{"product_id":"retirement-planning-for-dummies-isbn-9781394271504","title":"Retirement Planning For Dummies","description":"\u003cp\u003e\u003cb\u003eProactively plan for a successful financial future after leaving the workforce\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eAre you ready for retirement? \u003ci\u003eRetirement Planning For Dummies\u003c\/i\u003e is your comprehensive guide to shoring up your finances as you prepare to leave the workforce. Learn to manage and optimize your 401(k), balance retirement savings with other financial needs, and set up pensions and insurance. Plus, get the latest updates on all things retirement, including the SECURE Act and new withdrawal rules. Written by an expert investment writer, this beginner-friendly guide is full of financial wisdom that will smooth the road as you embark on your retirement planning journey. \u003c\/p\u003e\u003cul\u003e \u003cli\u003eLearn the best saving practices to make your money grow\u003c\/li\u003e \u003cli\u003eMaximize your retirement knowledge to set you up for success\u003c\/li\u003e \u003cli\u003eBalance retirement savings with other needs\u003c\/li\u003e \u003cli\u003eGet up to speed on withdrawal limits, HSA rules, and self-employment considerations\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThis book is for anyone looking for the best ways to save and plan for retirement, whether you just joined the workforce or are contemplating retirement in the near future. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eIntroduction 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAbout This Book 2\u003c\/p\u003e \u003cp\u003eFoolish Assumptions 2\u003c\/p\u003e \u003cp\u003eIcons Used in This Book 2\u003c\/p\u003e \u003cp\u003eBeyond the Book 3\u003c\/p\u003e \u003cp\u003eWhere to Go from Here 3\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Getting Started with Retirement Planning 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: Retirement Planning Is Up to You 7\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBlazing Your Own Retirement Plan 8\u003c\/p\u003e \u003cp\u003eMeasuring Your Lifespan 9\u003c\/p\u003e \u003cp\u003eSocial Security Administration’s Life Expectancy Calculator 10\u003c\/p\u003e \u003cp\u003eBankrate’s Life Expectancy Calculator 11\u003c\/p\u003e \u003cp\u003eLiving to 100 Life Expectancy Calculator 13\u003c\/p\u003e \u003cp\u003eRetirement Planning Beginnings: The Pension 13\u003c\/p\u003e \u003cp\u003eChanging Times: The 401(k) 14\u003c\/p\u003e \u003cp\u003eBehold the power of the 401(k) 17\u003c\/p\u003e \u003cp\u003eAn opportunity to save 18\u003c\/p\u003e \u003cp\u003eSocial Security: The De Facto Safety Net 19\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: Determining How Much You Spend 21\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinding Out Where Your Money Goes 22\u003c\/p\u003e \u003cp\u003eEyeing your expenses 22\u003c\/p\u003e \u003cp\u003eTracking your money’s every move 23\u003c\/p\u003e \u003cp\u003eSpending guidelines 24\u003c\/p\u003e \u003cp\u003eMeasuring Your Spending 25\u003c\/p\u003e \u003cp\u003eUsing your credit card company or bank’s online resources 25\u003c\/p\u003e \u003cp\u003eDiving into the world of third-party apps and online tools 27\u003c\/p\u003e \u003cp\u003eChecking out other money-tracking options 30\u003c\/p\u003e \u003cp\u003eDoing something with all this data 32\u003c\/p\u003e \u003cp\u003ePutting Your Spending in Context 32\u003c\/p\u003e \u003cp\u003eUsing government