How Much Is Enough? Balancing Today's Needs with Tomorrow's Retirement Goals

Questions concerning retirement savings abound, but the one question on everyone’s mind is, "How much is enough to provide for the type of retirement I want?" How Much Is Enough? provides the answer by helping readers build a customized plan. Author and financial planning expert Diane McCurdy clearly explains how to save on taxes and invest wisely, so that readers can find the money they need to reach their retirement goals. Readers will also learn how to comfortably work with financial advisors and manage the investments needed for retirement. Filled with in-depth insight and practical advice, How Much Is Enough? is a refreshing approach to defining retirement goals and building a personalized plan to reach them. Preface.

Acknowledgments.

Introduction.

PART ONE: WHAT IS ENOUGH?

Chapter 1: Your Money and Your Life.

Chapter 2: Where It Goes.

Chapter 3: What You Want.

Chapter 4: What’s Enough for You—The Magic Number.

PART TWO: GETTING ENOUGH.

Chapter 5: Getting on Track.

Chapter 6: Finding Financial Advice.

Chapter 7: How to Make Your Money Grow.

Chapter 8: Retirement Plans.

Chapter 9: Ages and Stages.

Chapter 10: The Entrepreneurial Option.

Chapter 11: I’ve Got Enough—Now What?

Chapter 12: Estate Planning.

Chapter 13: Twenty Thoughts to Help You Stay on Track.

Appendix A: Registered Plans (Canada).

Appendix B: I’ve Got Enough—Now What? (Canada).

Appendix C: Estate Planning (Canada).

Notes.

Financial Planning Professional Designations.

About the Author.

Index.

DIANE McCURDY, CFP, is an experienced financial planner with more than twenty-five years of experience working with clients. She began by starting her own insurance agency, which expanded over time. McCurdy is now an elder planning counselor as well as a Certified Financial Planner. She is a member of the Million Dollar Round Table, a group of the top 30,000 insurance and financial service professionals from sixty-one countries. McCurdy has appeared frequently on TV and radio in Canada and more recently has been speaking to groups in the United States and elsewhere. Praise for How Much Is Enough?

"How Much Is Enough? gives you a practical, goal-oriented approach to looking ahead and working through your finances. The result is a non–anxiety producing method that works and sticks . . . you'd be nuts not to take advantage of it."
—Josh Gordon, bestselling author of Selling 2.0

"A great book about protecting your retirement funds and your future."
—Frank W. Abagnale, bestselling author of Catch Me If You Can "The most straightforward, easy-to-understand book I have ever read on financial planning. A must-read for anyone interested in a secure financial future."
—Richard H. Sullenger, The Sullenger Financial Group

"A useful guide to making your money grow—simply written, well thought out, and right to the point."
—Peter C. Newman, author and columnist for Maclean's magazine

"The attitude quiz alone is valuable. It not only helps you achieve a clear understanding about where you are and where you need to go financially—but personally too."
—Jeff Dowle, Executive Vice President, HSBC Bank