{"product_id":"clever-girl-finance-isbn-9781119696735","title":"Clever Girl Finance","description":"\u003cp\u003e\u003cb\u003eLearn the basics of investing with this approachable\u003c\/b\u003e\u003cb\u003e guide to the world of finance\u003c\/b\u003e \u003c\/p\u003e \u003cp\u003e\u003ci\u003eClever Girl Finance: Learn How Investing Works, Grow Your Money\u003c\/i\u003e is the leading guide for women who seek to learn the basic foundations of personal investing. In a no-nonsense and straightforward style, this book teaches readers: \u003c\/p\u003e \u003cul\u003e \u003cli\u003eExactly how investing works and what you should be doing, no fancy finance degree required\u003c\/li\u003e \u003cli\u003eHow to leverage investing to build long term wealth even on a modest salary\u003c\/li\u003e \u003cli\u003eThe key pitfalls to avoid in order to become a successful investor\u003c\/li\u003e \u003cli\u003eHow to build a nest egg and invest in your future\u003c\/li\u003e \u003cli\u003eInsights from real-world success stories from other \"clever girl investors\" \u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003e\u003ci\u003eClever Girl Finance\u003c\/i\u003e teaches readers the irreplaceable value of investing for long-term financial gain, and the difference between making money and building wealth. \u003c\/p\u003e \u003cp\u003eWritten for any woman who’s ever sought out an accessible introduction to the world of investing, this book is especially suited to women interested in learning how investing works and taking guided action towards their financial success. \u003c\/p\u003e \u003cp\u003eAbout the Author xi\u003c\/p\u003e \u003cp\u003eAcknowledgments xiii\u003c\/p\u003e \u003cp\u003eYou are in the Right Place! Get Ready to Become a Clever Girl Investor! xv\u003c\/p\u003e \u003cp\u003eHow to Use This Book xix\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 Adjusting Your Mindset About Investing 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhy Investing Matters 7\u003c\/p\u003e \u003cp\u003eGetting Educated About Investing 9\u003c\/p\u003e \u003cp\u003eWomen and the Investment Gap: Why It’s More Important Than Ever for Women in Particular to Invest 11\u003c\/p\u003e \u003cp\u003eMy Investing Story: The Complete Game-Changer for My Finances 15\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 How the Stock Market Works 19\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhat Is the Stock Market? 21\u003c\/p\u003e \u003cp\u003eStock Exchanges in the United States 22\u003c\/p\u003e \u003cp\u003eIndices and the Stock Market 23\u003c\/p\u003e \u003cp\u003eThe Economy and the Stock Market 26\u003c\/p\u003e \u003cp\u003eHow the Economy Affects Your Portfolio 26\u003c\/p\u003e \u003cp\u003eClever Girl Investor: Meet Jennifer “Jenny” Coombs 30\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Core Investing Concepts: Inflation, Compounding, and the Rule of 72 33\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInflation 36\u003c\/p\u003e \u003cp\u003eWhat Causes Inflation? 37\u003c\/p\u003e \u003cp\u003eInflation in the United States 38\u003c\/p\u003e \u003cp\u003eCompounding 39\u003c\/p\u003e \u003cp\u003eHow Compound Interest Works 40\u003c\/p\u003e \u003cp\u003eThe Rule of 72 44\u003c\/p\u003e \u003cp\u003eCompound Interest, the Rule of 72, and Debt 46\u003c\/p\u003e \u003cp\u003eClever Girl Investor: Meet Cindy E. Zuniga 48\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Preparing to Invest 51\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eKey Factors to Ensure You’re Prepared to Invest 54\u003c\/p\u003e \u003cp\u003eSetting Your Investment Objectives 58\u003c\/p\u003e \u003cp\u003eUnderstanding Risk 59\u003c\/p\u003e \u003cp\u003eMitigating Risk 60\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 The Different Types of Stock Market Investments 65\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eInvesting in Stocks 67\u003c\/p\u003e \u003cp\u003eMarket Capitalization and Stocks 68\u003c\/p\u003e \u003cp\u003eInvesting in Bonds 70\u003c\/p\u003e \u003cp\u003eWhat to Know About Bonds 70\u003c\/p\u003e \u003cp\u003eShould You Buy Individual Stocks and\/or Bonds? 73\u003c\/p\u003e \u003cp\u003eInvesting in Funds 74\u003c\/p\u003e \u003cp\u003eIndex Funds to Win 76\u003c\/p\u003e \u003cp\u003eThe Key Benefits of Index Funds 77\u003c\/p\u003e \u003cp\u003ePopular Index Funds 79\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 Researching Your Investments 83\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThings to Look for When Researching Investments 86\u003c\/p\u003e \u003cp\u003eExtra Credit: More Investing Terms and Definitions 90\u003c\/p\u003e \u003cp\u003eClever Girl Investor: Meet Adeola Omole 92\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Where and How to Purchase Your Investments 97\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBrokerage Firms and Robo-Advisors 99\u003c\/p\u003e \u003cp\u003eWorking with a Financial Advisor 102\u003c\/p\u003e \u003cp\u003ePracticing with Simulation Accounts 103\u003c\/p\u003e \u003cp\u003eTrading versus Investing 104\u003c\/p\u003e \u003cp\u003eClever Girl Investor: Meet Jully-Alma Taveras 105\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Investing for Retirement 109\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTypes of Retirement Investment Accounts 114\u003c\/p\u003e \u003cp\u003eWhat to Do When You Leave Your Employer 122\u003c\/p\u003e \u003cp\u003eTips to Maximize Your Retirement Investments 123\u003c\/p\u003e \u003cp\u003eAre You Saving Enough? 