{"product_id":"banking-on-change-isbn-9781119609988","title":"Banking on Change","description":"\u003cp\u003ePRAISE FOR\u003c\/p\u003e \u003cp\u003e\u003cb\u003eBanking on Change\u003c\/b\u003e\u003cb\u003e \u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\"In this 140th Anniversary celebration book, The London Institute of Banking and Finance stick to their core function of educating us all, but especially aspirant bankers, on the role and concerns of (retail and commercial) banking in the UK. They have assembled a well-chosen group of practitioners from a range of professions to write clear and easily assimilable essays, no technical expertise required, on a wide variety of current banking issues. If you want to learn about the current practices and problems of UK retail banking, this book must be essential reading.\"\u003c\/p\u003e \u003cp\u003e\u003cb\u003e—Charles Goodhart, \u003c\/b\u003eemeritus professor of banking and finance at the London School of Economics\u003c\/p\u003e \u003cp\u003e\"In this important book, a line from Bill Allen's contribution is key: 'Nobody can predict the ferocity of the gale of creative destruction' that faces the financial services sector. True; but if you read the many and varied contributions, you'll have a pretty good idea. Moreover, you'll understand how we (that is, bankers) got here – and what we should do to make the industry more competitive, fairer and more genuinely useful. It is a soup-to-nuts look at banking – from the early days of the Institute of Banking, through the go-go years of \u003ci\u003eifs\u003c\/i\u003e, to a present and future that are likely to be dominated by technology. It is well-worth a long read.\"\u003c\/p\u003e \u003cp\u003e\u003cb\u003e—Andrew Hilton, \u003c\/b\u003edirector, Centre for the Study of Financial Innovation\u003c\/p\u003e \u003cp\u003e\"If you were to imagine what a book celebrating 140 years of financial knowledge might contain, you could not come up with a better selection than this. As well as a historic sweep – from no-tech to fintech, the decline of trust and the rise of competition – today's hot subjects are addressed, including sustainable investing, cultural diversity and digital identity. The cradle-to-grave nature of the industry is captured in pieces about financial education and pensions. And it's well written, setting the scene nicely for the next era.\"\u003c\/p\u003e \u003cp\u003e\u003cb\u003e—Jane Fuller,\u003c\/b\u003e Fellow of the Society of Investment Professionals\u003c\/p\u003e \u003cp\u003eFinancial services are undergoing rapid, and potentially dramatic, change. What will happen in payments, in sustainable finance and in fintech? How can the industry boost financial inclusion and ensure that its workforce has the skills it needs to meet regulatory requirements and to compete with new entrants? Can trade finance rise to the challenge of underpinning global trade for all and help the developing world avoid \"financial abandonment\"? What do financial services need to do to protect our digital identities?\u003c\/p\u003e \u003cp\u003e\u003ci\u003eBanking on Change\u003c\/i\u003e provides insights by experts and influencers from across the financial services industry on these and other questions.\u003c\/p\u003e \u003cp\u003ePublished to mark the 140th anniversary of The London Institute of Banking \u0026amp; Finance, this book is intended to be of lasting value to both students and professionals.\u003c\/p\u003e \u003cp\u003eAbout the Editor vii\u003c\/p\u003e \u003cp\u003eAbout the Contributors ix\u003c\/p\u003e \u003cp\u003eForeword by \u003ci\u003eSteven Haberman\u003c\/i\u003e xv\u003c\/p\u003e \u003cp\u003eAbout the Book xvii\u003c\/p\u003e \u003cp\u003eIntroduction: Navigating the Centuries 1\u003cbr\u003e\u003ci\u003eOuida Taaffe\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eThe Business of Banking – Reflections, and Directions of Travel\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 1 Banking, Finance and Society: What Keeps the Motor Running? 11\u003cbr\u003e\u003ci\u003ePeter Hahn\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 2 Standing the Test of Time 21\u003cbr\u003e\u003ci\u003ePaul Lynam\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 3 What Happens When Nobody is Watching: Regulation, Bank Risk Culture and Achieving Environmental Sustainability 27\u003cbr\u003e\u003ci\u003eKern Alexander and Paul Fisher\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 4 It Takes an Ecosystem: The Future of Trade Financing 43\u003cbr\u003e\u003ci\u003eAlexander Malaket\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 5 A New Playbook for Banks 55\u003cbr\u003e\u003ci\u003eWilliam A. Allen\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 6 Sustainable Investment: The Golden Moment 69\u003cbr\u003e\u003ci\u003eElizabeth Corley\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 7 Living ‘Off Income’ 79\u003cbr\u003e\u003ci\u003eRichard Tomlinson\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 8 Power to the Customer: Disrupting Banking 93\u003cbr\u003e\u003ci\u003eAnne Boden\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 9 RIP Libor 101\u003cbr\u003e\u003ci\u003eRichard Northedge\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 10 Boosting UK Bank Competition: Still Many Cliffs to Climb 115\u003cbr\u003e\u003ci\u003eMartin Stewart\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eBanking – People and Skills\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 11 Changing the Face of Banking and Finance 125\u003cbr\u003e\u003ci\u003eShelley Doorey-Williams\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 12 Getting the Right Stuff 141\u003cbr\u003e\u003ci\u003eMike Thompson\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 13 Financial Education: How to Make it Count 149\u003cbr\u003e\u003ci\u003eAndy Davis\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eBanking, Technology and the Future\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 14 Banking on Identity 163\u003cbr\u003e\u003ci\u003eDavid G. W. Birch\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 15 Going Over the Top 173\u003cbr\u003e\u003ci\u003eRenier Lemmens\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 