{"product_id":"how-much-is-enough-isbn-9781118493632","title":"How Much Is Enough?","description":"\u003cb\u003eThe numerical and emotional aspects of planning for retirement\u003c\/b\u003e \u003cp\u003eThis hands-on resource demystifies financial planning by giving the Enough number: an exact figure specific to personal goals, which can be a target number to aim for in retirement. It shows what changes will help to achieve the number, and offers an understanding of hidden motivations when it comes to spending money. It also provides an overview of the multitudes of investments available and provides conservative guidelines that will help make money, save taxes, and sleep at night.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eOffers a clear understanding of the different attitudes toward money and includes strategies to achieve goals\u003c\/li\u003e \u003cli\u003eIncludes the tools needed to save for later and enjoy rewards today\u003c\/li\u003e \u003cli\u003eContains a method for tracking money to help get your finances where you want them to be\u003c\/li\u003e \u003cli\u003eCovers the details of what it takes to work effectively with a financial advisor\u003c\/li\u003e \u003cli\u003eWritten by Diane McCurdy, a noted financial planner, speaker, author, and founder of McCurdy Financial Planning\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThis hands-on guide walks you through a proven program that is designed to keep you on the right track to financial success.\u003c\/p\u003e  Preface to the Third Edition ix  \u003cp\u003eAcknowledgements xiii\u003c\/p\u003e \u003cp\u003eIntroduction xvii\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART ONE: WHAT IS ENOUGH?\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: Your Money and Your Life 3\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Did You Score? 8\u003c\/p\u003e \u003cp\u003eTwo Attitudes, One Family 15\u003c\/p\u003e \u003cp\u003eMoney Myths 17\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: Where It Goes 21\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTracking Your Cash Flow 22\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: What You Want\u003c\/b\u003e 37\u003c\/p\u003e \u003cp\u003eWhat Do You Want, Anyway? 38\u003c\/p\u003e \u003cp\u003eWish List Favourites 45\u003c\/p\u003e \u003cp\u003eYearly Goals 49\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: What’s Enough for You 55\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Magic Number 55\u003c\/p\u003e \u003cp\u003eCrunching the Numbers 56\u003c\/p\u003e \u003cp\u003eWhat Your Enough Number Means 72\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART TWO: GETTING ENOUGH\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: Getting on Track 77\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eNeeds vs. Wants 78\u003c\/p\u003e \u003cp\u003eBudgeting—I’ll Try to Be Gentle 81\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: Finding Financial Advice 95\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eFinding a Good Financial Advisor 96\u003c\/p\u003e \u003cp\u003eTrust, Two Ways 98\u003c\/p\u003e \u003cp\u003eYour Risk Profi le 104\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: How to Make Your Money Grow 109\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eLoaners 110\u003c\/p\u003e \u003cp\u003eOwners 115\u003c\/p\u003e \u003cp\u003eOwner Investments: The Basics 119\u003c\/p\u003e \u003cp\u003eSome Rules for Investing 134\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: Registered Plans 137\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eRegistered Retirement Savings Plans 138\u003c\/p\u003e \u003cp\u003eRegistered Education Savings Plans (RESPs) 148\u003c\/p\u003e \u003cp\u003eTax-Free Savings Accounts (TFSAs) 152\u003c\/p\u003e \u003cp\u003eSaving Outside the Government Plans 157\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9: Ages and Stages 161\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eAge 20–35 161\u003c\/p\u003e \u003cp\u003eAge 35–50 170\u003c\/p\u003e \u003cp\u003eAge 50–65 Plus 172\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10: Family Finances 183\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTeaching Kids the Value of Money 183\u003c\/p\u003e \u003cp\u003eThe Money Challenge 184\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11: I’ve Got Enough (Now What?) 193\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eA Changing Concept of Retirement 194\u003c\/p\u003e \u003cp\u003eRetirement: The Financial Side 203\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 12: Estate Planning 227\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Happens if I Don’t Have a Will? 228\u003c\/p\u003e \u003cp\u003eLaying the Groundwork 231\u003c\/p\u003e \u003cp\u003eWhat Happens to My Business? 