Virgin Millionaire

Do you dream of being the first to reach the millionaire milestone?

Do you have big money ambitions? Are you committed to being so successful with investing that you not only set up yourself, but future generations as well? Virgin Millionaire is here to help you create a step-by-step game plan for true money and investing success. The goal? To live your ideal lifestyle WITHOUT sacrificing all your waking hours to work. If you want to become the first millionaire (or multimillionaire) in your family — and guarantee your long-term financial security — this book shares expert advice to get you there.

Virgin Millionaire combines the psychology behind wealth and money-habit building with simple strategies and frameworks to give you the why, what and how. You’ll learn about the five Smart Money Stages every person moves through on their journey to financial independence. With the Smart Money Stages, you’ll determine where you’re at now and get clear, actionable strategies for growing your wealth so you can progress through each stage faster. Discover the tactics that will help you focus, optimise and accelerate your money for ultimate impact.

Virgin Millionaire will show you how to:

• Set up the building blocks for serious money success
• Automate your money management to save time and drive better results
• Cut your tax bill to get ahead faster
• Buy your dream home, without a crippling mortgage
• Do it all without making drastic lifestyle sacrifices today

With this book, you’ll see why author Ben Nash is Australia’s most-followed financial adviser — and the founder of Australia’s most-awarded financial advice company. Don’t settle for anything short of achieving your full financial potential. Virgin Millionaire will show you how to realise your inner millionaire.

“Jargon-free and straight to the point. This book is a must-read for anyone serious about unlocking their inner millionaire.” — Victoria Devine, founder and author of She’s on the Money

About the Author vii

Introduction xi

Chapter 1 The Smart Money Stages 1

Chapter 2 You need debt to get rich 35

Chapter 3 Not all property wisdom is wise 63

Chapter 4 Replace your salary by investing 89

Chapter 5 Sexy investing 113

Chapter 6 Why rich people need a budget (the most) 133

Chapter 7 Tax strategies 153

Chapter 8 Tax structures 179

Chapter 9 Your Virgin Millionaire roadmap 207

Chapter 10 Your money dream team 239

Bonus: Take action with more confidence 271

Conclusion: Your next steps 273

Ben Nash is Australia’s most followed financial adviser and the founder of Pivot Wealth, Australia’s most awarded financial advice company. He’s the bestselling author of Replace Your Salary by Investing and Get Unstuck.

What if you had the step-by-step roadmap to becoming the first millionaire in your family?

Virgin Millionaire is that roadmap. Written by bestselling author and award-winning financial adviser Ben Nash, this book walks you through the exact stepsw to grow your money beyond what you ever thought possible—and set up your ideal lifestyle without drastic sacrifices.

Inside, learn about the five Smart Money Stages you’ll move through on your journey to true, long-lasting financial independence. With the Smart Money Stages as your game plan, you’ll discover clear, actionable strategies for money and investing success, no matter what stage you’re at right now.

This is your personal guidebook to creating serious wealth by investing the Smart Money way. Learn how to:

• create rock solid financial foundations to bulletproof your money
• automate saving success without just sacrificing more
• climb the property ladder quickly without the stress
• use tax saving structures like trusts and bonds to get ahead faster
• set and celebrate money milestones to drive motivation and progress.

Virgin Millionaire is a must-read if you want to permanently level up your lifestyle and create your ideal financial future.