{"product_id":"mutual-funds-for-dummies-isbn-9781119881766","title":"Mutual Funds For Dummies","description":"\u003cb\u003eBuild substantial wealth with mutual funds (and ETFs)!\u003c\/b\u003e \u003cp\u003eMutual funds and exchange-traded funds (ETFs) are great for professional management, diversification and liquidity into your portfolio, but what are the costs and risks? And how have the best investment strategies changed with the rise of robo-investing, ETFs, and new tax rules? \u003ci\u003eMutual Funds For Dummies\u003c\/i\u003e answers all your questions, giving you insight on how to find the best-managed funds that match your financial goals. \u003c\/p\u003e\u003cp\u003eWith straightforward advice and plenty of specific fund recommendations, Eric Tyson helps you avoid fund-investing pitfalls and maximize your returns. This new edition covers the latest investment trends and philosophies, including factor investing, ESG investing, and online investing. You’ll also find completely updated coverage on the best mutual funds and ETFs in each category. \u003c\/p\u003e\u003cp\u003eEarn more with funds! \u003c\/p\u003e\u003cul\u003e \u003cli\u003eLearn how mutual funds and ETFs work and determine how much of your portfolio to devote\u003c\/li\u003e \u003cli\u003eWeigh the pros and cons of funds, and use funds to help you pick your own stocks\u003c\/li\u003e \u003cli\u003eMake the most of online investing and other new technologies and trends\u003c\/li\u003e \u003cli\u003eMaximize your gains by choosing the funds and strategies that work for you\u003c\/li\u003e\n\u003c\/ul\u003e \u003cp\u003e\u003ci\u003eMutual Funds For Dummies\u003c\/i\u003e is a trusted resource, and this update has arrived to help you plan and implement a successful investment strategy. The fund market is rebounding—get on the train and take advantage of the opportunity today! \u003c\/p\u003e\u003cp\u003e\u003cb\u003eIntroduction\u003c\/b\u003e\u003cb\u003e 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat’s New in This Edition 2\u003c\/p\u003e \u003cp\u003eHow This Book Is Different 2\u003c\/p\u003e \u003cp\u003eFoolish Assumptions 3\u003c\/p\u003e \u003cp\u003eIcons Used in This Book 4\u003c\/p\u003e \u003cp\u003eBeyond the Book 5\u003c\/p\u003e \u003cp\u003eWhere to Go from Here 5\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 1: Getting Started With Funds\u003c\/b\u003e\u003cb\u003e 7\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: Making More Money, Taking Less Risk\u003c\/b\u003e\u003cb\u003e 9\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIntroducing Mutual Funds and Exchange-Traded Funds 10\u003c\/p\u003e \u003cp\u003eMaking Sense of Investments 11\u003c\/p\u003e \u003cp\u003eLending investments: Interest on your money 11\u003c\/p\u003e \u003cp\u003eOwnership investments: More potential profit (and risk) 12\u003c\/p\u003e \u003cp\u003eSurveying the Major Investment Options 13\u003c\/p\u003e \u003cp\u003eSavings and money market accounts 13\u003c\/p\u003e \u003cp\u003eBonds 14\u003c\/p\u003e \u003cp\u003eStocks 14\u003c\/p\u003e \u003cp\u003eOverseas\/international investments 15\u003c\/p\u003e \u003cp\u003eReal estate 16\u003c\/p\u003e \u003cp\u003eGold, silver, currencies, and the like 17\u003c\/p\u003e \u003cp\u003eAnnuities 17\u003c\/p\u003e \u003cp\u003eLife insurance 18\u003c\/p\u003e \u003cp\u003eLimited partnerships 18\u003c\/p\u003e \u003cp\u003eReviewing Important Investing Concepts 19\u003c\/p\u003e \u003cp\u003eGetting a return: Why you invest .19\u003c\/p\u003e \u003cp\u003eMeasuring risks: Investment