16 Banking Technology: Can the Centre Hold? 183\u003cbr\u003e\u003ci\u003eAnthony Gandy\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eChapter 17 The Future of Payments 199\u003cbr\u003e\u003ci\u003eRuth Wandhöfer\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003eThe Role of the Institute as a Life-Long Partner for Education\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eChapter 18 Life Lessons 211\u003cbr\u003e\u003ci\u003eAlex Fraser\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eIndex 217\u003c\/p\u003e \u003cp\u003e\u003cb\u003eThe London Institute of Banking and Finance\u003c\/b\u003e was established in 1879 as the Institute of Bankers, with a commitment to provide leadership on banking practice that was accessible to everyone working in the sector. The Institute quickly became central to the banking community in England and Wales and its influence spread around the world, evolving in line with the financial services and banking industries. Today, the LIBF has professional network of more than 20,000 members and alumni.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eDr Ouida Taaffe\u003c\/b\u003e is the editor of \u003ci\u003eFinancial World\u003c\/i\u003e, the magazine of The London Institute of Banking \u0026amp; Finance. She has been a trade journalist and editor for over 20 years, with a background in reporting on both financial services and technology.\u003c\/p\u003e  \u003cp\u003eIn this book, commissioned by The London Institute of Banking \u0026amp; Finance to mark its 140th anniversary, experts from across the sector examine some of the changes, challenges and opportunities for banking and finance – past, present and future. The impact of fintech, the rise of sustainable finance, the new skills needed by the sector, and the role of banks in protecting our digital identities, are among the exciting debates examined by this accessible book. \u003c\/p\u003e\u003cp\u003eThe London Institute of Banking \u0026amp; Finance has led the way in educating banking professionals since its foundation in 1879. It was set up by bank workers who came together to establish professional standards, and its qualifications quickly became essential for a career in UK banking. Over one and a half million people have now studied with the Institute and gone on to have successful careers in the sector. Their work has helped to ensure that both banks and the communities they serve flourish. \u003c\/p\u003e\u003cp\u003eThe Institute has evolved alongside financial services, providing the skills and qualifications required by people working in banking and finance in the 21st century.\t   \u003c\/p\u003e\u003cp\u003ePRAISE FOR \u003cb\u003eBanking on Change\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\"In this 140th Anniversary celebration book, The London Institute of Banking and Finance stick to their core function of educating us all, but especially aspirant bankers, on the role and concerns of (retail and commercial) banking in the UK. They have assembled a well-chosen group of practitioners from a range of professions to write clear and easily assimilable essays, no technical expertise required, on a wide variety of current banking issues. If you want to learn about the current practices and problems of UK retail banking, this book must be essential reading.\" —\u003cb\u003eCharles Goodhart\u003c\/b\u003e, emeritus professor of banking and finance at the London School of Economics \u003c\/p\u003e\u003cp\u003e\"In this important book, a line from Bill Allen's contribution is key: 'Nobody can predict the ferocity of the gale of creative destruction' that faces the financial services sector. True; but if you read the many and varied contributions, you'll have a pretty good idea. Moreover, you'll understand how we (that is, bankers) got here – and what we should do to make the industry more competitive, fairer and more genuinely useful. It is a soup-to-nuts look at banking – from the early days of the Institute of Banking, through the go-go years of \u003ci\u003eifs,\u003c\/i\u003e to a present and future that are likely to be dominated by technology. It is well-worth a long read.\" —\u003cb\u003eAndrew Hilton\u003c\/b\u003e, director, Centre for the Study of Financial Innovation \u003c\/p\u003e\u003cp\u003e\"If you were to imagine what a book celebrating 140 years of financial knowledge might contain, you could not come up with a better selection than this. As well as a historic sweep – from no-tech to fintech, the decline of trust and the rise of competition – today's hot subjects are addressed, including sustainable investing, cultural diversity and digital identity. The cradle-to-grave nature of the industry is captured in pieces about financial education and pensions. And it's well written, setting the scene nicely for the next era.\" —\u003cb\u003eJane Fuller\u003c\/b\u003e, Fellow of the Society of Investment Professionals \u003c\/p\u003e\u003cp\u003eFinancial services are undergoing rapid, and potentially dramatic, change. What will happen in payments, in sustainable finance and in fintech? How can the industry boost financial inclusion and ensure that its workforce has the skills it needs to meet regulatory requirements and to compete with new entrants? Can trade finance rise to the challenge of underpinning global trade for all and help the developing world avoid \"financial abandonment\"? What do financial services need to do to protect our digital identities? \u003c\/p\u003e\u003cp\u003e\u003ci\u003eBanking on Change\u003c\/i\u003e provides insights by experts and influencers from across the financial services industry on these and other questions. \u003c\/p\u003e\u003cp\u003ePublished to mark the 140\u003csup\u003eth\u003c\/sup\u003e anniversary of The London Institute of Banking \u0026amp; Finance, this book is intended to be of lasting value to both students and professionals.\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47988787839205,"sku":"NP9781119609988","price":45.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1842\/7735\/files\/9781119609988.jpg?v=1761781592","url":"https:\/\/k12savings.com\/es\/products\/banking-on-change-isbn-9781119609988","provider":"K12savings","version":"1.0","type":"link"}