{"product_id":"morningstars-30-minute-money-solutions-isbn-9780470481578","title":"Morningstar's 30-Minute Money Solutions","description":"The quick and easy way to manage money and achieve financial goals  \u003cp\u003eThe recent economic meltdown has left people in terrible financial shape with little idea of how to turn things around. Using Morningstar's time-tested strategies and sensible approach to money management, \u003ci\u003eMorningstar's 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances\u003c\/i\u003e breaks down important financial tasks into do-able chunks, each of which can be accomplished in 30 minutes or less. The practical, no-nonsense book\u003cbr\u003e \u003c\/p\u003e \u003cul\u003e \u003cli\u003eLays out the tools to get organized, including how to create a filing and bill paying system\u003c\/li\u003e \u003cli\u003eDetails how to find the best uses for one's money, as well as how to properly invest for savings, college, and retirement\u003c\/li\u003e \u003cli\u003eOther titles by Benz: \u003ci\u003eMorningstar® Guide to Mutual Funds: Five Star Strategies for Success\u003c\/i\u003e\n\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThese are uncertain times. \u003ci\u003eMorningstar's 30-Minute Money Solutions\u003c\/i\u003e provides expert guidance on all aspects of personal money management, and it does so in quick, easily digestible steps.\u003c\/p\u003e \u003cp\u003eForeword xi\u003c\/p\u003e \u003cp\u003ePreface xiii\u003c\/p\u003e \u003cp\u003eAcknowledgments xix\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart one: Find your baseline 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1: Calculate Your Net Worth 5\u003c\/p\u003e \u003cp\u003eChapter 2: See Where Your Money Goes 11\u003c\/p\u003e \u003cp\u003eChapter 3: Set Your Financial Goals 17\u003c\/p\u003e \u003cp\u003eChapter 4: Create a Budget 23\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart two: Get organized 29\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 5: Create a Bill-Paying System 33\u003c\/p\u003e \u003cp\u003eChapter 6: Create a Filing System 37\u003c\/p\u003e \u003cp\u003eChapter 7: Create a Master Directory 43\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart three: Find the best use of your money 47\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 8: Determine Whether to Pay Down Debt or Invest 51\u003c\/p\u003e \u003cp\u003eChapter 9: Decide Where to Invest for Retirement 59\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart four: Get started in investing 65\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 10: Create an Emergency Fund 69\u003c\/p\u003e \u003cp\u003eChapter 11: Find the Right Stock\/Bond Mix 75\u003c\/p\u003e \u003cp\u003eChapter 12: Create an Investment Policy Statement 81\u003c\/p\u003e \u003cp\u003eChapter 13: Invest for Short- and Intermediate-Term Goals 89\u003c\/p\u003e \u003cp\u003eChapter 14: Create a Hands-Off Long-Term Portfolio 97\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart five: Invest in your company retirement plan 105\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 15: Determine How Good Your Company Retirement Plan is 109\u003c\/p\u003e \u003cp\u003eChapter 16: Decide between a Traditional and Roth 401(k) 117\u003c\/p\u003e \u003cp\u003eChapter 17: Select the Best Investments for Your Company Retirement Plan 125\u003c\/p\u003e \u003cp\u003eChapter 18: Make the Most of a Subpar 401(k) Plan 131\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart six: Invest in an IRA 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 19: Determine What Type of IRA is Best for You 143\u003c\/p\u003e \u003cp\u003eChapter 20: Identify the Best Investments for Your IRA 147\u003c\/p\u003e \u003cp\u003eChapter 21: Determine Whether to Convert Your IRA 155\u003c\/p\u003e \u003cp\u003eChapter 22: Roll Over Your Retirement Plan into an IRA 163\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart seven: Invest for college 169\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 23: Find the Right College Savings Vehicle 173\u003c\/p\u003e \u003cp\u003eChapter 24: Find the Right 529 Plan 181\u003c\/p\u003e \u003cp\u003eChapter 25: Select the Right Investments for Your College Savings Plan 187\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart eight: Invest in your taxable account 197\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 26: Identify the Best Investments for Taxable Accounts 201\u003c\/p\u003e \u003cp\u003eChapter 27: Manage Your Portfolio for Tax Efficiency 209\u003c\/p\u003e \u003cp\u003eChapter 28: Harvest Tax Losses 215\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart nine: Invest during retirement 223\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 29: Determine Your Portfolio Withdrawal Rate 227\u003c\/p\u003e \u003cp\u003eChapter 30: Build an In-Retirement Portfolio 233\u003c\/p\u003e \u003cp\u003eChapter 31: Find the Right Sequence of In-Retirement Withdrawals 241\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart ten: Monitor your investments 245\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 32: Conduct a Portfolio Checkup 249\u003c\/p\u003e \u003cp\u003eChapter 33: Rebalance Your Portfolio 257\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart eleven: Cover your bases on estate planning 263\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 34: Get Started on Your Estate Plan 269\u003c\/p\u003e \u003cp\u003eChapter 35: Handle Beneficiary Designations 275\u003c\/p\u003e \u003cp\u003eChapter 36: Create a Personal Legacy 281\u003c\/p\u003e \u003cp\u003eAbout the author 285\u003c\/p\u003e \u003cp\u003eIndex 287\u003c\/p\u003e  “This book isn't one that requires you to read it all the way through, as the author freely admits. But if you have a question about retirement plans, emergency funds, 529 plans or the