volatility 20\u003c\/p\u003e \u003cp\u003eDiversifying: A smart way to reduce risk 22\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: Fund Pros and Cons\u003c\/b\u003e\u003cb\u003e 23\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting a Grip on Funds 23\u003c\/p\u003e \u003cp\u003eFinancial intermediaries 25\u003c\/p\u003e \u003cp\u003eOpen-end versus closed-end funds 25\u003c\/p\u003e \u003cp\u003eOpting for Mutual Funds 27\u003c\/p\u003e \u003cp\u003eFund managers’ expertise 27\u003c\/p\u003e \u003cp\u003eFunds save you money and time 30\u003c\/p\u003e \u003cp\u003eFund diversification minimizes your risk 31\u003c\/p\u003e \u003cp\u003eFunds undergo regulatory scrutiny 32\u003c\/p\u003e \u003cp\u003eYou choose your risk level 32\u003c\/p\u003e \u003cp\u003eFund risk of bankruptcy is nil 33\u003c\/p\u003e \u003cp\u003eFunds save you from sales sharks 34\u003c\/p\u003e \u003cp\u003eYou have convenient access to your money 34\u003c\/p\u003e \u003cp\u003eAddressing the Drawbacks .35\u003c\/p\u003e \u003cp\u003eDon’t worry about these 36\u003c\/p\u003e \u003cp\u003eWatch out for these 37\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: Funding Your Goals and Dreams\u003c\/b\u003e\u003cb\u003e 39\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eActing Before Researching: The Story of Justine and Max 39\u003c\/p\u003e \u003cp\u003eLining Up Your Ducks Before You Invest 41\u003c\/p\u003e \u003cp\u003ePay off your consumer debts 41\u003c\/p\u003e \u003cp\u003eReview your insurance coverage 42\u003c\/p\u003e \u003cp\u003eFigure out your financial goals 42\u003c\/p\u003e \u003cp\u003eDetermine how much you’re saving 43\u003c\/p\u003e \u003cp\u003eExamine your spending and income 43\u003c\/p\u003e \u003cp\u003eMaximize tax-deferred retirement account savings .44\u003c\/p\u003e \u003cp\u003eDetermine your tax bracket 45\u003c\/p\u003e \u003cp\u003eAssess the risk you’re comfortable with 45\u003c\/p\u003e \u003cp\u003eReview current investment holdings 46\u003c\/p\u003e \u003cp\u003eConsider other “investment” possibilities 46\u003c\/p\u003e \u003cp\u003eReaching Your Goals with Funds 46\u003c\/p\u003e \u003cp\u003eThe financial pillow — an emergency reserve 47\u003c\/p\u003e \u003cp\u003eThe golden egg — investing for retirement 48\u003c\/p\u003e \u003cp\u003eThe white picket fence — saving for a home 52\u003c\/p\u003e \u003cp\u003eThe ivory tower — saving for college and higher education 52\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 2: Evaluating Alternatives to Funds\u003c\/b\u003e\u003cb\u003e 57\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Selecting Your Own Stocks and Bonds\u003c\/b\u003e\u003cb\u003e 59\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDeciding to Choose Your Own Stocks and Bonds 59\u003c\/p\u003e \u003cp\u003eBeware the claims of stock-picking gurus 60\u003c\/p\u003e \u003cp\u003eKnow the drawbacks of investing in individual securities 64\u003c\/p\u003e \u003cp\u003eUnderstand the psychology of selecting stocks 65\u003c\/p\u003e \u003cp\u003ePicking Your Own Stocks and Bonds 66\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: Exchange-Traded Funds and Other Fund Lookalikes \u003c\/b\u003e\u003cb\u003e69\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding Exchange-Traded Funds 70\u003c\/p\u003e \u003cp\u003eUnderstanding ETF advantages 70\u003c\/p\u003e \u003cp\u003eEyeing ETF drawbacks 71\u003c\/p\u003e \u003cp\u003eSeeing the pros and cons of trading ETFs 73\u003c\/p\u003e \u003cp\u003eIdentifying the best ETFs 73\u003c\/p\u003e \u003cp\u003eMimicking Closed-End Funds: Unit Investment Trusts 75\u003c\/p\u003e \u003cp\u003eCustomizing Your Own Funds Online 76\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: Hedge Funds and Other Managed Options\u003c\/b\u003e\u003cb\u003e 79\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHedge Funds: Extremes of Costs and Risks 80\u003c\/p\u003e \u003cp\u003eGetting the truth about hedge funds 80\u003c\/p\u003e \u003cp\u003eInvestigating hedge funds 82\u003c\/p\u003e \u003cp\u003eManaged Accounts with Hefty Fees 84\u003c\/p\u003e \u003cp\u003ePrivate Money Managers: One-on-One 86\u003c\/p\u003e \u003cp\u003eRobo-Advisors: Automated Investment 87\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 3: Separating the Best from the Rest\u003c\/b\u003e\u003cb\u003e 89\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Finding the Best Funds\u003c\/b\u003e\u003cb\u003e 91\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eEvaluating Gain-Eating Costs 91\u003c\/p\u003e \u003cp\u003eLosing the load: Say no to commissions 92\u003c\/p\u003e \u003cp\u003eConsidering a fund’s operating expenses 98\u003c\/p\u003e \u003cp\u003eWeighing Performance and Risk 100\u003c\/p\u003e \u003cp\u003eStar today, also-ran tomorrow 100\u003c\/p\u003e \u003cp\u003eApples to apples: Comparing performance numbers 104\u003c\/p\u003e \u003cp\u003eRecognizing Manager Expertise 105\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: Using Fund Publications\u003c\/b\u003e\u003cb\u003e 107\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eReading Prospectuses — the Important Stuff, Anyway 107\u003c\/p\u003e \u003cp\u003eCover page 109\u003c\/p\u003e \u003cp\u003eFund profile 109\u003c\/p\u003e \u003cp\u003eFund management and other fund information 116\u003c\/p\u003e \u003cp\u003eInvestment objectives and risks 116\u003c\/p\u003e \u003cp\u003eInvestment advisor 120\u003c\/p\u003e \u003cp\u003eFinancial highlights 122\u003c\/p\u003e \u003cp\u003eReviewing Annual Reports 125\u003c\/p\u003e \u003cp\u003eIntroduction and performance discussion 125\u003c\/p\u003e \u003cp\u003eInvestment advisor’s thoughts 127\u003c\/p\u003e \u003cp\u003ePerformance and its components 127\u003c\/p\u003e \u003cp\u003eInvestment holdings 131\u003c\/p\u003e \u003cp\u003eInvestigating the Statement of Additional Information (SAI) 135\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: Buying Funds from the Best Firms\u003c\/b\u003e\u003cb\u003e 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinding the Best Buys 137\u003c\/p\u003e \u003cp\u003eThe Vanguard Group 138\u003c\/p\u003e \u003cp\u003eFidelity Investments 139\u003c\/p\u003e \u003cp\u003eDodge \u0026amp; Cox 140\u003c\/p\u003e \u003cp\u003eOakmark 140\u003c\/p\u003e \u003cp\u003eT Rowe Price 141\u003c\/p\u003e \u003cp\u003eTIAA 142\u003c\/p\u003e \u003cp\u003eUSAA 142\u003c\/p\u003e \u003cp\u003eOther fund companies 142\u003c\/p\u003e \u003cp\u003eDiscount Brokers: Mutual Fund Supermarkets 143\u003c\/p\u003e \u003cp\u003eBuying direct versus discount brokers 144\u003c\/p\u003e \u003cp\u003eDebunking “No Transaction Fee” funds 146\u003c\/p\u003e \u003cp\u003eUsing the best discount brokers 147\u003c\/p\u003e \u003cp\u003ePlaces to Pass By 148\u003c\/p\u003e \u003cp\u003eHiring an Advisor: The Good, Bad, and Ugly 149\u003c\/p\u003e \u003cp\u003eThe wrong reason to hire an advisor 149\u003c\/p\u003e \u003cp\u003eThe right reasons to hire an advisor 150\u003c\/p\u003e \u003cp\u003eBeware of conflicts of interest 150\u003c\/p\u003e \u003cp\u003eYour best options for help 151\u003c\/p\u003e \u003cp\u003eIf you seek a salesperson 153\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 4: Crafting Your Fund Portfolio\u003c\/b\u003e\u003cb\u003e 155\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: Perfecting a Fund Portfolio\u003c\/b\u003e\u003cb\u003e 157\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAsset Allocation: An Investment Recipe 158\u003c\/p\u003e \u003cp\u003eAllocating to reduce your risks 158\u003c\/p\u003e \u003cp\u003eLooking toward your time horizon 158\u003c\/p\u003e \u003cp\u003eTaxes: It’s What You Keep That Matters 163\u003c\/p\u003e \u003cp\u003eFitting funds to your tax bracket 163\u003c\/p\u003e \u003cp\u003eMinimizing your taxes on funds 165\u003c\/p\u003e \u003cp\u003eFund-Investing Strategies 168\u003c\/p\u003e \u003cp\u003eMarket timing versus buy-and-hold investing 168\u003c\/p\u003e \u003cp\u003eActive versus index fund managers 169\u003c\/p\u003e \u003cp\u003ePutting Your Plans into Action 171\u003c\/p\u003e \u003cp\u003eDetermining how many funds and families to use 172\u003c\/p\u003e \u003cp\u003eMatching fund allocation to your asset allocation 173\u003c\/p\u003e \u003cp\u003eAllocating when you don’t have much to allocate 175\u003c\/p\u003e \u003cp\u003eInvesting large amounts: To lump or to average? 175\u003c\/p\u003e \u003cp\u003eSorting through your existing investments 177\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11: Money Market Funds: Beating the Bank\u003c\/b\u003e\u003cb\u003e 179\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMoney Market Funds 101 180\u003c\/p\u003e \u003cp\u003eComparing money funds with bank accounts .180\u003c\/p\u003e \u003cp\u003eFinding uses for money funds 182\u003c\/p\u003e \u003cp\u003eRefuting common concerns 183\u003c\/p\u003e \u003cp\u003eGrasping what money market funds invest in 189\u003c\/p\u003e \u003cp\u003eChoosing a Great Money Market Fund 191\u003c\/p\u003e \u003cp\u003eUnderstanding why yield and expenses go hand in hand 192\u003c\/p\u003e \u003cp\u003eLooking at your tax situation 192\u003c\/p\u003e \u003cp\u003eDeciding where you want your home base 194\u003c\/p\u003e \u003cp\u003eKeeping your investments close to home 194\u003c\/p\u003e \u003cp\u003eConsidering other issues 194\u003c\/p\u003e \u003cp\u003eFinding the Recommended Funds 195\u003c\/p\u003e \u003cp\u003eTaxable money market funds 195\u003c\/p\u003e \u003cp\u003eU.S Treasury money market funds 195\u003c\/p\u003e \u003cp\u003eMunicipal tax-free money market funds 197\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12: Bond Funds: When Boring Is Best\u003c\/b\u003e\u003cb\u003e 199\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding Bonds 199\u003c\/p\u003e \u003cp\u003eSizing Up a Bond Fund’s Personality 201\u003c\/p\u003e \u003cp\u003eMaturity: Counting the years until you get your principal back 201\u003c\/p\u003e \u003cp\u003eDuration: Measuring interest rate risk 203\u003c\/p\u003e \u003cp\u003eCredit quality: Determining whether bonds will pay you back 204\u003c\/p\u003e \u003cp\u003eIssuer: Knowing who you’re lending to 205\u003c\/p\u003e \u003cp\u003eManagement: Considering the passive or active type 206\u003c\/p\u003e \u003cp\u003eInflation-indexed Treasury bonds 207\u003c\/p\u003e \u003cp\u003eInvesting in Bond Funds 208\u003c\/p\u003e \u003cp\u003eWhy you may (and may not) want to invest in bond funds 209\u003c\/p\u003e \u003cp\u003eHow to pick a bond fund with an outcome you can enjoy 210\u003c\/p\u003e \u003cp\u003eHow to obtain tax-free income 214\u003c\/p\u003e \u003cp\u003eEyeing Recommended Bond Funds 