{"product_id":"making-millions-for-dummies-isbn-9780470276747","title":"Making Millions For Dummies","description":"\u003cb\u003eThe must-have guide to achieving great wealth\u003c\/b\u003e  \u003cp\u003e\u003ci\u003eMaking Millions For Dummies\u003c\/i\u003e lays out in simple, easy-to-understand steps the best ways to achieve wealth. Through a proven methodology of saving, building a successful business, smart investing, and carefully managing assets, this up-front, reliable guide shows readers how to achieve millionaire or multimillionaire status. It provides the lowdown on making wise financial decisions, with guidance on managing investments and inheritances, minimizing taxes, making money grow, and, most important, how to avoid common and costly financial mistakes. Millionaire wannabes will see how to maintain financial security throughout their life with this easy-to-follow road map to financial independence. For individuals who yearn to make millions but don't want to be restricted to owning or running a business, the book features other options, such as inventing and patenting the next big thing, consulting, selling high-value collectibles, and flipping or owning real estate.\u003c\/p\u003e \u003cp\u003eIntroduction 1\u003c\/p\u003e \u003cp\u003eAbout This Book 1\u003c\/p\u003e \u003cp\u003eConventions Used in This Book 2\u003c\/p\u003e \u003cp\u003eWhat You’re Not to Read 3\u003c\/p\u003e \u003cp\u003eFoolish Assumptions 3\u003c\/p\u003e \u003cp\u003eHow This Book Is Organized 4\u003c\/p\u003e \u003cp\u003ePart I: Getting Your Finances in Order 4\u003c\/p\u003e \u003cp\u003ePart II: Strategies for Building Wealth 4\u003c\/p\u003e \u003cp\u003ePart III: Paths Paved with Gold 5\u003c\/p\u003e \u003cp\u003ePart IV: Managing Your Wealth 5\u003c\/p\u003e \u003cp\u003ePart V: The Part of Tens 6\u003c\/p\u003e \u003cp\u003eIcons Used in This Book 6\u003c\/p\u003e \u003cp\u003eWhere to Go from Here 7\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart I: Getting Your Finances in Order 9\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: Gathering the Building Blocks 11\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eShattering Money Myths 12\u003c\/p\u003e \u003cp\u003eUnderstanding Your Relationship with Money 13\u003c\/p\u003e \u003cp\u003eAsking yourself how you think about money 14\u003c\/p\u003e \u003cp\u003eChanging your thinking 15\u003c\/p\u003e \u003cp\u003eMaking a Plan 16\u003c\/p\u003e \u003cp\u003eChoosing Your Path to Wealth 17\u003c\/p\u003e \u003cp\u003eStaying There When You Get There 18\u003c\/p\u003e \u003cp\u003eThings Wealthy People Know 19\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: Understanding Your Money Personality 21\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFiguring Out How You Feel about Money 22\u003c\/p\u003e \u003cp\u003eThe planner 22\u003c\/p\u003e \u003cp\u003eThe spender 23\u003c\/p\u003e \u003cp\u003eThe needster 23\u003c\/p\u003e \u003cp\u003eThe Lord (or Lady) Bountiful 25\u003c\/p\u003e \u003cp\u003eThe hoarder 26\u003c\/p\u003e \u003cp\u003eChanging How You Feel about Money 27\u003c\/p\u003e \u003cp\u003eFor the planner: Focusing on flexibility 27\u003c\/p\u003e \u003cp\u003eFor the spender: Discovering yourself 28\u003c\/p\u003e \u003cp\u003eFor the needster: Unlocking emotions 28\u003c\/p\u003e \u003cp\u003eFor Lord (or Lady) Bountiful: Compromising 29\u003c\/p\u003e \u003cp\u003eFor the hoarder: Growing up 30\u003c\/p\u003e \u003cp\u003eKnowing What You Won’t Do for Money 30\u003c\/p\u003e \u003cp\u003eLiving your values 31\u003c\/p\u003e \u003cp\u003eUnderstanding trade-offs 31\u003c\/p\u003e \u003cp\u003eMinimizing Your Risk 33\u003c\/p\u003e \u003cp\u003eKnowing what you’re getting into 33\u003c\/p\u003e \u003cp\u003eDeveloping a long-term outlook 34\u003c\/p\u003e \u003cp\u003eStarting