right stock\/bond mix, among many other subjects, it's a fine financial road map. Benz's conversational, straightforward make this a pleasant and very useful read.” \u003cbr\u003e —Associated Press, January 2010  \u003cp\u003e\u003cb\u003eCHRISTINE BENZ\u003c\/b\u003e is Director of Personal Finance for Morningstar. She is also editor of the monthly newsletter \u003ci\u003eMorningstar\u003csup\u003e®\u003c\/sup\u003e PracticalFinance\u003c\/i\u003e and writes a weekly column on Morningstar's popular Web site, Morningstar.com. Benz is coauthor of \u003ci\u003eMorningstar\u003csup\u003e®\u003c\/sup\u003e Guide to Mutual Funds: 5-Star Strategies for Success\u003c\/i\u003e and is author of the book's second edition. Before assuming her current role in 2008, Benz served as Morningstar's director of mutual fund analysis. She has also served as editor of Morningstar\u003csup\u003e®\u003c\/sup\u003e FundInvestor™, a monthly newsletter for individual investors. Benz has been widely quoted in print and online media, and has made numerous appearances on national radio and television shows. For more information, visit the 30-Minute Solution Resource Center online at www.morningstar.com\/goto\/30MinuteSolutions.   Today's investor faces money challenges that were unimaginable just a few short years ago. How can you meet the demands of housing, college savings, retirement, and other financial goals without spending all of your spare time focused on them?  \u003c\/p\u003e\u003cp\u003eChristine Benz, Director of Personal Finance for Morningstar, gives you the tools for tackling your money challenges with this practical guide. Morningstar's \u003ci\u003e30-Minute Money Solutions\u003c\/i\u003e provides investors at all life stages with an effective road map to getting their financial affairs in order by breaking the process down into short, manageable \u003ci\u003e30-Minute\u003c\/i\u003e steps. To keep your finances on track, you'll also receive access to an exclusive Web site where you can download worksheets, use financial calculators, find additional money-related articles, and view up-to-date lists of the best investments for your portfolio.\u003c\/p\u003e \u003cp\u003eWritten in a straightforward and easy-to-follow style, this reliable resource:\u003c\/p\u003e \u003cul\u003e \u003cli\u003e \u003cp\u003eLays out the tools to get organized, including setting up a system for tracking your money and important financial documents, setting financial goals, and developing a budget and financial plan\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eShows you how to match the right investments to your goals—whether you're making your first investment or have an established portfolio of securities—using time-tested investment strategies and Morningstar insights\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eCoaches you on how to tend to other important financial tasks, such as estate planning and managing taxes\u003c\/p\u003e \u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eRead Morningstar's \u003ci\u003e30-Minute Money Solutions\u003c\/i\u003e in its entirety for a comprehensive money plan, or read select chapters to meet specific challenges, such as saving for college or reviving an ailing retirement plan. It's the ideal money guide for both new and experienced investors from the most trusted name in investment research, Morningstar.\u003c\/p\u003e  \u003cp\u003eToday's investor faces money challenges that were unimaginable just a few short years ago. How can you meet the demands of housing, college savings, retirement, and other financial goals without spending all of your spare time focused on them? \u003c\/p\u003e\u003cp\u003eChristine Benz, Director of Personal Finance for Morningstar, gives you the tools for tackling your money challenges with this practical guide. Morningstar's \u003ci\u003e30-Minute Money Solutions\u003c\/i\u003e provides investors at all life stages with an effective road map to getting their financial affairs in order by breaking the process down into short, manageable \u003ci\u003e30-Minute\u003c\/i\u003e steps. To keep your finances on track, you'll also receive access to an exclusive Web site where you can download worksheets, use financial calculators, find additional money-related articles, and view up-to-date lists of the best investments for your portfolio. \u003c\/p\u003e\u003cp\u003eWritten in a straightforward and easy-to-follow style, this reliable resource: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eLays out the tools to get organized, including setting up a system for tracking your money and important financial documents, setting financial goals, and developing a budget and financial plan\u003c\/li\u003e \u003cli\u003eShows you how to match the right investments to your goals—whether you're making your first investment or have an established portfolio of securities—using time-tested investment strategies and Morningstar insights\u003c\/li\u003e \u003cli\u003eCoaches you on how to tend to other important financial tasks, such as estate planning and managing taxes\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eRead Morningstar's \u003ci\u003e30-Minute Money Solutions\u003c\/i\u003e in its entirety for a comprehensive money plan, or read select chapters to meet specific challenges, such as saving for college or reviving an ailing retirement plan. It's the ideal money guide for both new and experienced investors from the most trusted name in investment research, Morningstar.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47989655077093,"sku":"NP9780470481578","price":35.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780470481578.jpg?v=1761784977","url":"https:\/\/k12savings.com\/es\/products\/morningstars-30-minute-money-solutions-isbn-9780470481578","provider":"K12savings","version":"1.0","type":"link"}