statistics as a guide 32\u003c\/p\u003e \u003cp\u003eSeeing how spending changes as you age 34\u003c\/p\u003e \u003cp\u003eImproving Your Numbers 36\u003c\/p\u003e \u003cp\u003eFiguring out if your latte is ruining your retirement 37\u003c\/p\u003e \u003cp\u003eFinding easy ways to stop wasting money 38\u003c\/p\u003e \u003cp\u003eBoosting your income with a side gig 39\u003c\/p\u003e \u003cp\u003eTable of Contents iii\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: Calculating How Much You Need to Retire 43\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting to Know the 4 Percent Rule 44\u003c\/p\u003e \u003cp\u003eHow the 4 percent rule works 45\u003c\/p\u003e \u003cp\u003eThe magical power of the 4 percent rule 47\u003c\/p\u003e \u003cp\u003eShortcomings of the 4 percent rule 47\u003c\/p\u003e \u003cp\u003eUsing Online Retirement Calculators 51\u003c\/p\u003e \u003cp\u003eGetting started 51\u003c\/p\u003e \u003cp\u003eExploring retirement calculators from mutual fund companies 54\u003c\/p\u003e \u003cp\u003eDrilling in with detailed retirement calculators 56\u003c\/p\u003e \u003cp\u003eAvoid gambling with retirement: Monte Carlo analysis 58\u003c\/p\u003e \u003cp\u003eUnderstanding Why Starting Early Is Important 59\u003c\/p\u003e \u003cp\u003eCompounding: The most powerful force in the universe 59\u003c\/p\u003e \u003cp\u003eInspiration to start retirement planning now 60\u003c\/p\u003e \u003cp\u003eThe race to $1 million: Doable if you start soon 61\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Choosing the Right Account 63\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRetirement Planning in a Nutshell 63\u003c\/p\u003e \u003cp\u003eGetting started 64\u003c\/p\u003e \u003cp\u003eWhat about pensions and Social Security? 65\u003c\/p\u003e \u003cp\u003eThings Change with SECURE Act 67\u003c\/p\u003e \u003cp\u003eA Great Place to Start: 401(k)s 67\u003c\/p\u003e \u003cp\u003eAdvantages of 401(k) plans 67\u003c\/p\u003e \u003cp\u003eDrawbacks of 401(k) plans 69\u003c\/p\u003e \u003cp\u003eThe Roth: An interesting twist on retirement savings 70\u003c\/p\u003e \u003cp\u003eIRAs: A Cornerstone of Retirement Planning 71\u003c\/p\u003e \u003cp\u003eAdvantages of IRA plans 71\u003c\/p\u003e \u003cp\u003eDrawbacks of IRA plans 73\u003c\/p\u003e \u003cp\u003eA few IRA odds and ends 75\u003c\/p\u003e \u003cp\u003eSelf-Employed Plans 75\u003c\/p\u003e \u003cp\u003eThe spectacular SEP-IRA 76\u003c\/p\u003e \u003cp\u003eThe 401(k) for one: A one-participant 401(k) 77\u003c\/p\u003e \u003cp\u003eKeeping it SIMPLE 77\u003c\/p\u003e \u003cp\u003eWhat’s the Catch? 78\u003c\/p\u003e \u003cp\u003eTax-deferred isn’t tax-free 78\u003c\/p\u003e \u003cp\u003eBeware the 10 percent early withdrawal penalty 79\u003c\/p\u003e \u003cp\u003eDon’t mortgage your future: Retirement plan loans 79\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: Gauging Your Appetite for Risk 81\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting a Handle on Your Risk Tolerance 82\u003c\/p\u003e \u003cp\u003eDetermining your investor type 82\u003c\/p\u003e \u003cp\u003eUnderstanding risk tolerance 84\u003c\/p\u003e \u003cp\u003eLooking at risk tolerance differently 85\u003c\/p\u003e \u003cp\u003eUsing risk-assessment tools 86\u003c\/p\u003e \u003cp\u003eThe ABCs of Asset Classes 88\u003c\/p\u003e \u003cp\u003ePutting stocks in a box 89\u003c\/p\u003e \u003cp\u003eAdding bonds 91\u003c\/p\u003e \u003cp\u003eIncluding a few other asset classes 92\u003c\/p\u003e \u003cp\u003eSeeing how