{"product_id":"from-here-to-financial-happiness-isbn-9781119510963","title":"From Here to Financial Happiness","description":"\u003cp\u003e\u003cb\u003eJust 77 days to a happier, more prosperous life!\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eFrom Here to Financial Happiness\u003c\/i\u003e is the day-by-day guide for anyone dreaming of a better life. Whether you’re dealing with debt, uncertain about retirement or simply want to get a grip on your finances, this book can put you on the road to happiness with a simple 11-week journey. Just 5-10 minutes a day to think about money, your habits, your goals, and your dreams. What steps can you take \u003ci\u003etoday\u003c\/i\u003e to get your finances on track? What bad habits, bad investments, and misconceptions should you let go of? This book is packed with 77 days’ worth of real, actionable guidance for getting your money right—for good. It’s not an investment scheme, not extreme couponing, not something else to add to your daily to-do list. Instead, it’s about changing \u003ci\u003eyou\u003c\/i\u003e—and the way you handle and think about money—so you can start building the life of your dreams.     \u003c\/p\u003e \u003cp\u003eThe next 11 weeks will be a revelation: Some days you’ll learn about finance, other days you’ll learn about yourself. Many days, you will be given a concrete list of things to do—right at that moment—to start steering your financial situation onto the right path.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eLearn how to stack the financial odds in your favor\u003c\/li\u003e \u003cli\u003eAmass savings for retirement, the children’s college or that next financial emergency\u003c\/li\u003e \u003cli\u003eChange your perspective on money and its role in your life\u003c\/li\u003e \u003c\/ul\u003e \u003cul\u003e \u003cli\u003eGet your financial house in order—and keep it that way\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eA better life is possible. You\u003ci\u003e do\u003c\/i\u003e have the power to change things for the better. \u003ci\u003eFrom Here to Financial Happiness\u003c\/i\u003e is your personal roadmap to financial freedom.\u003c\/p\u003e \u003cp\u003eDay One: Start Here, Go Anywhere 1\u003c\/p\u003e \u003cp\u003eDay Two: Failure Is Not an Option 3\u003c\/p\u003e \u003cp\u003eDay Three: Dream a Little 7\u003c\/p\u003e \u003cp\u003eDay Four: Embrace Humility 11\u003c\/p\u003e \u003cp\u003eDay Five: Twin Wins 15\u003c\/p\u003e \u003cp\u003eDay Six: Piling It On 17\u003c\/p\u003e \u003cp\u003eDay Seven: Everything’s a Tradeoff 21\u003c\/p\u003e \u003cp\u003eDay Eight: How Happy? 25\u003c\/p\u003e \u003cp\u003eDay Nine: Running the Treadmill 27\u003c\/p\u003e \u003cp\u003eDay Ten: What – Me Worry? 29\u003c\/p\u003e \u003cp\u003eDay Eleven: Lending a Hand 31\u003c\/p\u003e \u003cp\u003eDay Twelve: Looking Back 35\u003c\/p\u003e \u003cp\u003eDay Thirteen: Control What You Can 37\u003c\/p\u003e \u003cp\u003eDay Fourteen: Keep It Simple 39\u003c\/p\u003e \u003cp\u003eDay Fifteen: Happy Days 43\u003c\/p\u003e \u003cp\u003eDay Sixteen: Older and Wiser 45\u003c\/p\u003e \u003cp\u003eDay Seventeen: Life Support 47\u003c\/p\u003e \u003cp\u003eDay Eighteen: Desperately Seeking Solvency 49\u003c\/p\u003e \u003cp\u003eDay Nineteen: Sleeping Better 53\u003c\/p\u003e \u003cp\u003eDay Twenty: Home Schooling 57\u003c\/p\u003e \u003cp\u003eDay Twenty: One True Believers 61\u003c\/p\u003e \u003cp\u003eDay Twenty: Two Hunting but Not Gathering 63\u003c\/p\u003e \u003cp\u003eDay Twenty: Three Fixing to Win 67\u003c\/p\u003e \u003cp\u003eDay Twenty: Four What It Takes 71\u003c\/p\u003e \u003cp\u003eDay Twenty: Five Be Kind to Your Future Self 73\u003c\/p\u003e \u003cp\u003eDay Twenty: Six Ups and Downs 77\u003c\/p\u003e \u003cp\u003eDay Twenty: Seven Enjoying Your Dollars 81\u003c\/p\u003e \u003cp\u003eDay Twenty: Eight The Human Touch 85\u003c\/p\u003e \u003cp\u003eDay Twenty: Nine Taking Charge 87\u003c\/p\u003e \u003cp\u003eDay Thirty: Everybody in the Pool 89\u003c\/p\u003e \u003cp\u003eDay Thirty: One Cover Me 91\u003c\/p\u003e \u003cp\u003eDay Thirty: Two Just in Case 95\u003c\/p\u003e \u003cp\u003eDay Thirty: Three Hits and Misses 99\u003c\/p\u003e \u003cp\u003eDay Thirty: Four Wishes Come True (Maybe) 101\u003c\/p\u003e \u003cp\u003eDay Thirty: Five Peering Forward, Glancing Back 105\u003c\/p\u003e \u003cp\u003eDay Thirty: Six Driving Yourself Crazy 107\u003c\/p\u003e \u003cp\u003eDay Thirty: Seven Wheeling Dealing 109\u003c\/p\u003e \u003cp\u003eDay Thirty: Eight Taking Credit 111\u003c\/p\u003e \u003cp\u003eDay Thirty: Nine Running Up the Score 115\u003c\/p\u003e \u003cp\u003eDay Forty: Automate It 117\u003c\/p\u003e \u003cp\u003eDay Forty: One Added Interest 121\u003c\/p\u003e \u003cp\u003eDay Forty: Two Clearing the Hurdle 125\u003c\/p\u003e \u003cp\u003eDay Forty: Three Be an Owner 127\u003c\/p\u003e \u003cp\u003eDay Forty: Four All You Are 129\u003c\/p\u003e \u003cp\u003eDay Forty: Five Riding the Life Cycle 133\u003c\/p\u003e \u003cp\u003eDay Forty: Six Taking Aim 137\u003c\/p\u003e \u003cp\u003eDay Forty: Seven The Last Shall Be First 139\u003c\/p\u003e \u003cp\u003eDay Forty: Eight Marking Time 141\u003c\/p\u003e \u003cp\u003eDay Forty: Nine Calling It Quits 145\u003c\/p\u003e \u003cp\u003eDay Fifty: Needs First, Wants Second 149\u003c\/p\u003e \u003cp\u003eDay Fifty: One Getting Real about Real Estate 153\u003c\/p\u003e \u003cp\u003eDay Fifty: Two Homeward Bound 157\u003c\/p\u003e \u003cp\u003eDay Fifty: Three The Kids Are All Right 161\u003c\/p\u003e \u003cp\u003eDay Fifty: Four Compounding for Life 165\u003c\/p\u003e \u003cp\u003eDay Fifty: Five History Lesson 169\u003c\/p\u003e \u003cp\u003eDay Fifty: Six Fear Factor 171\u003c\/p\u003e \u003cp\u003eDay Fifty: Seven It’s All in the Mix 173\u003c\/p\u003e \u003cp\u003eDay Fifty: Eight Spreading Your Bets 177\u003c\/p\u003e \u003cp\u003eDay Fifty: Nine Reducing Drag 179\u003c\/p\u003e \u003cp\u003eDay Sixty: Cutting Taxes 183\u003c\/p\u003e \u003cp\u003eDay Sixty One: Worth the Wait 187\u003c\/p\u003e \u003cp\u003eDay Sixty Two: Everything in Its Place 189\u003c\/p\u003e \u003cp\u003eDay Sixty Three: Unbeatable 193\u003c\/p\u003e \u003cp\u003eDay Sixty Four: Matching the Market 195\u003c\/p\u003e \u003cp\u003eDay Sixty Five: One-Stop Shopping 199\u003c\/p\u003e \u003cp\u003eDay Sixty Six: Coping with Crazy Markets 203\u003c\/p\u003e \u003cp\u003eDay Sixty Seven: Keeping Your Balance 205\u003c\/p\u003e \u003cp\u003eDay Sixty Eight: Negative Bonds 207\u003c\/p\u003e \u003cp\u003eDay Sixty Nine: Borrowed Time 209\u003c\/p\u003e \u003cp\u003eDay Seventy: Imposing Order 213\u003c\/p\u003e \u003cp\u003eDay Seventy One: Playing Favorites 215\u003c\/p\u003e \u003cp\u003eDay Seventy Two: Moving On 219\u003c\/p\u003e \u003cp\u003eDay Seventy Three: Cents and Sensibilities 223\u003c\/p\u003e \u003cp\u003eDay Seventy Four: Hiring Help 225\u003c\/p\u003e \u003cp\u003eDay Seventy Five: The Virtuous Cycle 229\u003c\/p\u003e \u003cp\u003eDay Seventy Six: What Money Buys 233\u003c\/p\u003e \u003cp\u003eDay Seventy Seven: Final Wishes 235\u003c\/p\u003e \u003cp\u003eAcknowledgments 239\u003c\/p\u003e \u003cp\u003eAbout the Author 241\u003c\/p\u003e   \u003cp\u003e\u003cb\u003eJONATHAN CLEMENTS\u003c\/b\u003e is the founder of HumbleDollar.com and author of seven earlier personal finance books, including \u003ci\u003eHow to Think About Money\u003c\/i\u003e. He sits on the advisory board and investment committee of Creative Planning, one of the country's largest independent financial advisors. Jonathan spent almost 20 years at\u003ci\u003e The Wall Street Journal\u003c\/i\u003e and worked for six years at Citigroup, where he was Director of Financial Education for Citi Personal Wealth Management.   \u003c\/p\u003e\u003cp\u003e\u003ci\u003eFrom Here to Financial Happiness\u003c\/i\u003e is your step-by-step, day-by-day guide for creating the life you have always dreamed of. Together with financial guru Jonathan Clements, you will embark on a 77-day journey that takes only 5 to 10 minutes a day to accomplish. Along the way, you will not only discover how to get your financial house in order, but also uncover some realities about yourself and how you think about money—including old ideas that may be holding you back from realizing your goals. \u003c\/p\u003e\u003cp\u003eNo matter what your current financial situation may be—buried in debt, worried about retirement, or simply wanting to get a grip on your finances—this book is designed to put you on the road to happiness and get you focused