Life—A Case Study 131\u003c\/p\u003e \u003cp\u003eFrancesca’s Directorship 139\u003c\/p\u003e \u003cp\u003eFinal Strategies for Francesca and John 140\u003c\/p\u003e \u003cp\u003eSummary 141\u003c\/p\u003e \u003cp\u003eConclusion 143\u003c\/p\u003e \u003cp\u003eIt’s Easier than You Think 144\u003c\/p\u003e \u003cp\u003eAppendix A Sample Personal Lines Checklist 145\u003c\/p\u003e \u003cp\u003eAppendix B Coverage and Service Comparison 149\u003c\/p\u003e \u003cp\u003eAppendix C Specialized Flood Insurance versus Standard Flood Insurance 155\u003c\/p\u003e \u003cp\u003eAppendix D Ten Items to Include in Family Disaster Plan 157\u003c\/p\u003e \u003cp\u003eAppendix E Breakdown of Audio and Video Recording Laws 159\u003c\/p\u003e \u003cp\u003eNotes 161\u003c\/p\u003e \u003cp\u003eInsurance Glossary 163\u003c\/p\u003e \u003cp\u003eUseful Websites for Personal Risk Management and Insurance Information 173\u003c\/p\u003e \u003cp\u003eAbout the Author 175\u003c\/p\u003e \u003cp\u003eIndex 177\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eBRIAN G. FLOOD, CPCU, ARM,\u003c\/b\u003e is highly regarded for developing creative risk management solutions and concepts unique to each individual or organization. As Vice President of the Flood Group, Brian leads a team of both personal and commercial specialists to provide a complete suite of risk management services and products to a clientele that spans the country. As they have found that effective personal risk management begins with knowledge, education is a major thrust of the Flood Group's client outreach. Brian earned a BBA in management from Hofstra University.   \u003c\/p\u003e\u003cp\u003eCongratulations on becoming a person of means. Not to rain on your parade, but, while your wealth certainly can make life easier for you and your loved ones, it also can make it much more complicated. That's because real wealth brings exposure to a variety of all-too-real personal and professional liabilities, including many about which you may be completely unaware. Any one of those risks could, at any time, seriously undermine or even destroy all that you have created and rob you and your family of the fortune you've worked so hard to create. \u003c\/p\u003e\u003cp\u003eYou owe it to yourself and your dependents to learn all that you can about those risks and what you can do to insulate yourself against them—before you're struck by a natural or man-made disaster, fall victim to fraud, theft, or other malicious acts, or find yourself at the business end of a lawsuit. \u003c\/p\u003e\u003cp\u003eWritten by a risk management and insurance expert with many years of experience advising high net worth individuals, this book demystifies the world of risk management. In a series of concise, pithy chapters, author Brian Flood clearly lays out the various categories of risk to which you may be exposed. And he explains the array of insurance solutions created specifically for high net worth individuals. \u003c\/p\u003e\u003cp\u003eYour wealth risk management checklist and solutions guide, this book provides you with what you need to know about: \u003c\/p\u003e\u003cul\u003e \u003cli\u003e Property risks, including flood, equipment breakdown, and remodeling\/renovations risks\u003c\/li\u003e \u003cli\u003e Household staff risks and liabilities\u003c\/li\u003e \u003cli\u003e Insuring valuables and collectibles, including artwork, wine, jewelry, and more\u003c\/li\u003e \u003cli\u003e Car insurance, including antiques, exotic cars, sports cars, and more\u003c\/li\u003e \u003cli\u003e Boat and maritime insurance\u003c\/li\u003e \u003cli\u003e Personal and family security risks—from cyber attacks to identity theft to kidnapping\u003c\/li\u003e \u003cli\u003e Personal and professional liability, including libel and slander lawsuits\u003c\/li\u003e \u003cli\u003e Insuring against risks to intellectual assets\u003c\/li\u003e \u003cli\u003e Personal risk management for you and all your family members\u003c\/li\u003e \u003cli\u003e Risk management issues for expatriates and those planning to live and work abroad\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eMr. Flood also provides expert advice and guidance on creating a comprehensive risk management strategy and on pulling together a risk management team—including your attorney, financial advisor, accountant, and others—with a specialized insurance broker acting as team leader coordinating everyone's efforts. \u003c\/p\u003e\u003cp\u003eRead \u003ci\u003eWealth Exposed\u003c\/i\u003e and find out what you need to know to protect your assets from risk and secure your peace of mind.\t   \u003c\/p\u003e\u003cp\u003eCongratulations on becoming a person of means. Not to rain on your parade, but, while your wealth certainly can make life easier for you and your loved ones, it also can make it much more complicated. That's because real wealth brings exposure to a variety of all-too-real personal and professional liabilities, including many about which you may be completely unaware. Any one of those risks could, at any time, seriously undermine or even destroy all that you have created and rob you and your family of the fortune you've worked so hard to create. \u003c\/p\u003e\u003cp\u003eYou owe it to yourself and your dependents to learn all that you can about those risks and what you can do to insulate yourself against them—before you're struck by a natural or man-made disaster, fall victim to fraud, theft, or other malicious acts, or find yourself at the business end of a lawsuit. \u003c\/p\u003e\u003cp\u003eWritten by a risk management and insurance expert with many years of experience advising high net worth individuals, this book demystifies the world of risk management. In a series of concise, pithy chapters, author Brian Flood clearly lays out the various categories of risk to which you may be exposed. And he explains the array of insurance solutions created specifically for high net worth individuals. \u003c\/p\u003e\u003cp\u003eYour wealth risk management checklist and solutions guide, this book provides you with what you need to know about: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eProperty risks, including flood, equipment breakdown, and remodeling\/renovations risks\u003c\/li\u003e \u003cli\u003eHousehold staff risks and liabilities\u003c\/li\u003e \u003cli\u003eInsuring valuables and collectibles, including artwork, wine, jewelry, and more\u003c\/li\u003e \u003cli\u003eCar insurance, including antiques, exotic cars, sports cars, and more\u003c\/li\u003e \u003cli\u003eBoat and maritime insurance\u003c\/li\u003e \u003cli\u003ePersonal and family security risks—from cyber attacks to identity theft to kidnapping\u003c\/li\u003e \u003cli\u003ePersonal and professional liability, including libel and slander lawsuits\u003c\/li\u003e \u003cli\u003eInsuring against risks to intellectual assets\u003c\/li\u003e \u003cli\u003ePersonal risk management for you and all your family members\u003c\/li\u003e \u003cli\u003eRisk management issues for expatriates and those planning to live and work abroad\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eMr. Flood also provides expert advice and guidance on creating a comprehensive risk management strategy and on pulling together a risk management team—including your attorney, financial advisor, accountant, and others—with a specialized insurance broker acting as team leader coordinating everyone's efforts. \u003c\/p\u003e\u003cp\u003eRead \u003ci\u003eWealth Exposed\u003c\/i\u003e and find out what you need to know to protect your assets from risk and secure your peace of mind.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990470476005,"sku":"NP9781118810699","price":60.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781118810699.jpg?v=1761787956","url":"https:\/\/k12savings.com\/es\/products\/wealth-exposed-isbn-9781118810699","provider":"K12savings","version":"1.0","type":"link"}