{"product_id":"no-one-ever-told-us-that-isbn-9781118992234","title":"No One Ever Told Us That","description":"\u003cb\u003eThe \"new grownup\" guide to managing your life and money in the modern economy\u003c\/b\u003e  \u003cp\u003e\u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e is a series of essential life and financial lessons that every adult needs to read before they embark upon their own life's adventures. You've completed your education, your couch surfing, and your internships—now it's time to grow up. You have a \"real\" job, maybe a family, and maybe a mortgage; but you've been launched into an uncertain world. This book is your much-needed guide to life as an adult, giving you the answers you need about becoming a professional, becoming financially secure, and becoming your own person. You see the world differently when you spend your days supporting yourself and your family, and money management quickly becomes an integral part of everything you do. This useful guide shows you how to do what you need to do, find the people you need on your side, and fulfill your obligations to those who matter most to you.\u003c\/p\u003e \u003cp\u003eYou may have been used to the \u003ci\u003eidea\u003c\/i\u003e of \"independence\" for a while by now, but when the \u003ci\u003ereality\u003c\/i\u003e of it hits, many new adults are thrown into a sudden state of panic. This book is your guide through the storm, your handbook for adulthood, and your personal companion for the journey ahead.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eJohn D. Spooner has a dual life. He has been named by Barrons as one of the top 100 financial advisors in America. As an author, the great mystery writer Robert B. Parker has said, \"John Spooner is, quite simply, one of the best writers in America.\"\u003c\/li\u003e \u003cli\u003eGain a fresh perspective on the world as a grownup\u003c\/li\u003e \u003cli\u003eMeet financial challenges with smart money management\u003c\/li\u003e \u003cli\u003eAssemble your personal, legal, medical, and financial support team\u003c\/li\u003e \u003cli\u003eLearn essential lessons before you suffer their consequences\u003c\/li\u003e \u003cli\u003eWritten by the only full-time writer and money manager in America\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eNothing in your experience has ever prepared you for the responsibility of \u003ci\u003eresponsibility\u003c\/i\u003e. You've been thrown into the deep end, the undertow is strong, and the stakes are high—it's time to start swimming. \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e gets you right on track to your brightest future.\u003c\/p\u003e \u003cp\u003eAcknowledgments xiii\u003c\/p\u003e \u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I Becoming a Professional\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Take the Pro to Lunch 9\u003c\/p\u003e \u003cp\u003eChapter 2: Beware of Experts 11\u003c\/p\u003e \u003cp\u003eChapter 3: If Your Company is Bought by Another 13\u003c\/p\u003e \u003cp\u003eChapter 4: Entitlement 15\u003c\/p\u003e \u003cp\u003eChapter 5: Don’t Be a Wise Guy 17\u003c\/p\u003e \u003cp\u003eChapter 6: A Little Bit of New Jersey or Brooklyn 19\u003c\/p\u003e \u003cp\u003eChapter 7: Don’t Be Afraid to Ask Stupid or Provocative Questions 21\u003c\/p\u003e \u003cp\u003eChapter 8: Laughter Can Diffuse the Problems 24\u003c\/p\u003e \u003cp\u003eChapter 9: You Never Know Anyone until You Deal with Their Money 27\u003c\/p\u003e \u003cp\u003eChapter 10: Plan for the \u003ci\u003eWorst \u003c\/i\u003eCase, Not the \u003ci\u003eBest, \u003c\/i\u003ein Business and in Life 29\u003c\/p\u003e \u003cp\u003eChapter 11: So You Want to Be in the Investment Business 32\u003c\/p\u003e \u003cp\u003eChapter 12: Do Your Homework 35\u003c\/p\u003e \u003cp\u003eChapter 13: How to Get Good Press and Publicity 37\u003c\/p\u003e \u003cp\u003eChapter 14: Acts of Kindness 38\u003c\/p\u003e \u003cp\u003eChapter 15: Tipping 40\u003c\/p\u003e \u003cp\u003eChapter 16: Resumes Redux 42\u003c\/p\u003e \u003cp\u003eChapter 17: Always Have a Fallback Plan 44\u003c\/p\u003e \u003cp\u003eChapter 18: Blood and Water 45\u003c\/p\u003e \u003cp\u003eChapter 19: Media Translations 47\u003c\/p\u003e \u003cp\u003eChapter 20: So You Got Fired 49\u003c\/p\u003e \u003cp\u003eChapter 21: Provocative Headings 52\u003c\/p\u003e \u003cp\u003eChapter 22: Getting Rich: The Ups and Downs 54\u003c\/p\u003e \u003cp\u003eChapter 23: Branding: Pulling the Wagon 57\u003c\/p\u003e \u003cp\u003eChapter 24: Tribes 60\u003c\/p\u003e \u003cp\u003eChapter 25: Weekends 62\u003c\/p\u003e \u003cp\u003eChapter 26: Being an Entrepreneur: What It Takes 63\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II Becoming Financially Secure\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 27: Interest Rates 73\u003c\/p\u003e \u003cp\u003eChapter 28: Insider Trading 75\u003c\/p\u003e \u003cp\u003eChapter 29: Do You Want to Make Money, or Would You Rather Fool Around? 77\u003c\/p\u003e \u003cp\u003eChapter 30: Doing Stock Research 80\u003c\/p\u003e \u003cp\u003eChapter 31: Make Long-Term Money with Simple Themes 83\u003c\/p\u003e \u003cp\u003eChapter 32: Can You Do It Yourself? 