Money Management Essentials For Dummies

Just the essentials you need to know to better manage your money

Money Management Essentials For Dummies is your cheat sheet on becoming financially secure, now and into the future. Small and value-priced for the budget conscious, this book offers strategies for anyone to say goodbye to excess debt and prepare to achieve their goals. You'll discover the easy steps you can start taking today to get to a place of stability with your money. Create an emergency fund, manage outstanding debt, get good insurance, invest your money, and set financial goals—with this easy-to-follow guidance. This Essentials For Dummies guide will help you set yourself up for financial success.

• Understand how effective money management leads to financial security
• Build up enough savings that you can survive life's curveballs
• Make an achievable plan for managing debt
• Start investing your money and planning your estate

Need easy-to-understand information to help get on track financially? Money Management Essentials For Dummies is the guide for you.

Introduction 1

Chapter 1: Knowing What Financial Security Means to You 3

Chapter 2: Establishing a Financial Safety Net 11

Chapter 3: Reducing and Repaying Debt 27

Chapter 4: Protecting Yourself with Insurance 51

Chapter 5: Lowering Your Tax Bill 69

Chapter 6: Investing for the Long Haul 79

Chapter 7: Setting Financial Goals Beyond Paying Bills 101

Chapter 8: Estate Planning: Leaving a Legacy 113

Chapter 9: Staying Financially Resilient in a Volatile World 125

Chapter 10: Continuing Your Financial Education 143

Chapter 11: Ten Ways to Prevent Identity Theft and Fraud 155

Index 161

Eric Tyson is a veteran financial counselor who has dedicated his life to helping people achieve financial success. He is the author of many best-selling titles like Personal Finance For Dummies, Investing For Dummies, and Home Buying For Dummies. This book also includes expert insight from Eric’s Personal Finance After 50 For Dummies co-author, Bob Carlson.

Your roadmap to navigating your financial challenges

Money regularly ranks at or near the top of lists of things that cause anxiety. A little know-how on better money management can help move that topic down on your list. This book shares how to take on the fears that personal finance can produce. Get a grasp on how to manage debt, build a financial safety net, avoid financial catastrophes, and ride out the ups and downs of the economy. This guide to the essentials of money management is your first step to achieving the calm that comes with being secure financially.

Inside…

• Building an emergency fund
• Reducing your debt
• Protecting yourself with insurance
• Investing for the future
• Prepping for possible crises
• Creating an estate plan
• Preventing identity theft and fraud