Your New Life with Money 34\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: Setting Your Financial Goals 37\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIdentifying What’s Important to You 38\u003c\/p\u003e \u003cp\u003eWhat you want in the next five years 39\u003c\/p\u003e \u003cp\u003eWhat you want for the future 40\u003c\/p\u003e \u003cp\u003eWhat you want now 41\u003c\/p\u003e \u003cp\u003ePutting Your Goals in Writing 42\u003c\/p\u003e \u003cp\u003eStarting with the general 43\u003c\/p\u003e \u003cp\u003eMaking your goals SMART 43\u003c\/p\u003e \u003cp\u003eKeeping your goals in mind 46\u003c\/p\u003e \u003cp\u003eStaying on Track 47\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Working Out Finances with Your Spouse or Partner 49\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSpill Your Guts: Sharing Your Financial Story 50\u003c\/p\u003e \u003cp\u003eHow much you know 50\u003c\/p\u003e \u003cp\u003eWhat you need to know 51\u003c\/p\u003e \u003cp\u003eWhy you need to know 52\u003c\/p\u003e \u003cp\u003eGetting the most out of your financial partnership 53\u003c\/p\u003e \u003cp\u003eYou Like Potato and I Like Potahto: Identifying Your Differences 53\u003c\/p\u003e \u003cp\u003eTalking about your expectations 54\u003c\/p\u003e \u003cp\u003eDiscussing your goals 57\u003c\/p\u003e \u003cp\u003eGo Team! Setting Priorities Together 58\u003c\/p\u003e \u003cp\u003eFinding a mutual comfort zone 58\u003c\/p\u003e \u003cp\u003eFocusing on the positive 59\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart II: Strategies for Building Wealth 61\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: Living below Your Means 63\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSpending Money You Don’t Have 64\u003c\/p\u003e \u003cp\u003eThe instant gratification factor 65\u003c\/p\u003e \u003cp\u003eWho are you keeping up with again? 66\u003c\/p\u003e \u003cp\u003eChanging Your Spending Habits 67\u003c\/p\u003e \u003cp\u003eAnticipating Changes in Your Means 69\u003c\/p\u003e \u003cp\u003eLosing an income 69\u003c\/p\u003e \u003cp\u003eDealing with a struggling economy 70\u003c\/p\u003e \u003cp\u003ePlanning for new expenses 71\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: Managing Debt and Freeing Up Your Money 75\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding Your Credit 76\u003c\/p\u003e \u003cp\u003eThe credit bureaus 76\u003c\/p\u003e \u003cp\u003eYour credit score 77\u003c\/p\u003e \u003cp\u003eGood Debt versus Bad Debt 80\u003c\/p\u003e \u003cp\u003eFiguring out what your debt costs you 81\u003c\/p\u003e \u003cp\u003eGetting a handle on your debt 83\u003c\/p\u003e \u003cp\u003eOrganizing Your Budget 84\u003c\/p\u003e \u003cp\u003eGetting started 85\u003c\/p\u003e \u003cp\u003eCreating your budget 86\u003c\/p\u003e \u003cp\u003eKeeping it flexible 87\u003c\/p\u003e \u003cp\u003eFreeing Up Your Money 87\u003c\/p\u003e \u003cp\u003eSaving money with your car 87\u003c\/p\u003e \u003cp\u003eSaving money at home 88\u003c\/p\u003e \u003cp\u003eSaving money when you’re shopping 89\u003c\/p\u003e \u003cp\u003eAvoiding Fees and Extra Charges 91\u003c\/p\u003e \u003cp\u003eOverdraft charges 91\u003c\/p\u003e \u003cp\u003eMaintenance fees 92\u003c\/p\u003e \u003cp\u003eLate fees 93\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Starting on Your Savings Plan 95\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eUnderstanding Why Saving Matters 96\u003c\/p\u003e \u003cp\u003eUnexpected expenses 96\u003c\/p\u003e \u003cp\u003eMajor life changes 97\u003c\/p\u003e \u003cp\u003eDeveloping a Saving Attitude 98\u003c\/p\u003e \u003cp\u003eFinding pleasure in saving 99\u003c\/p\u003e \u003cp\u003eSaving for specific things 100\u003c\/p\u003e \u003cp\u003eChanging your life 100\u003c\/p\u003e \u003cp\u003eFiguring Out Where to Start 