Clever Kids Save and Spend

Bring financial literacy to life with performance and participation

In Clever Kids Save and Spend, a Reader’s Theater script introduces children to the basics of earning money, making smart spending decisions, and planning ahead. As characters face relatable choices about saving or spending, young readers see how thoughtful decisions can help money last longer.

The script format encourages fluency and collaboration while reinforcing key concepts such as budgeting, banking, checks, credit cards, and cash. Back matter provides clear, kid-friendly explanations that deepen understanding and connect the story to real-world financial habits.

Clever Kids Save and Spend:

• Builds early financial literacy through performance
• Introduces saving, spending, and budgeting basics
• Reinforces decision-making skills

This is a fun way for children to learn that being smart with money means thinking before you choose.

| Kids can start earning, saving, and spending money wisely with this engaging Building Fluency Through Reader's Theater script about smart financial choices. |

Jody Smith, M.A., has worked for over 30 years in education, as both as classroom teacher and more recently as an instructional coach for kindergarten through second grade teachers. She supports teachers in understanding why and how to implement the science of reading in their literacy instruction. In addition, Jody develops curriculum and has authored a wide range of resources that translate educational research into practical classroom strategies, including What the Science of Reading Says: Literacy Strategies for Early Childhood.