214\u003c\/p\u003e \u003cp\u003eShort-term bond funds 215\u003c\/p\u003e \u003cp\u003eIntermediate-term bond funds 218\u003c\/p\u003e \u003cp\u003eLong-term bond funds 221\u003c\/p\u003e \u003cp\u003eExploring Alternatives to Bond Funds 223\u003c\/p\u003e \u003cp\u003eCertificates of deposit 223\u003c\/p\u003e \u003cp\u003eIndividual bonds 225\u003c\/p\u003e \u003cp\u003eGuaranteed-investment contracts 226\u003c\/p\u003e \u003cp\u003eMortgages 227\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13: Stock Funds: Meeting Your Longer Term Needs\u003c\/b\u003e\u003cb\u003e 229\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSeeing Your Money Grow 230\u003c\/p\u003e \u003cp\u003eBe patient 231\u003c\/p\u003e \u003cp\u003eAdd regularly to your stock investments 233\u003c\/p\u003e \u003cp\u003eUsing Funds to Invest in Stocks 233\u003c\/p\u003e \u003cp\u003eReducing risk and increasing returns 234\u003c\/p\u003e \u003cp\u003eMaking money: How funds do it 235\u003c\/p\u003e \u003cp\u003eSeeing your stock fund choices 236\u003c\/p\u003e \u003cp\u003eThe Best Stock Funds 238\u003c\/p\u003e \u003cp\u003eMixing it up: Recommended hybrid funds 239\u003c\/p\u003e \u003cp\u003eLetting computers do the heavy lifting: Recommended index funds 243\u003c\/p\u003e \u003cp\u003eKeeping it local: Recommended U.S.-focused stock funds 245\u003c\/p\u003e \u003cp\u003eBeing worldly: Recommended international funds 247\u003c\/p\u003e \u003cp\u003eExpanding your horizon: Recommended global stock funds 249\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14: Specialty Funds\u003c\/b\u003e\u003cb\u003e 251\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSector Funds: Should You or Shouldn’t You Invest in Them? 252\u003c\/p\u003e \u003cp\u003eLandlording Made Easy: Real Estate Investment Trust (REIT) Funds 253\u003c\/p\u003e \u003cp\u003eProfiting from What Everyone Needs: Utility Funds 254\u003c\/p\u003e \u003cp\u003eFactor Investing and Factor Funds 254\u003c\/p\u003e \u003cp\u003eArming for Armageddon: Precious Metals Funds 255\u003c\/p\u003e \u003cp\u003eCrypto Funds: Pathway to Digital Riches? 257\u003c\/p\u003e \u003cp\u003eFrom Energy to Metals: Clarifying Commodity Funds 258\u003c\/p\u003e \u003cp\u003eHedging: Market Neutral (Long-Short) Funds 258\u003c\/p\u003e \u003cp\u003eMatching Values to Investments: ESG Funds 259\u003c\/p\u003e \u003cp\u003eEvil is in the eye of the beholder 261\u003c\/p\u003e \u003cp\u003eWays to express your social concerns 262\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15: Working It Out: Sample Portfolios\u003c\/b\u003e\u003cb\u003e 263\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting Started 264\u003c\/p\u003e \u003cp\u003eStarting from square one: Melinda 264\u003c\/p\u003e \u003cp\u003eSilencing student loans: Saanvi, the student 266\u003c\/p\u003e \u003cp\u003eLiving month to month with debt: Mobile Marcos 268\u003c\/p\u003e \u003cp\u003eCompeting goals: Gina and George 269\u003c\/p\u003e \u003cp\u003eWanting lots and lotsa money: Pat and Chris 272\u003c\/p\u003e \u003cp\u003eChanging Goals and Starting Over 274\u003c\/p\u003e \u003cp\u003eFunding education: The Lees 274\u003c\/p\u003e \u003cp\u003eRolling over (but not playing dead): Rafaella 276\u003c\/p\u003e \u003cp\u003eWishing for higher interest rates: Nell, the near-retiree 277\u003c\/p\u003e \u003cp\u003eLovin’ retirement: Noel and Patricia 279\u003c\/p\u003e \u003cp\u003eDealing with a Mountain of Moola 282\u003c\/p\u003e \u003cp\u003eHe’s in the money: Cash-rich Carlos 282\u003c\/p\u003e \u003cp\u003eInheritances: Loaded Liz 284\u003c\/p\u003e \u003cp\u003eGetting Unstuck 285\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16: Applications, Transfers, and Other Useful Forms\u003c\/b\u003e\u003cb\u003e 287\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTaking the Nonretirement Account Route 287\u003c\/p\u003e \u003cp\u003eFilling in the blanks: Application basics 288\u003c\/p\u003e \u003cp\u003eBuying into brokerage accounts 293\u003c\/p\u003e \u003cp\u003ePreparing for Leisure: Retirement Accounts 297\u003c\/p\u003e \u003cp\u003eRetirement account applications 297\u003c\/p\u003e \u003cp\u003eWhat to do before transferring accounts 300\u003c\/p\u003e \u003cp\u003eFilling out transfer forms 301\u003c\/p\u003e \u003cp\u003eInvesting on Autopilot 304\u003c\/p\u003e \u003cp\u003eFinding Help for an Overwhelmed Brain 305\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 5: Keeping Current and Informed\u003c\/b\u003e\u003cb\u003e 307\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17: Evaluating Your Funds and Adjusting Your Portfolio\u003c\/b\u003e\u003cb\u003e 309\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDeciphering Your Fund Statement 310\u003c\/p\u003e \u003cp\u003eTrade date or date of transaction 310\u003c\/p\u003e \u003cp\u003eTransaction description 310\u003c\/p\u003e \u003cp\u003eDollar amount 311\u003c\/p\u003e \u003cp\u003eShare price or price per share 312\u003c\/p\u003e \u003cp\u003eShare amount or shares transacted 312\u003c\/p\u003e \u003cp\u003eShares owned or share balance 312\u003c\/p\u003e \u003cp\u003eAccount value 313\u003c\/p\u003e \u003cp\u003eInterpreting Brokerage Firm Statements 313\u003c\/p\u003e \u003cp\u003ePortfolio overview 314\u003c\/p\u003e \u003cp\u003eAccount transaction details 314\u003c\/p\u003e \u003cp\u003eAssessing Your Funds’ Returns 314\u003c\/p\u003e \u003cp\u003eGetting a panoramic view: Total return 315\u003c\/p\u003e \u003cp\u003eFocusing on the misleading share price 316\u003c\/p\u003e \u003cp\u003eFiguring total return 317\u003c\/p\u003e \u003cp\u003eAssessing your funds’ performance 319\u003c\/p\u003e \u003cp\u003eDeciding Whether to Sell, Hold, or Buy More 324\u003c\/p\u003e \u003cp\u003eHandling bear markets 324\u003c\/p\u003e \u003cp\u003eDealing with fund company consolidations 325\u003c\/p\u003e \u003cp\u003eTweaking and Rebalancing Your Portfolio 325\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 18: The Taxing Side of Mutual Funds\u003c\/b\u003e\u003cb\u003e 327\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMutual Fund Distributions Form: 1099-DIV 328\u003c\/p\u003e \u003cp\u003eBox 1a: Total ordinary dividends 329\u003c\/p\u003e \u003cp\u003eBox 1b: Qualified dividends 330\u003c\/p\u003e \u003cp\u003eBox 2a: Total capital gains distributions 330\u003c\/p\u003e \u003cp\u003eBox 3: Nondividend distributions 330\u003c\/p\u003e \u003cp\u003eBox 4: Federal income tax withheld 331\u003c\/p\u003e \u003cp\u003eBox 7: Foreign tax paid 331\u003c\/p\u003e \u003cp\u003eWhen You Sell Your Fund Shares 332\u003c\/p\u003e \u003cp\u003eIntroducing the “basis” basics 332\u003c\/p\u003e \u003cp\u003eAccounting for your basis 333\u003c\/p\u003e \u003cp\u003eDeciding when to take your tax lumps or deductions 335\u003c\/p\u003e \u003cp\u003eLooking at fund sales reports: Form 1099-B 336\u003c\/p\u003e \u003cp\u003eGetting help: When you don’t know how much you paid for a fund 337\u003c\/p\u003e \u003cp\u003eRetirement Fund Withdrawals and Form 1099-R 337\u003c\/p\u003e \u003cp\u003eMinimizing taxes and avoiding penalties 338\u003c\/p\u003e \u003cp\u003eMaking sense of Form 1099-R for IRAs 340\u003c\/p\u003e \u003cp\u003eWithdrawing from non-IRA accounts 341\u003c\/p\u003e \u003cp\u003eUnderstanding form 1099-R for non-IRAs 341\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 19: Common Fund Problems and How to Fix Them\u003c\/b\u003e\u003cb\u003e 343\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePlaying the Phone Game 343\u003c\/p\u003e \u003cp\u003eTroubleshooting Bungled Transactions 344\u003c\/p\u003e \u003cp\u003eSpecifying Funds to Buy at Discount Brokers 345\u003c\/p\u003e \u003cp\u003eMaking Deposits in a Flash 346\u003c\/p\u003e \u003cp\u003eVerifying Receipt of Deposits 347\u003c\/p\u003e \u003cp\u003eTransferring Money Quickly 347\u003c\/p\u003e \u003cp\u003eLosing Checks and Applications in the Mail 348\u003c\/p\u003e \u003cp\u003eChanging Options after Opening Your Account 348\u003c\/p\u003e \u003cp\u003eMaking Sense of Your Statements and Profits 349\u003c\/p\u003e \u003cp\u003eChanging Addresses 349\u003c\/p\u003e \u003cp\u003eFinding Funds You Forgot to Move 350\u003c\/p\u003e \u003cp\u003eUntangling Account Transfer Snags 350\u003c\/p\u003e \u003cp\u003eEliminating Marketing Solicitations 351\u003c\/p\u003e \u003cp\u003eDigging Out from under the Statements 352\u003c\/p\u003e \u003cp\u003eGetting Older Account Statements 352\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 20: Information Sources: Fund Ratings and Forecasters\u003c\/b\u003e\u003cb\u003e 353\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eEntering Cyberspace: What the Internet Is Good For 354\u003c\/p\u003e \u003cp\u003eUnderstanding Online Perils 355\u003c\/p\u003e \u003cp\u003eAvoiding the Bad Stuff 356\u003c\/p\u003e \u003cp\u003eLooking into market timing and crystal balls 357\u003c\/p\u003e \u003cp\u003eKeeping them honest and providing new fodder: The Hulbert Financial Digest 358\u003c\/p\u003e \u003cp\u003eUsing bogus rankings, token awards, and mystery testimonials 359\u003c\/p\u003e \u003cp\u003ePitching a product: Filler and ads in newsletter form 359\u003c\/p\u003e \u003cp\u003eInvesting newsletter Hall of Shame 360\u003c\/p\u003e \u003cp\u003eGetting In on the Good Stuff 362\u003c\/p\u003e \u003cp\u003eInvestment Company Institute 362\u003c\/p\u003e \u003cp\u003eMorningstar 362\u003c\/p\u003e \u003cp\u003eT Rowe Price 365\u003c\/p\u003e \u003cp\u003eSecurities and Exchange Commission 366\u003c\/p\u003e \u003cp\u003eVanguard.com 366\u003c\/p\u003e \u003cp\u003eEricTyson.com 366\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart 6: The Part of Tens\u003c\/b\u003e\u003cb\u003e 367\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 21: Ten Common Fund-Investing Mistakes and How to Avoid Them\u003c\/b\u003e\u003cb\u003e 369\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLacking an Overall Plan .369\u003c\/p\u003e \u003cp\u003eFailing to Examine Sales Charges and Expenses 370\u003c\/p\u003e \u003cp\u003eChasing Past Performance 370\u003c\/p\u003e \u003cp\u003eIgnoring Tax Issues 371\u003c\/p\u003e \u003cp\u003eGetting Duped by “Advisors” 371\u003c\/p\u003e \u003cp\u003eFalling Prey to the Collection Syndrome 371\u003c\/p\u003e \u003cp\u003eTrying to Time the Market’s Movements 372\u003c\/p\u003e \u003cp\u003eFollowing Prognosticators’ Predictions 372\u003c\/p\u003e \u003cp\u003eBeing Swayed by Major News Events 372\u003c\/p\u003e \u003cp\u003eComparing Your Funds Unfairly 373\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 22: Ten Fund-Investing Fears to Conquer\u003c\/b\u003e\u003cb\u003e 