101\u003c\/p\u003e \u003cp\u003eSetting your priorities 101\u003c\/p\u003e \u003cp\u003ePaying yourself first 102\u003c\/p\u003e \u003cp\u003eMaking it automatic 103\u003c\/p\u003e \u003cp\u003ePutting it beyond temptation’s reach 104\u003c\/p\u003e \u003cp\u003eFilling your emergency fund 104\u003c\/p\u003e \u003cp\u003eAfter your emergency fund is full 105\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: Getting the Most from Your Job 107\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAllocating Your Paycheck 107\u003c\/p\u003e \u003cp\u003eUsing direct deposit to augment your savings 108\u003c\/p\u003e \u003cp\u003eTaking advantage of pretax deductions 109\u003c\/p\u003e \u003cp\u003ePensions 111\u003c\/p\u003e \u003cp\u003eStock Plans 112\u003c\/p\u003e \u003cp\u003eStock options 112\u003c\/p\u003e \u003cp\u003eEmployee stock purchase plans 113\u003c\/p\u003e \u003cp\u003eRestricted stock awards 113\u003c\/p\u003e \u003cp\u003eRestricted stock units 114\u003c\/p\u003e \u003cp\u003eUsing What You’ve Earned 114\u003c\/p\u003e \u003cp\u003eHoliday, vacation, and personal time 114\u003c\/p\u003e \u003cp\u003eRaises 115\u003c\/p\u003e \u003cp\u003eBonuses 115\u003c\/p\u003e \u003cp\u003eOther perks 116\u003c\/p\u003e \u003cp\u003eChanging Jobs 116\u003c\/p\u003e \u003cp\u003eWhat to do with your 401(k) 117\u003c\/p\u003e \u003cp\u003eSeverance pay 118\u003c\/p\u003e \u003cp\u003eHealth insurance 119\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart III: Paths Paved with Gold 121\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: Starting Your Own Business 123\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBefore You Jump In 124\u003c\/p\u003e \u003cp\u003eStarting from Scratch 126\u003c\/p\u003e \u003cp\u003eDetermining the kind of business you want 126\u003c\/p\u003e \u003cp\u003eAssessing your skills 127\u003c\/p\u003e \u003cp\u003eFiguring out what you’ll need 127\u003c\/p\u003e \u003cp\u003eBuilding it into the black and beyond 130\u003c\/p\u003e \u003cp\u003eBuying a Franchise 131\u003c\/p\u003e \u003cp\u003eWeighing the pros and cons 132\u003c\/p\u003e \u003cp\u003eFocusing on funding 133\u003c\/p\u003e \u003cp\u003eDetermining the best opportunity for you 134\u003c\/p\u003e \u003cp\u003eTaking Over an Existing Business 135\u003c\/p\u003e \u003cp\u003eReviewing financial statements 136\u003c\/p\u003e \u003cp\u003eKeeping an eye on contracts and leases 136\u003c\/p\u003e \u003cp\u003ePaying attention to potential or ongoing litigation 137\u003c\/p\u003e \u003cp\u003eInvestigating other areas 137\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: Inventing a Better Mousetrap 139\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eComing Up with Your Big Idea 140\u003c\/p\u003e \u003cp\u003ePairing problems and solutions 140\u003c\/p\u003e \u003cp\u003eChecking out your idea 141\u003c\/p\u003e \u003cp\u003eGetting Paid for Your Big Idea 142\u003c\/p\u003e \u003cp\u003eSeeing the value in your idea 142\u003c\/p\u003e \u003cp\u003eOutcommercializing the competition 144\u003c\/p\u003e \u003cp\u003eLicensing versus producing and selling outright 145\u003c\/p\u003e \u003cp\u003eProtecting Your Big Idea 147\u003c\/p\u003e \u003cp\u003ePatents, trademarks, and copyrights 147\u003c\/p\u003e \u003cp\u003eConfidentiality 149\u003c\/p\u003e \u003cp\u003eRecordkeeping 150\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11: Inheriting Wealth 151\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDealing with the Emotional Impact 152\u003c\/p\u003e \u003cp\u003eUnderstanding what you feel 152\u003c\/p\u003e \u003cp\u003eTaking your time 154\u003c\/p\u003e \u003cp\u003eThinking of your inheritance as yours 155\u003c\/p\u003e \u003cp\u003eManaging Your Inheritance 155\u003c\/p\u003e \u003cp\u003eRecognizing the tax implications 156\u003c\/p\u003e \u003cp\u003eBreaking out that list of goals 156\u003c\/p\u003e \u003cp\u003eMatching goals and strategies 157\u003c\/p\u003e \u003cp\u003eBlowing it — or at least some of it 157\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12: Winning Wealth 159\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eCoping with Sudden Wealth 160\u003c\/p\u003e \u003cp\u003eBuilding Wealth from Winnings 162\u003c\/p\u003e \u003cp\u003eTaking your time 162\u003c\/p\u003e \u003cp\u003eGetting professional advice 164\u003c\/p\u003e \u003cp\u003eTalking to your family 164\u003c\/p\u003e \u003cp\u003eImplementing a management plan 165\u003c\/p\u003e \u003cp\u003eTreating Gambling as What It Is 167\u003c\/p\u003e \u003cp\u003eUnderstanding the odds 168\u003c\/p\u003e \u003cp\u003eTaking the right attitude 169\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13: Investing for Wealth 171\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDeveloping Your Investment Philosophy 172\u003c\/p\u003e \u003cp\u003eDetermining your risk tolerance 172\u003c\/p\u003e \u003cp\u003eGetting advice from the big guns 175\u003c\/p\u003e \u003cp\u003eChoosing whom to listen to 178\u003c\/p\u003e \u003cp\u003eTaking control of your investments 179\u003c\/p\u003e \u003cp\u003eInvesting in the Stock Market 179\u003c\/p\u003e \u003cp\u003eThe importance of diversifying 180\u003c\/p\u003e \u003cp\u003eCultivating patience 182\u003c\/p\u003e \u003cp\u003eThings to look for 183\u003c\/p\u003e \u003cp\u003eThings to avoid 183\u003c\/p\u003e \u003cp\u003eGetting a broker 184\u003c\/p\u003e \u003cp\u003eDoing it yourself 185\u003c\/p\u003e \u003cp\u003eAvoiding Big Mistakes 186\u003c\/p\u003e \u003cp\u003eHidden fees 187\u003c\/p\u003e \u003cp\u003eMisrepresentations 188\u003c\/p\u003e \u003cp\u003eHigh-pressure sales tactics 189\u003c\/p\u003e \u003cp\u003eCeding control to your broker 189\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 14: Joining the Landed Gentry 191\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBuilding Wealth in Your Home 192\u003c\/p\u003e \u003cp\u003eKnowing what you can afford 192\u003c\/p\u003e \u003cp\u003eUnderstanding your mortgage options 195\u003c\/p\u003e \u003cp\u003eBuilding equity — and keeping it 197\u003c\/p\u003e \u003cp\u003eConsidering Investment Property 200\u003c\/p\u003e \u003cp\u003eFiguring out your plan 200\u003c\/p\u003e \u003cp\u003eUnderstanding the market 202\u003c\/p\u003e \u003cp\u003eDedicating your time 203\u003c\/p\u003e \u003cp\u003eDeveloping your professional network 204\u003c\/p\u003e \u003cp\u003eExploring Real Estate Investment Groups 204\u003c\/p\u003e \u003cp\u003eUnderstanding Real Estate Investment Trusts 205\u003c\/p\u003e \u003cp\u003eThings to look for 206\u003c\/p\u003e \u003cp\u003eThings to avoid 207\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart IV: Managing Your Wealth 209\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 15: Going to the Pros 211\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChoosing a Financial Planner 212\u003c\/p\u003e \u003cp\u003eWhat to look for 212\u003c\/p\u003e \u003cp\u003eWhere to look 213\u003c\/p\u003e \u003cp\u003eMeeting prospective planners 214\u003c\/p\u003e \u003cp\u003eKnowing what you’re paying for 216\u003c\/p\u003e \u003cp\u003eChoosing an Investment Broker 218\u003c\/p\u003e \u003cp\u003eWhat to look for 218\u003c\/p\u003e \u003cp\u003eFiguring out the fees 221\u003c\/p\u003e \u003cp\u003eWhat to stay away from 222\u003c\/p\u003e \u003cp\u003eChoosing an Attorney 223\u003c\/p\u003e \u003cp\u003eWhat to look for 223\u003c\/p\u003e \u003cp\u003eWhere to look 224\u003c\/p\u003e \u003cp\u003eWhat to avoid 225\u003c\/p\u003e \u003cp\u003eChoosing an Insurance Agent 225\u003c\/p\u003e \u003cp\u003eIndependents versus captive agents 225\u003c\/p\u003e \u003cp\u003eWhere