{"product_id":"the-roadmap-to-financial-freedom-isbn-9781394217243","title":"The Roadmap to Financial Freedom","description":"\u003cp\u003e\u003cb\u003eAn easy-to-follow and realistic path to financial security and independence\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eThe Roadmap to Financial Freedom: A Millionaire's Guide to Building Automated Wealth,\u003c\/i\u003e veteran Certified Public Accountant and founder of Budgetdog Academy, Brennan Schlagbaum, delivers an inspiring and practical account of how he and his family paid off over $300,000 in debt. He'll also show you how you can apply the same principles to your own life to transform your financial situation. \u003c\/p\u003e\u003cp\u003eIn the book, you'll discover how to track, grow, and protect your money as you work your way closer to financial freedom. You'll also find: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eComprehensive strategies for crafting a plan to turn around your personal finances\u003c\/li\u003e \u003cli\u003eWays to give to others that help you in your path to financial security\u003c\/li\u003e \u003cli\u003eRock-solid budgeting techniques that help you get control of your income and spending patterns\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003ePerfect for members of new and growing families, young professionals, and anyone else seeking to redefine their relationship with money, \u003ci\u003eThe Roadmap to Financial Freedom\u003c\/i\u003e is an intuitive, insightful, and hands-on roadmap to financial independence. \u003c\/p\u003e\u003cp\u003eAcknowledgments xi\u003c\/p\u003e \u003cp\u003eAbout the Author xiii\u003c\/p\u003e \u003cp\u003eIntroduction xv\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I: Track Your Money 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: Who I Am: My Journey 3\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: The First Step 15\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLesson 1: The Psychology of Money 15\u003c\/p\u003e \u003cp\u003eLesson 2: Looking into the Mirror 20\u003c\/p\u003e \u003cp\u003eLesson 3: Changing Your Habits 23\u003c\/p\u003e \u003cp\u003eLesson 4: Building a Support Team 28\u003c\/p\u003e \u003cp\u003eLesson 5: Staying the Course 31\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: Evaluate Your Financial Situation: Getting Organized Through the Balance Sheet 37\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLesson 1: Know Your Starting Point 38\u003c\/p\u003e \u003cp\u003eLesson 2: Evaluate Your Debt and Focus on Your Goals 39\u003c\/p\u003e \u003cp\u003eLesson 3: The Breakdown of the Balance Sheet in Steps 41\u003c\/p\u003e \u003cp\u003eLesson 4: Understanding Your Net Worth 45\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Craft a Plan: Create Your Budget 49\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLesson 1: The Importance of Crafting Your Plan 49\u003c\/p\u003e \u003cp\u003eLesson 2: Organizational Tips for Tracking Your Money 56\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: Getting out of Debt: The Triumph Before the Real Storm 61\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLesson 1: Say No to Spending 61\u003c\/p\u003e \u003cp\u003eLesson 2: Amortization Schedules for Debt Payoff Success 62\u003c\/p\u003e \u003cp\u003eLesson 3: Stay on Track 66\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II: Grow Your Money 69\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: Setting the Stage for Your Investments 71\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLesson 1: Compound Interest 72\u003c\/p\u003e \u003cp\u003eLesson 2: Investing 101: Understanding Stock Market Basics 78\u003c\/p\u003e \u003cp\u003eLesson 3: Understanding Types of Asset Classes 82\u003c\/p\u003e \u003cp\u003eLesson 4: Breaking Down Equity Asset Classes 87\u003c\/p\u003e \u003cp\u003eLesson 5: Diversification 89\u003c\/p\u003e \u003cp\u003eLesson 6: Target Date Fund Diversification 93\u003c\/p\u003e \u003cp\u003eLesson 7: Single Asset versus Mutual Fund versus Index Fund versus Exchange-Traded Funds 94\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Formulating Your Investment Plan 101\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLesson 1: Where to Buy Asset Classes 101\u003c\/p\u003e \u003cp\u003eLesson 2: Types of Investment Accounts 102\u003c\/p\u003e \u003cp\u003eLesson 3: Fees: What They Are and Why They Matter So Much 121\u003c\/p\u003e \u003cp\u003eLesson 4: When to Invest 128\u003c\/p\u003e \u003cp\u003eLesson 5: How Much to Invest 129\u003c\/p\u003e \u003cp\u003eLesson 6: Risk Profile for Investing 130\u003c\/p\u003e \u003cp\u003eLesson 7: Investing Framework 132\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III: Protect Your Money 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: Build Your Moat 139\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLesson 1: Protecting Your Money Through Insurance 140\u003c\/p\u003e \u003cp\u003eLesson 2: Protecting Your Money Through Tax Diversification 149\u003c\/p\u003e \u003cp\u003eLesson 3: Protecting Your Money Through Tax Planning and Tax Preparation 150\u003c\/p\u003e \u003cp\u003eLesson 4: Protecting Your Money Through Wills and Trusts 151\u003c\/p\u003e \u003cp\u003eLesson 5: Protecting Your Money Through Durable Powers of Attorney 154\u003c\/p\u003e \u003cp\u003eLesson 6: Protecting Your Money Through Credit 156\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: Budgetdog, My Money Mindset, and My Passion 161\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: Logan Lee, an Unimaginable Reality: My WHY 167\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eConclusion 173\u003c\/p\u003e \u003cp\u003eGlossary of Common Investing Terms 177\u003c\/p\u003e \u003cp\u003eResources 187\u003c\/p\u003e \u003cp\u003eReferences 189\u003c\/p\u003e \u003cp\u003eDisclaimer 191\u003c\/p\u003e \u003cp\u003eIndex 193\u003c\/p\u003e \u003cp\u003e\u003cb\u003eBRENNAN SCHLAGBAUM\u003c\/b\u003e is a veteran CPA living in Dallas, Texas and founder of Budgetdog Academy, an online financial academy helping people get financially fit and free from debt. After achieving financial freedom by 31, he now aims to help others achieve the same financial success.\u003c\/p\u003e  \u003cp\u003e\u003ci\u003eThe Roadmap to Financial Freedom: A Millionaire’s Guide to Building Automated Wealth \u003c\/i\u003etells the inspiring story of how Brennan Schlagbaum, veteran Certified Public Accountant and founder of Budgetdog Academy, took an aggressive and calculated approach to pay off over $300,000 in debt and achieve financial freedom for his family. Schlagbaum shows how you can follow his success, apply the same principles to your own life, and transform your own financial situation.  \u003c\/p\u003e\u003cp\u003eBy society’s standards, Schlagbaum and his wife were normal 24-year-olds— on the day of their marriage they had a mortgage, student loans, car debt, and consumer debt. Starting off their adult lives with over $300,000 in debt, Schlagbaum approached his wife about a plan to aggressively pay off this mountain of debt. Fast forward to today— they have paid off all their debt, and their mortgage, and have entered a new phase of life parenting their beautiful daughters, Logan Lee and Ellie Gray, without any of the typical financial burdens to weigh them down.  \u003c\/p\u003e\u003cp\u003e\u003ci\u003eThe Roadmap to Financial Freedom: A Millionaire’s Guide to Building Automated Wealth \u003c\/i\u003econtains the practical information needed to apply a similar approach to your own life, no matter what your current financial circumstances are. The book explores concepts like tracking, growing, and protecting your money, avoiding the common trap of making excuses, and harnessing newfound financial freedom to transform every aspect of your life for the better.  \u003c\/p\u003e\u003cp\u003eThrough an inspiring story, and practical tools and insights needed to make it happen, \u003ci\u003eThe Roadmap to Financial Freedom: A Millionaire’s Guide to Building Automated Wealth \u003c\/i\u003eearns a well deserved spot on the bookshelf of anyone looking to get out of debt, build wealth, and live their best, most fulfilling lives.  \u003c\/p\u003e\u003cp\u003e\u003cb\u003ePractical strategies crafted from firsthand experience to help anyone achieve financial security\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eThe Roadmap to Financial Freedom: A Millionaire's Guide to Building Automated Wealth \u003c\/i\u003etells the story of how Brennan Schlagbaum, veteran Certified Public Accountant and founder of Budgetdog Academy, and his wife paid off over $300,000 in debt that they had accumulated by the time they were just 24 years old. Building on his personal challenges and successes in achieving financial security and independence, Schlagbaum explains how anyone can practically follow a similar path to achieve similar results in their own lives.\u003c\/p\u003e \u003cp\u003eThe book explores comprehensive strategies for crafting a plan to turn around your personal finances and rock-solid budgeting techniques that help you get control of your income and spending patterns. Building on the three core tenets of tracking, growing, and protecting your money, Schlagbaum guides readers through every step of the process in achieving personal financial success.\u003c\/p\u003e \u003cp\u003ePerfect for members of new and growing families, young professionals, and anyone else seeking to redefine their relationship with money, \u003ci\u003eThe Roadmap to Financial Freedom: A Millionaire's Guide to Building Automated Wealth\u003c\/i\u003e is both an inspiring, motivating story of overcoming financial obstacles and an intuitive, insightful, and hands-on roadmap to financial independence.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47990332358885,"sku":"NP9781394217243","price":29.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781394217243.jpg?v=1761787392","url":"https:\/\/k12savings.com\/es\/products\/the-roadmap-to-financial-freedom-isbn-9781394217243","provider":"K12savings","version":"1.0","type":"link"}