375\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInvesting with Little Money 375\u003c\/p\u003e \u003cp\u003eInvesting in Uninsured Funds 376\u003c\/p\u003e \u003cp\u003eRising Interest Rates 376\u003c\/p\u003e \u003cp\u003eMissing High Returns from Stocks 377\u003c\/p\u003e \u003cp\u003eWaiting to Get a Handle on the Economy 377\u003c\/p\u003e \u003cp\u003eBuying the Best-Performing Funds 378\u003c\/p\u003e \u003cp\u003eWaiting for an Ideal Buying Opportunity 378\u003c\/p\u003e \u003cp\u003eObsessing Over Your Funds 379\u003c\/p\u003e \u003cp\u003eThinking You’ve Made a Bad Decision 379\u003c\/p\u003e \u003cp\u003eLacking in Performance 379\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 23: Ten Tips for Hiring a Financial Advisor\u003c\/b\u003e\u003cb\u003e 381\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCommunicator or Obfuscator? 381\u003c\/p\u003e \u003cp\u003eFinancial Planner or Money Manager? 382\u003c\/p\u003e \u003cp\u003eIs Your Focus on Market Timing and Active Management? 383\u003c\/p\u003e \u003cp\u003eWho’s in Control? 383\u003c\/p\u003e \u003cp\u003eFees: What’s Your Advice Going to Cost? 385\u003c\/p\u003e \u003cp\u003eHow Do You Make Investing Decisions? .386\u003c\/p\u003e \u003cp\u003eWhat’s Your Track Record? 386\u003c\/p\u003e \u003cp\u003eWhat Are Your Qualifications and Training? 388\u003c\/p\u003e \u003cp\u003eWhat Are Your References? 389\u003c\/p\u003e \u003cp\u003eDo You Carry Liability Insurance? 389\u003c\/p\u003e \u003cp\u003eAppendix: Recommended Fund Companies And Brokers 391\u003c\/p\u003e \u003cp\u003eIndex 393\u003c\/p\u003e \u003cp\u003e\u003cb\u003eEric Tyson\u003c\/b\u003e is the best-selling author of \u003ci\u003ePersonal Finance For Dummies, Investing For Dummies,\u003c\/i\u003e and co-author of \u003ci\u003eReal Estate Investing For Dummies \u003c\/i\u003eand \u003ci\u003eTaxes For Dummies.\u003c\/i\u003e Tyson is a nationally recognized personal finance counselor, writer, and lecturer.\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eSound investing and solid profits\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMutual funds and exchange-traded funds (ETFs) are popular for managing and diversifying portfolios of all sizes. \u003ci\u003eMutual Funds For Dummies\u003c\/i\u003e is a trusted resource to help you build a successful fund investment strategy. This completely updated edition helps you take advantage of the fund market and brings you up to speed on the latest tax laws and funds. Find ways to fine tune your financial objectives and gather the tools to become a savvy fund investor. Discover how easy and lucrative it can be to invest in funds.  \u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside…\u003c\/b\u003e \u003c\/p\u003e\u003cul\u003e\u003cb\u003e\u003cli\u003eFunds vs individual stocks\u003c\/li\u003e \u003cli\u003eUnderstanding fund risks\u003c\/li\u003e \u003cli\u003eETFs and hedge funds\u003c\/li\u003e \u003cli\u003eChoosing the best funds\u003c\/li\u003e \u003cli\u003eDesigning a fund strategy\u003c\/li\u003e \u003cli\u003eManaging your portfolio\u003c\/li\u003e \u003cli\u003eTaxes and financial advisers\u003c\/li\u003e \u003cli\u003eCommon mistakes to avoid\u003c\/li\u003e\u003c\/b\u003e\u003c\/ul\u003e","brand":"For Dummies","offers":[{"title":"Default Title","offer_id":47989666480357,"sku":"NP9781119881766","price":26.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119881766.jpg?v=1761785023","url":"https:\/\/k12savings.com\/es\/products\/mutual-funds-for-dummies-isbn-9781119881766","provider":"K12savings","version":"1.0","type":"link"}