on money, your habits, your goals, and your dreams. You will learn the concrete steps you can take right now to get your finances on the right track—for good. In addition, you will discover the bad habits, investments, and misconceptions that you need to let go of. \u003c\/p\u003e\u003cp\u003eImagine, in just 11 weeks, you will have the confidence and tools you need to change your perspective on money and the role it plays in your life. You will start stacking the financial odds in your favor and amassing the savings needed for retirement, the children's college fund, or that next financial emergency. \u003c\/p\u003e\u003cp\u003eTake the \u003ci\u003eFrom Here to Financial Happiness\u003c\/i\u003e challenge and you will discover what you truly want from your financial life, while learning how to save, keep debt to a minimum, hold down investment costs, minimize taxes, and avoid unnecessarily risky investments.   \u003c\/p\u003e\u003cp\u003e\u003cb\u003eYou Can Have a Happier, More Prosperous Life in Just 77 Days!\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"We all get just one shot at making the financial journey from here to retirement, and we can't afford to fail. Even if we want to work for the rest of our lives, that simply isn't realistic: One day, our employer or our aging body will force us out of the workforce—and at that point we'll need a hefty pile of savings.\u003c\/p\u003e \u003cp\u003eHow can we stack the odds in our favor, so we have a high likelihood of amassing that decent-size nest egg? In the days ahead, we'll focus on some simple, no-nonsense strategies.\"\u003cb\u003e —From Chapter Two\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003ePraise for From Here to Financial Happiness\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"Bookstore shelves fairly groan with tomes on how to successfully earn, save and invest. Trouble is, those are the easy part. What's harder is understanding how your assets impinge on your psyche, and no one has thought and written more deeply on that fraught relationship than Jonathan Clements. \u003ci\u003eFrom Here to Financial Happiness\u003c\/i\u003e navigates those turbulent waters better than anything I've come across: read, enjoy and profit.\" \u003cb\u003e—WILLIAM BERNSTEIN,\u003c\/b\u003e author, \u003ci\u003eThe Four Pillars of Investing\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\"If you suspect you would benefit from a private conversation about your money with a genial expert, and who will do all this at your convenience and at almost no cost, this is the book for you—and for those you love.\"\u003cb\u003e—CHARLES ELLIS,\u003c\/b\u003e author, \u003ci\u003eWinning the Loser's Game\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\"This interactive investment guide clearly presents the time-tested financial advice you need to achieve your investment goals. What's unique: It draws the reader into the decision process—and personalizes the best strategy to achieve a richer financial life.\"\u003cb\u003e—BURTON MALKIEL,\u003c\/b\u003e author, \u003ci\u003eA Random Walk Down Wall Street\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\"Jonathan Clements has always had a mission to help people achieve financial success and be more thoughtful about their money. His new book guides readers on an interactive journey from financial rules of the game to financial security and, most importantly, to happiness.\"\u003cb\u003e—PETER MALLOUK,\u003c\/b\u003e author, \u003ci\u003eThe 5 Mistakes Every Investor Makes and How to Avoid Them\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003ci\u003eFrom Here to Financial Happiness\u003c\/i\u003e is your day-by-day guide to living the life you've always wanted but were unsure how to attain. Once you take the 11-week journey with financial expert Jonathan Clements, you will have a fresh perspective on you — and the way you handle and think about money.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47989247803621,"sku":"NP9781119510963","price":29.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119510963.jpg?v=1761783370","url":"https:\/\/k12savings.com\/es\/products\/from-here-to-financial-happiness-isbn-9781119510963","provider":"K12savings","version":"1.0","type":"link"}