126\u003c\/p\u003e \u003cp\u003eInvesting During Retirement 128\u003c\/p\u003e \u003cp\u003eClever Girl Investor: Meet Faneisha “Fo” Alexander 129\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 Simple Investing Strategies 133\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe 3-Fund Portfolio Investing Strategy 136\u003c\/p\u003e \u003cp\u003eAlternative Investing Strategies: The 1-Fund, 2-Fund, 4-Fund, and 5-Fund Portfolios 139\u003c\/p\u003e \u003cp\u003eClever Girl Investor: Meet Jamila Souffrant 143\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 10 Keeping Your Investments on Target 147\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Does Rebalancing Work? 149\u003c\/p\u003e \u003cp\u003eWhen to Rebalance Your Portfolio 150\u003c\/p\u003e \u003cp\u003eA Common Rule of Thumb: 100 Minus Your Age 151\u003c\/p\u003e \u003cp\u003eHow Often Should You Rebalance Your Portfolio? 151\u003c\/p\u003e \u003cp\u003eTarget-Date Funds, Robo-Advisors, and Portfolio Rebalancing 152\u003c\/p\u003e \u003cp\u003eLetting Go of a Losing Investment 153\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 11 The Deal with Taxes 157\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIncome Tax and Capital Gains Tax 159\u003c\/p\u003e \u003cp\u003eTax Losses 160\u003c\/p\u003e \u003cp\u003eMinimizing Your Tax Obligation 161\u003c\/p\u003e \u003cp\u003eChapter 12 Investing Mistakes and Pitfalls to Avoid 165\u003c\/p\u003e \u003cp\u003eKey Investing Mistakes and How to Avoid Them 168\u003c\/p\u003e \u003cp\u003eClever Girl Investor: Meet Regina Byrd 170\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIn Closing 175\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTakeaways to Remember 177\u003c\/p\u003e \u003cp\u003eIndex 181\u003c\/p\u003e \u003cp\u003e\u003cb\u003e BOLA SOKUNBI\u003c\/b\u003e is a Certified Financial Education Instructor, author, influencer, and finance expert. She’s also the CEO and founder of Clever Girl Finance, a platform that educates and empowers women to achieve their own financial independence and freedom. \u003c\/p\u003e  \u003cp\u003e“In light of the unfortunate gender wage and investment gaps, this book is full of pragmatic wisdom, encouraging advice, and crystal clear explanations. This is how Bola unpacks the \u003ci\u003ewhys\u003c\/i\u003e and the \u003ci\u003eways\u003c\/i\u003e of the world of investing—emboldening women of all ilks to put their money to work (sooner!) for their long-term gain.” \u003c\/p\u003e\u003cp\u003e\u003cb\u003e —Roshi Givechi,\u003c\/b\u003e Design Strategist; former Executive Design Director and Partner, IDEO \u003c\/p\u003e\u003cp\u003e “From starting your professional career to seasoned executive, Bola’s investment book is a must-have in your personal finance library. She builds confidence with a bold but pragmatic mentoring voice during important financial and critical life decisions! She is a visionary leader needed, especially during challenging times.” \u003c\/p\u003e\u003cp\u003e\u003cb\u003e —Maureen Jules-Perez,\u003c\/b\u003e Technology Executive, Inventor, and Strategist \u003c\/p\u003e\u003cp\u003e\u003cb\u003e Discover the financial secrets that can help anyone build long term wealth \u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e If you’re one of the millions of women who work hard for their money every day and wish you knew more about how to leverage the power of investing, \u003ci\u003eClever Girl Finance: Learn How Investing Works, Grow Your Money\u003c\/i\u003e is crafted just for you. Written by Bola Sokunbi, a renowned Certified Financial Education Instructor, \u003ci\u003eGrow Your Money\u003c\/i\u003e helps you unlock the secrets of investing that you’ve been missing out on. \u003c\/p\u003e\u003cp\u003e This book will teach you how to leverage your existing earnings to build wealth (even with a modest salary). You’ll learn how to avoid common mistakes and how to put your hard-earned money to work for you. Finally, you’ll discover how to grow a substantial nest egg that will take care of you well into your retirement. \u003c\/p\u003e\u003cp\u003ePerfect for women of all ages who want to learn about making their money work for them, \u003ci\u003eGrow Your Money\u003c\/i\u003e belongs on the bookshelves of female professionals and everyday working people who seek to build confidence in the world of investing and personal finance. It can transform a typical salary into a lifetime of wealth and prosperity. \u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47988927987941,"sku":"NP9781119696735","price":22.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119696735.jpg?v=1761782085","url":"https:\/\/k12savings.com\/es\/products\/clever-girl-finance-isbn-9781119696735","provider":"K12savings","version":"1.0","type":"link"}