to look 226\u003c\/p\u003e \u003cp\u003eChoosing a Tax Preparer 226\u003c\/p\u003e \u003cp\u003eWhat to look for 227\u003c\/p\u003e \u003cp\u003eWhat to avoid 228\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 16: Going for Growth versus Going for Income 229\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDetermining the Right Mix for You 230\u003c\/p\u003e \u003cp\u003eFactoring in your risk tolerance 232\u003c\/p\u003e \u003cp\u003eAssessing other factors 232\u003c\/p\u003e \u003cp\u003eUnderstanding Investment Risks 233\u003c\/p\u003e \u003cp\u003eLow-risk investments 233\u003c\/p\u003e \u003cp\u003eModerate-risk investments 234\u003c\/p\u003e \u003cp\u003eHigh-risk investments 236\u003c\/p\u003e \u003cp\u003eKeeping Your Balance 239\u003c\/p\u003e \u003cp\u003eReassessing your goals 239\u003c\/p\u003e \u003cp\u003eAvoiding common (and expensive) mistakes 240\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 17: Minimizing Uncle Sam’s Share 245\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFilling Out Your W-4 Form 246\u003c\/p\u003e \u003cp\u003eSelecting your filing status 246\u003c\/p\u003e \u003cp\u003eClaiming single\/zero 248\u003c\/p\u003e \u003cp\u003eClaiming allowances 249\u003c\/p\u003e \u003cp\u003eFiguring deductions and adjustments 251\u003c\/p\u003e \u003cp\u003eKeeping Records 252\u003c\/p\u003e \u003cp\u003eKnowing what’s deductible 253\u003c\/p\u003e \u003cp\u003eInvesting in accounting software 253\u003c\/p\u003e \u003cp\u003eCreating your own spreadsheet 254\u003c\/p\u003e \u003cp\u003eCrunching the Numbers 254\u003c\/p\u003e \u003cp\u003eAre you better off itemizing? 255\u003c\/p\u003e \u003cp\u003eWill you run up against the Alternative Minimum Tax? 255\u003c\/p\u003e \u003cp\u003eHow can you offset capital gains? 256\u003c\/p\u003e \u003cp\u003eAvoiding Common Mistakes 257\u003c\/p\u003e \u003cp\u003eMissing deductions you’re entitled to 258\u003c\/p\u003e \u003cp\u003eSetting yourself up for penalties 259\u003c\/p\u003e \u003cp\u003eDoing It Yourself or Hiring a Pro 260\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 18: Covering Your Assets 261\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInsurance Basics 261\u003c\/p\u003e \u003cp\u003eUnderstanding coverage and limitations 262\u003c\/p\u003e \u003cp\u003eWeighing deductibles and premiums 263\u003c\/p\u003e \u003cp\u003eEvaluating insurance companies 263\u003c\/p\u003e \u003cp\u003eHomeowner’s Insurance 264\u003c\/p\u003e \u003cp\u003eAuto Insurance 265\u003c\/p\u003e \u003cp\u003eCollision 266\u003c\/p\u003e \u003cp\u003eComprehensive 266\u003c\/p\u003e \u003cp\u003eLiability 266\u003c\/p\u003e \u003cp\u003eInsuring against the Inevitable 267\u003c\/p\u003e \u003cp\u003eHow much life insurance you need 268\u003c\/p\u003e \u003cp\u003eTerm life versus whole life 270\u003c\/p\u003e \u003cp\u003eDisability Insurance 273\u003c\/p\u003e \u003cp\u003eYour employer’s plan 274\u003c\/p\u003e \u003cp\u003ePrivate disability insurance 275\u003c\/p\u003e \u003cp\u003eSocial Security disability 277\u003c\/p\u003e \u003cp\u003eLong-Term-Care Insurance 277\u003c\/p\u003e \u003cp\u003eInsurance You May Not Need 279\u003c\/p\u003e \u003cp\u003eCar-rental insurance 279\u003c\/p\u003e \u003cp\u003eTravel insurance 280\u003c\/p\u003e \u003cp\u003eLife insurance for your kids 281\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 19: Planning for Your Heirs 283\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePutting Your Wishes in Writing 283\u003c\/p\u003e \u003cp\u003eFiguring out what you have to leave 284\u003c\/p\u003e \u003cp\u003eChoosing an executor 285\u003c\/p\u003e \u003cp\u003eDivvying up your estate 286\u003c\/p\u003e \u003cp\u003ePaying final expenses 288\u003c\/p\u003e \u003cp\u003eUsing Trusts in Estate Planning 289\u003c\/p\u003e \u003cp\u003eDefining