Budgeting for Beginners

Make the most of your money with this simple step-by-step guide to creating a budget!

Does opening your credit card bill make you anxious? Do you always run out of money before your next paycheck? Do you want help establishing and sticking to a budget? Budgeting for Beginners will help you build the confidence you need to take on short-term and long-term financial problems and goals.

This revised pocket guide includes how to:

• Save and invest money.
• Set up a budget you can stick to.
• Pay off your credit cards in a timely manner.
• Avoid habitual budgeting mistakes.

Along the way, you’ll complete a 12-step program for creating a reasonable budget you won’t want to break. This will help start you on the road to financial freedom and control!Peter Sander has an MBA from Indiana University and has worked in the high-tech marketing field for almost twelve years. He co-wrote The Complete Idiot’s Guide to Daytrading Like a Pro and The Pocket Idiot’s Guide to Living on a Budget.
Jonathan Sander is a research associate for Redwood Energy, Inc. He learned personal finance growing up in the Sander household and more recently from living on his own.