risk tolerance and returns work together 93\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: Opening Your Accounts 95\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting Your 401(k) Up and Running 96\u003c\/p\u003e \u003cp\u003eUnderstanding target-date funds 98\u003c\/p\u003e \u003cp\u003eKnowing the people involved in your 401(k) 99\u003c\/p\u003e \u003cp\u003eGetting familiar with your 401(k) plan 99\u003c\/p\u003e \u003cp\u003ePlugging into Your IRA 100\u003c\/p\u003e \u003cp\u003eKnowing what you’d like to own 100\u003c\/p\u003e \u003cp\u003eChoosing someone to handle your IRA 101\u003c\/p\u003e \u003cp\u003eMutual fund companies 101\u003c\/p\u003e \u003cp\u003eTraditional and discount online brokerages 104\u003c\/p\u003e \u003cp\u003eRobo-advisors 107\u003c\/p\u003e \u003cp\u003eConnecting with a Financial Planner 112\u003c\/p\u003e \u003cp\u003eFinding a financial planner 113\u003c\/p\u003e \u003cp\u003eDeciding what is right for you 115\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Using Online Resources 117\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Managing and Optimizing Your 401(k) 119\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting Online 120\u003c\/p\u003e \u003cp\u003eRegistering for 401(k) access 120\u003c\/p\u003e \u003cp\u003eGetting to know your 401(k) tools 124\u003c\/p\u003e \u003cp\u003eChecking your performance 125\u003c\/p\u003e \u003cp\u003eChecking Your Portfolio Allocation 127\u003c\/p\u003e \u003cp\u003eUnderstanding the key asset classes 128\u003c\/p\u003e \u003cp\u003eLooking at your current mix without using a calculator 130\u003c\/p\u003e \u003cp\u003eFinding your optimal asset class mix 132\u003c\/p\u003e \u003cp\u003eChanging your asset allocation 133\u003c\/p\u003e \u003cp\u003ePowering Your 401(k) with Contributions 135\u003c\/p\u003e \u003cp\u003eInspecting your current contribution level 135\u003c\/p\u003e \u003cp\u003eDeciding how much to contribute 136\u003c\/p\u003e \u003cp\u003eSeeing the power of putting more away 137\u003c\/p\u003e \u003cp\u003eDiscovering Other Nifty Aspects of Your 401(k) Plan Site 138\u003c\/p\u003e \u003cp\u003eLocating information on plan loans and withdrawals 138\u003c\/p\u003e \u003cp\u003eDigging into the statements 139\u003c\/p\u003e \u003cp\u003eFinding various plan documents 140\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: Taking Your IRA to the Next Level 141\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting Online with Your IRA Provider 142\u003c\/p\u003e \u003cp\u003eOpening your IRA account 142\u003c\/p\u003e \u003cp\u003eLogging in and looking around 143\u003c\/p\u003e \u003cp\u003eUnderstanding your portfolio holdings 145\u003c\/p\u003e \u003cp\u003eChecking Your Portfolio Asset Allocation 145\u003c\/p\u003e \u003cp\u003eUnderstanding correlation 146\u003c\/p\u003e \u003cp\u003eViewing your asset allocation on your provider’s website 147\u003c\/p\u003e \u003cp\u003eEnhancing your asset allocation 148\u003c\/p\u003e \u003cp\u003eUnderstanding Your IRA Contributions 152\u003c\/p\u003e \u003cp\u003eSetting up IRA deposits 152\u003c\/p\u003e \u003cp\u003eRoll over Beethoven: IRA rollovers 154\u003c\/p\u003e \u003cp\u003eFunding an IRA with a Roth conversion 154\u003c\/p\u003e \u003cp\u003eTaking Money out of Your IRA 155\u003c\/p\u003e \u003cp\u003eGetting money out early: 72(t) distributions 156\u003c\/p\u003e \u003cp\u003eTaking your required minimum distribution 156\u003c\/p\u003e \u003cp\u003eSetting up a beneficiary 157\u003c\/p\u003e \u003cp\u003eA word about inherited IRAs 158\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: Optimizing Your Retirement with Third-Party Offerings 159\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding Fees 160\u003c\/p\u003e \u003cp\u003eImproving success with lower fees 160\u003c\/p\u003e \u003cp\u003eKnowing the types of fees 160\u003c\/p\u003e \u003cp\u003eUncovering the shocking truth about fees 162\u003c\/p\u003e \u003cp\u003eExamining Your Portfolio Using Morningstar 163\u003c\/p\u003e \u003cp\u003ePulling up individual funds that you own 163\u003c\/p\u003e \u003cp\u003ePutting your entire portfolio to the test 170\u003c\/p\u003e \u003cp\u003eGrading Your Retirement Plans in Other Ways 173\u003c\/p\u003e \u003cp\u003eGetting up close and personal with Empower 174\u003c\/p\u003e \u003cp\u003eGoing mobile with Quicken Simplifi 176\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: Digging into Social Security 177\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDiscovering All the Benefits of Social Security 178\u003c\/p\u003e \u003cp\u003eDisability coverage (SSDI): The forgotten bonus of Social Security 178\u003c\/p\u003e \u003cp\u003eMedicare for All 180\u003c\/p\u003e \u003cp\u003eSurvivors benefits 181\u003c\/p\u003e \u003cp\u003eRetirement benefits 181\u003c\/p\u003e \u003cp\u003eManaging Social Security Information Online 183\u003c\/p\u003e \u003cp\u003eExamining what you’re paying into Social Security 183\u003c\/p\u003e \u003cp\u003eSigning up for and accessing Social Security information online 185\u003c\/p\u003e \u003cp\u003eUnderstanding your history of Social Security credits 188\u003c\/p\u003e \u003cp\u003ePlanning for Social Security in Retirement 190\u003c\/p\u003e \u003cp\u003eClaiming your Social Security benefit 191\u003c\/p\u003e \u003cp\u003eApplying for benefits 193\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Maximizing Your Retirement Knowledge 195\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11: Balancing Other Needs with Retirement Savings 197\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCleaning Up Your Personal Balance Sheet 198\u003c\/p\u003e \u003cp\u003eBuilding an emergency fund 199\u003c\/p\u003e \u003cp\u003eCutting loose the debt anchor 206\u003c\/p\u003e \u003cp\u003eOpening a taxable brokerage account 211\u003c\/p\u003e \u003cp\u003eSaving for a Home 212\u003c\/p\u003e \u003cp\u003eHow your retirement plans can help you buy a house 213\u003c\/p\u003e \u003cp\u003eKnowing how much home you can afford 214\u003c\/p\u003e \u003cp\u003eBudgeting for homeownership 216\u003c\/p\u003e \u003cp\u003eSaving For College — If You Can 217\u003c\/p\u003e \u003cp\u003eWhy your college-savings help matters 218\u003c\/p\u003e \u003cp\u003eChoosing a college-savings account 219\u003c\/p\u003e \u003cp\u003eChoosing a 529 provider 220\u003c\/p\u003e \u003cp\u003eFiguring out how much you should save 221\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12: Fine-Tuning Your Asset Allocation 223\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eExploring Stock Strategies 224\u003c\/p\u003e \u003cp\u003eUnderstanding small versus large companies 225\u003c\/p\u003e \u003cp\u003eKnowing where your money is: international, global, and emerging markets 227\u003c\/p\u003e \u003cp\u003eTrusting real estate investment trusts 229\u003c\/p\u003e \u003cp\u003eDiving for Income 231\u003c\/p\u003e \u003cp\u003eGetting to know bonds better 232\u003c\/p\u003e \u003cp\u003eGoing to town with municipal bonds 