trusts 290\u003c\/p\u003e \u003cp\u003eRecognizing the advantages of trusts 290\u003c\/p\u003e \u003cp\u003eGetting Professional Help 293\u003c\/p\u003e \u003cp\u003eStarting early 293\u003c\/p\u003e \u003cp\u003eGetting the right kind of help 294\u003c\/p\u003e \u003cp\u003eKnowing what it’ll cost 295\u003c\/p\u003e \u003cp\u003eStoring Your Estate-Plan Documents 295\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 20: Keeping Your Finances in Good Health 297\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eKeeping It Simple 298\u003c\/p\u003e \u003cp\u003eEngaging the autopilot 298\u003c\/p\u003e \u003cp\u003eCleaning up the clutter 299\u003c\/p\u003e \u003cp\u003eTaking the universal view 300\u003c\/p\u003e \u003cp\u003eLetting your money work for you 301\u003c\/p\u003e \u003cp\u003eGiving Your Finances Regular Checkups 301\u003c\/p\u003e \u003cp\u003eRebalancing your portfolio 303\u003c\/p\u003e \u003cp\u003eWeeding out what you no longer need 303\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePart V: The Part of Tens 307\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 21: Ten Traits of Millionaires 309\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eSeeking Independence 310\u003c\/p\u003e \u003cp\u003eLiving Life, Not the Lifestyle 310\u003c\/p\u003e \u003cp\u003eWorking Hard — And Long 311\u003c\/p\u003e \u003cp\u003eStaying Positive 311\u003c\/p\u003e \u003cp\u003eOvercoming Failure 312\u003c\/p\u003e \u003cp\u003eBeing Organized 312\u003c\/p\u003e \u003cp\u003eBuilding a Network 313\u003c\/p\u003e \u003cp\u003eBeing the Boss 313\u003c\/p\u003e \u003cp\u003eStriking a Balance between Money and Your Life’s Work 314\u003c\/p\u003e \u003cp\u003eGrowing, Growing, Growing 315\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 22: Ten Ways to Find More (Of Your Own) Money 317\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eKeeping Track of Your Spending 317\u003c\/p\u003e \u003cp\u003eDistinguishing Between “I Need” and “I Want” 318\u003c\/p\u003e \u003cp\u003eAssigning Your Own Value to Purchases 320\u003c\/p\u003e \u003cp\u003eAvoiding Bargains That Really Aren’t 320\u003c\/p\u003e \u003cp\u003eSpending Now to Save Later 321\u003c\/p\u003e \u003cp\u003eGetting Rid of Credit Card Balances 322\u003c\/p\u003e \u003cp\u003eEliminating Hidden Fees 323\u003c\/p\u003e \u003cp\u003eMaximizing Tax Deductions 324\u003c\/p\u003e \u003cp\u003eUsing Coupons, Rebates, and Rewards Programs 325\u003c\/p\u003e \u003cp\u003eFinding Lost Money 325\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 23: Ten Ways to Make Your Money Work Harder 327\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePaying Yourself First 327\u003c\/p\u003e \u003cp\u003eMaking Your Money Earn Its Keep 328\u003c\/p\u003e \u003cp\u003eSocking Away Money in CDs and Money-Market Accounts 329\u003c\/p\u003e \u003cp\u003eMaximizing Matching Funds 330\u003c\/p\u003e \u003cp\u003eFinding Free Money 331\u003c\/p\u003e \u003cp\u003eSaving for Major Purchases 331\u003c\/p\u003e \u003cp\u003eFunding Traditional IRAs 332\u003c\/p\u003e \u003cp\u003eTaking Advantage of Roth IRAs 332\u003c\/p\u003e \u003cp\u003eSaving for College with 529 Plans 332\u003c\/p\u003e \u003cp\u003eTaking the Long View 333\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 24: Ten Ways You Can Tell You’re a Millionaire 335\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Got You Here Stays with You 335\u003c\/p\u003e \u003cp\u003eYou Work Because You Want To 335\u003c\/p\u003e \u003cp\u003eYou Focus on Yourself — Not on What Others Have 336\u003c\/p\u003e \u003cp\u003eYou Update Your Goals 336\u003c\/p\u003e \u003cp\u003eYou Stay Informed and in Control 337\u003c\/p\u003e \u003cp\u003eYou Say No 337\u003c\/p\u003e \u003cp\u003eYou See the Benefits of Risk 338\u003c\/p\u003e \u003cp\u003eYou’re