87\u003c\/p\u003e \u003cp\u003eChapter 33: Getting to Peace of Mind 89\u003c\/p\u003e \u003cp\u003eChapter 34: Picking Someone to Watch over Your Money 91\u003c\/p\u003e \u003cp\u003eChapter 35: When You’re Frightened by the News 93\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III Becoming Your Own Person\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 36: The Actor and the Actress 97\u003c\/p\u003e \u003cp\u003eChapter 37: Having Something to Trade 99\u003c\/p\u003e \u003cp\u003eChapter 38: The 110 Percent Rule 101\u003c\/p\u003e \u003cp\u003eChapter 39: Life Lessons: Don’t Look Back 104\u003c\/p\u003e \u003cp\u003eChapter 40: Get Your Elders’ Stories 107\u003c\/p\u003e \u003cp\u003eChapter 41: Don’t Be a Trustee or an Executor\u003csup\u003e∗\u003c\/sup\u003e 111\u003c\/p\u003e \u003cp\u003eChapter 42: Buying and Selling Jewelry 114\u003c\/p\u003e \u003cp\u003eChapter 43: Social or Country Clubs 118\u003c\/p\u003e \u003cp\u003eChapter 44: The Incremental Pain in the Butt Theory 120\u003c\/p\u003e \u003cp\u003eChapter 45: Every Family is a Soap Opera 122\u003c\/p\u003e \u003cp\u003eChapter 46: Fathers and Sons 124\u003c\/p\u003e \u003cp\u003eChapter 47: When Family or Friends Are Afflicted 127\u003c\/p\u003e \u003cp\u003eChapter 48: Go to the Source 129\u003c\/p\u003e \u003cp\u003eChapter 49: Philanthropy 131\u003c\/p\u003e \u003cp\u003eChapter 50: Keep the Markers out There 134\u003c\/p\u003e \u003cp\u003eChapter 51: Raising Children 136\u003c\/p\u003e \u003cp\u003eChapter 52: Marriage 138\u003c\/p\u003e \u003cp\u003eChapter 53: Divorce 141\u003c\/p\u003e \u003cp\u003eChapter 54: Someone to Love You 144\u003c\/p\u003e \u003cp\u003eChapter 55: Medical Smarts 148\u003c\/p\u003e \u003cp\u003eChapter 56: Taking Care of the People Who Take Care of You 153\u003c\/p\u003e \u003cp\u003eChapter 57: Losing a Parent 156\u003c\/p\u003e \u003cp\u003eChapter 58: Getting Smart Lawyers on Your Side 159\u003c\/p\u003e \u003cp\u003eChapter 59: Last Chapter 163\u003c\/p\u003e \u003cp\u003eAbout the Author 167\u003c\/p\u003e \u003cp\u003eOther Books by \u003ci\u003eJohn D. Spooner\u003c\/i\u003e 169\u003c\/p\u003e \u003cp\u003eIndex 171\u003c\/p\u003e \u003cp\u003e\u003cb\u003eJOHN D. SPOONER\u003c\/b\u003e is the only investment advisor\/novelist in America. His bestselling nonfiction includes \u003ci\u003eDo You Want to Make Money or Would You Rather Fool Around?\u003c\/i\u003e as well as \u003ci\u003eConfessions of a Stockbroker, Smart People\u003c\/i\u003e, and \u003ci\u003eSex and Money\u003c\/i\u003e. His novels include \u003ci\u003eClass\u003c\/i\u003e and \u003ci\u003eThe Foursome\u003c\/i\u003e. His book \u003ci\u003eNo One Ever Told Us That: Money and Life Letters to My Grandchildren\u003c\/i\u003e has been a \u003ci\u003eBoston Globe\u003c\/i\u003e #1 bestseller and ranked #2 on Amazon’s bestselling business books list.\u003c\/p\u003e \u003cp\u003e\u003cb\u003ewww.johndspooner.com\u003c\/b\u003e   \u003c\/p\u003e\u003cp\u003e\u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e is a witty, wise, and hands-on resource filled with essential life lessons and practical financial advice for managing your life and money in today’s hard-knock economy. Written by John D. Spooner—America’s only investment advisor\/novelist—this much-needed guide draws on his expertise in financial matters and his down-to-earth insights about living a fulfilling life.\u003c\/p\u003e \u003cp\u003eEven if you have an advanced degree from Harvard, \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e will help fill in the blanks and give you the answers needed to become a thriving professional, develop financial security, and grow into your own best person. The world is a much different place when you have the responsibility of supporting yourself and your family. Managing money quickly becomes a vital part of everything you do. The author gives practical solutions for building a team of people you will need in key areas such as legal, medical, and financial. \u003c\/p\u003e\u003cp\u003eDesigned as a guide for the “real” world, \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e includes the concrete answers for dealing with the inevitable crises you will encounter along the way. Discover what it takes to handle losing a parent, divorce, raising children, getting fired, relocating to a new city, getting into clubs, and grappling with sibling rivalry. The book also includes advice for managing everyday issues, including getting plumbers and contractors to come on time, deciding whether to own or rent, understanding the truth about nonprofit boards, and so much more. \u003c\/p\u003e\u003cp\u003eYou’ve been thrown into the deep end of the ocean, the undertow is strong, and the stakes are high—it’s time to start swimming. \u003ci\u003eNo One Ever Told Us That\u003c\/i\u003e gets you right on track to your brightest future.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47989693350117,"sku":"NP9781118992234","price":33.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781118992234.jpg?v=1761785130","url":"https:\/\/k12savings.com\/es\/products\/no-one-ever-told-us-that-isbn-9781118992234","provider":"K12savings","version":"1.0","type":"link"}