240\u003c\/p\u003e \u003cp\u003eHow Do I Choose My Executor? 243\u003c\/p\u003e \u003cp\u003eHow to Save Tax and Probate on Your Estate 244\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 13: Tips and Thoughts to Make It Work 245\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTwenty Thoughts to Help You Stay on Track 246\u003c\/p\u003e \u003cp\u003eTwenty Tips to Help You Save Money 247\u003c\/p\u003e \u003cp\u003eAppendix: Financial Planning Professional Designations 249\u003c\/p\u003e \u003cp\u003eIndex 251\u003c\/p\u003e \u003cp\u003eAbout the Author 261\u003c\/p\u003e \u003cp\u003e\u003cb\u003eDiane McCurdy, CFP,\u003c\/b\u003e is the founder of McCurdy Financial Planning Inc., an established and respected firm that services clients from all walks of life. An active writer, educator, speaker and advisor, Diane is recognized internationally in her industry and in the media. She is also a real estate investor and a member of the Million Dollar Round Table.\u003c\/p\u003e   \u003cp\u003ePraise for \u003ci\u003eHow Much is Enough?\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\"The one question clients continually ask financial planner Diane McCurdy is 'How much is enough?' to retire on. The answers are in this timely guide to financial independence for young people, boomers on the cusp of retirement, and everyone between.\"\u003cbr\u003e – Jonathan Chevreau, editor of \u003ci\u003eMoneySense\u003c\/i\u003e magazine and author of \u003ci\u003eFindependence Day\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\"Most Canadians wish they had better control of their finances, and too many of them have no idea how to get it. \u003ci\u003eHow Much is Enough\u003c\/i\u003e offers a clear, compelling and accessible answer. If you've ever wondered about how to safeguard your future, you need to read this book.\"\u003cbr\u003e – Amanda Lang, Senior Business Correspondent, CBC News, author of \u003ci\u003eThe Power of Why\u003cbr\u003e \u003c\/i\u003e\u003cbr\u003e \"Easy-to-read . . . information everybody should know about personal money management.\"\u003cbr\u003e – Bruce Cohen, author of \u003ci\u003eThe Money Advisor\u003c\/i\u003e and co-author of \u003ci\u003eThe Pension Puzzle\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\"A timely and useful book for boomers and others seriously interested in a comprehensive approach to financial planning for retirement.\"\u003cbr\u003e – David K. Foot, author of \u003ci\u003eBoom Bust \u0026amp; Echo\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eFind Your Sleep-at-Night-and-Retire-Well Number\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePlanning for retirement can be stressful, and whether your money will last as long as you do is one of the biggest burning questions. \u003ci\u003eHow Much is Enough?\u003c\/i\u003e provides practical and personalized answers by examining both the financial and emotional aspects of money. You'll find out what money type you are and, as a result, you'll better understand your relationship to money and how money affects the relationships in your life. \u003ci\u003eHow Much is Enough?\u003c\/i\u003e reveals four simple truths that will help you reach your goals:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eWe need to acknowledge both the numerical and emotional sides of money issues\u003c\/li\u003e \u003cli\u003eWe need to be able to reward ourselves while we prepare for the future\u003c\/li\u003e \u003cli\u003eWe need to know where our money is going and understand our current situation\u003c\/li\u003e \u003cli\u003eEveryone needs a basic understanding of investing and investment products\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThis fully updated Canadian edition of \u003ci\u003eHow Much is Enough?\u003c\/i\u003e will help you build a tailored financial plan that will help you make money, save taxes and sleep at night. You'll know exactly how much you'll need, what you'll need it for and how to achieve your retirement goals.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47989375172837,"sku":"NP9781118493632","price":28.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781118493632.jpg?v=1761783868","url":"https:\/\/k12savings.com\/es\/products\/how-much-is-enough-isbn-9781118493632","provider":"K12savings","version":"1.0","type":"link"}