234\u003c\/p\u003e \u003cp\u003eUsing Morningstar to study bonds 235\u003c\/p\u003e \u003cp\u003eIt’s Easy Being Green: The Rise of ESG 237\u003c\/p\u003e \u003cp\u003eDeciding whether to include ESG in your retirement plan 238\u003c\/p\u003e \u003cp\u003eUnderstanding ESG investments 239\u003c\/p\u003e \u003cp\u003eBuying into an ESG 240\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13: Keeping Your Retirement on Track 243\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTracking Your Portfolio’s Health 244\u003c\/p\u003e \u003cp\u003eMeasuring returns and asset allocation 245\u003c\/p\u003e \u003cp\u003eModifying your plan 251\u003c\/p\u003e \u003cp\u003eTracking and Updating Your Goals 253\u003c\/p\u003e \u003cp\u003eAssessing your goals 253\u003c\/p\u003e \u003cp\u003eSeeing if your goals change your plans 254\u003c\/p\u003e \u003cp\u003eTracking retirement progress and milestones 259\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14: Gearing Up for Retirement 261\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCreating a Retirement Budget 262\u003c\/p\u003e \u003cp\u003eTest-driving your budget 262\u003c\/p\u003e \u003cp\u003eKeeping your stock exposure 264\u003c\/p\u003e \u003cp\u003eWaiting until 70 to collect Social Security 264\u003c\/p\u003e \u003cp\u003eHaving a healthcare plan 265\u003c\/p\u003e \u003cp\u003eKnowing the bucket strategy 266\u003c\/p\u003e \u003cp\u003eWorking longer 266\u003c\/p\u003e \u003cp\u003eThinking about Annuities 268\u003c\/p\u003e \u003cp\u003eUnderstanding the types of annuities 269\u003c\/p\u003e \u003cp\u003eFinding an immediate annuity 271\u003c\/p\u003e \u003cp\u003eRunning sample annuity numbers 273\u003c\/p\u003e \u003cp\u003eUnlocking a Goldmine: Reverse Mortgage 276\u003c\/p\u003e \u003cp\u003eUnderstanding reverse mortgages 276\u003c\/p\u003e \u003cp\u003eUnderstanding the drawbacks of reverse mortgages 277\u003c\/p\u003e \u003cp\u003eUsing a reverse mortgage 278\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15: Understanding Pensions 281\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChecking a Private Pension’s Funding 282\u003c\/p\u003e \u003cp\u003eUnderstanding the Problems with Public Pensions 283\u003c\/p\u003e \u003cp\u003eUnderstanding Pensions Inside-Out 286\u003c\/p\u003e \u003cp\u003eChoosing a lump sum versus ongoing payments 286\u003c\/p\u003e \u003cp\u003eChoosing single life versus survivor 288\u003c\/p\u003e \u003cp\u003eManaging Your Pension 291\u003c\/p\u003e \u003cp\u003eUsing online tools 291\u003c\/p\u003e \u003cp\u003eCalculating the value of a lump sum payment 292\u003c\/p\u003e \u003cp\u003eRolling over a pension 293\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16: Getting Insurance 297\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBuilding a Health Insurance Plan 298\u003c\/p\u003e \u003cp\u003eUnlocking the health savings account 298\u003c\/p\u003e \u003cp\u003eUnderstanding Medicare supplemental plans 302\u003c\/p\u003e \u003cp\u003eExploring the exchanges 304\u003c\/p\u003e \u003cp\u003eConsidering long-term care insurance 305\u003c\/p\u003e \u003cp\u003eDefending Your Money with Insurance 307\u003c\/p\u003e \u003cp\u003eChecking property and casualty coverages 307\u003c\/p\u003e \u003cp\u003eGetting ready for a rainy day: Umbrella insurance 308\u003c\/p\u003e \u003cp\u003eProtecting your family with life insurance 310\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: the Part of Tens 315\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17: Top Ten Retirement Mistakes 317\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWaiting to Save 317\u003c\/p\u003e \u003cp\u003eIgnoring Fees 318\u003c\/p\u003e \u003cp\u003eNot Securing Your Information 318\u003c\/p\u003e \u003cp\u003ePrioritizing College Savings Over Retirement 319\u003c\/p\u003e \u003cp\u003eNot Diversifying Your Portfolio 319\u003c\/p\u003e \u003cp\u003eWaiting for the “Right Time” to Invest 319\u003c\/p\u003e \u003cp\u003eHaving Inadequate Insurance 319\u003c\/p\u003e \u003cp\u003eTaking Money from Your Accounts Early 320\u003c\/p\u003e \u003cp\u003eNot Checking Your Social Security Benefit 320\u003c\/p\u003e \u003cp\u003eNot Thinking about Income 320\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 18: Top Ten Retirement Questions 321\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Much Money Do I Need? 321\u003c\/p\u003e \u003cp\u003eIs Medicare Enough? 322\u003c\/p\u003e \u003cp\u003eWhat Will I Do with My Free Time? 322\u003c\/p\u003e \u003cp\u003eWill I Run Out of Money? 323\u003c\/p\u003e \u003cp\u003eShould I Have a Roth or Traditional IRA? 323\u003c\/p\u003e \u003cp\u003eHow Good Is My 401(k)? 324\u003c\/p\u003e \u003cp\u003eWhat’s an RMD? 324\u003c\/p\u003e \u003cp\u003eCan Retirement Rules Change? 324\u003c\/p\u003e \u003cp\u003eWhat Can I Do If I’m Near Retirement Age and Don’t Have a Plan? 325\u003c\/p\u003e \u003cp\u003eDo I Need a Financial Advisor? 326\u003c\/p\u003e \u003cp\u003eIndex 327\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eMatt Krantz\u003c\/b\u003e is an investment writer with decades of experience writing for publications including \u003ci\u003eInvestor’s Business Daily\u003c\/i\u003e, \u003ci\u003eUSA TODAY\u003c\/i\u003e, and \u003ci\u003eThe Motley Fool\u003c\/i\u003e. He’s the author or co-author of four \u003ci\u003eFor Dummies\u003c\/i\u003e books, including \u003ci\u003eInvesting Online For Dummies, Fundamental Analysis For Dummies,\u003c\/i\u003e and \u003ci\u003eInvestment Banking For Dummies\u003c\/i\u003e.   \u003c\/p\u003e\u003cp\u003e\u003cb\u003eBuild a retirement that’s right for you\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eIt’s easier than you think to plan for your financial future. \u003ci\u003eRetirement Planning For Dummies \u003c\/i\u003eis your essential guide to a prosperous retirement. Run the numbers, understand your investment options, manage your 401(k), and get a handle on pensions and insurance. With insights for every phase of your work life and retirement, you can be proactive and ensure that you’ll be comfortable, regardless of how long you have before you retire. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside… \u003cul\u003e\n\u003cli\u003eExplore retirement strategies\u003c\/li\u003e \u003cli\u003eChoose the right retirement accounts for you\u003c\/li\u003e \u003cli\u003eUnderstand your 401(k)\u003c\/li\u003e \u003cli\u003eFigure out pension plans\u003c\/li\u003e \u003cli\u003eCalculate your financial needs\u003c\/li\u003e \u003cli\u003eConsider early retirement\u003c\/li\u003e \u003cli\u003eDiscover the SECURE Act\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/b\u003e\u003c\/p\u003e","brand":"For Dummies","offers":[{"title":"Default Title","offer_id":47989957591269,"sku":"NP9781394271504","price":29.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781394271504.jpg?v=1761786026","url":"https:\/\/k12savings.com\/es\/products\/retirement-planning-for-dummies-isbn-9781394271504","provider":"K12savings","version":"1.0","type":"link"}