Prepared 338\u003c\/p\u003e \u003cp\u003eYou Enjoy the Abundance in Your Life 338\u003c\/p\u003e \u003cp\u003eYou Count Your Blessings 339\u003c\/p\u003e \u003cp\u003eIndex 341\u003c\/p\u003e  \u003cp\u003e\u003cb\u003eRobert Doyen\u003c\/b\u003e is a former Enrolled Agent with the Internal Revenue Service and former Registered Representative with the Securities and Exchange Commission. He now manages his seven-figure investment portfolio. \u003cb\u003eMeg Schneider\u003c\/b\u003e is an award-winning writer with more than two decades of experience in television, radio, and print journalism.   \u003c\/p\u003e\u003cp\u003e\u003cb\u003e\u003ci\u003eLearn to:\u003c\/i\u003e\u003c\/b\u003e \u003c\/p\u003e\u003cul\u003e\t \u003cli\u003eAchieve and maintain financial freedom\u003c\/li\u003e \u003cli\u003eManage your investments wisely\u003c\/li\u003e \u003cli\u003eMinimize taxes while making your money grow\u003c\/li\u003e \u003cli\u003eAvoid common and costly financial mistakes\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003e\u003cb\u003eYour practical guide to taking control of your money and achieving great wealth\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003eWant to be a millionaire? You can! This no-nonsense guide shows you how to make your financial dreams come true with a proven method of saving, smart investing, and solid moneymaking opportunities. You'll see how to make wise financial decisions, minimize taxes, avoid costly mistakes, and ride out an unstable economy in order to reach your goals. \u003c\/p\u003e\u003cul\u003e\t \u003cb\u003e\u003cli\u003eGet your finances in order —\u003c\/li\u003e\u003c\/b\u003e understand your relationship with money and lay the groundwork for setting and meeting your financial security goals \u003cb\u003e\u003cli\u003eStart building wealth today —\u003c\/li\u003e\u003c\/b\u003e get rid of bad debt, start and stick to a savings plan, and maximize your paycheck \u003cb\u003e\u003cli\u003eBegin a venture to make your millions —\u003c\/li\u003e\u003c\/b\u003e explore proven wealth-building opportunities, including starting your own business, coming up with an invention, capitalizing on an inheritance, and investing in real estate \u003cb\u003e\u003cli\u003eManage your money wisely —\u003c\/li\u003e\u003c\/b\u003e know your risk tolerance, get help from the pros, and minimize your tax liability \u003cb\u003e\u003cli\u003ePlan for the unexpected and the inevitable —\u003c\/li\u003e\u003c\/b\u003e protect your assets, plan for your heirs, and keep your finances in good health \u003cb\u003e\u003cli\u003eStay financially secure for the rest of your life —\u003c\/li\u003e\u003c\/b\u003e reshape your attitude toward money and make the right financial security decisions \u003c\/ul\u003e  \u003cp\u003e\u003cb\u003eOpen the book and find:\u003c\/b\u003e \u003c\/p\u003e\u003cul\u003e \u003cli\u003eWhat you can do to immediately improve your finances\u003c\/li\u003e \u003cli\u003eThe difference between good and bad debt\u003c\/li\u003e \u003cli\u003eProven strategies for building wealth\u003c\/li\u003e \u003cli\u003eHow to invest for income or growth\u003c\/li\u003e \u003cli\u003eMoney pitfalls and poor practices to avoid\u003c\/li\u003e \u003cli\u003eWays to free up your money and make it work for you\u003c\/li\u003e \u003cli\u003eA plan for working out finances with your partner\u003c\/li\u003e \u003cli\u003eTips for protecting your credit-worthiness\u003c\/li\u003e \u003c\/ul\u003e","brand":"For Dummies","offers":[{"title":"Default Title","offer_id":47989556117733,"sku":"NP9780470276747","price":22.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9780470276747.jpg?v=1761784581","url":"https:\/\/k12savings.com\/es\/products\/making-millions-for-dummies-isbn-9780470276747","provider":"K12savings","version":"1.0","type":"link"}